Cobra Blog Posts

5 Situations Where You Need Short-Term Health Coverage

5 Situations Where You Need Short-Term Health Coverage

Posted by Lauren McNitt on March 2, 2016 in Life Transitions

Short-term health insurance can be critical to ensuring you are covered with no gaps throughout the transition periods in your life. Below are examples of five life transitions during which you would need short-term health insurance. 1. You started a new job and are waiting for your employer's insurance to start. A short-term health insurance plan may be a great solution for you if you are moving from one job to another. Your former company's plan will lapse once you leave, and many companies don't provide health insurance on your start date, but rather 60 or 90 days after. Keep in mind that you will not be eligible for Cobra if you opt for short-term coverage.... Read More ...

Study: Women's Health and Coverage Both Decline Following Divorce

Study: Women's Health and Coverage Both Decline Following Divorce

Posted by Andrea Emerson on February 17, 2016 in Life Transitions

A study by the University of Michigan titled Divorce and Women's Risk of Health Insurance Loss reported that roughly 115,000 American women lose private health insurance each year in the months following a divorce, and more than half of them become uninsured. What's more, divorce also causes their health to decline, both physically and psychologically, compounding the loss of medical coverage and financial hit that follow a divorce. It's a perfect storm for many women struggling with the end of their marriage.... Read More ...

Managing Health Insurance Through Divorce

Managing Health Insurance Through Divorce

Posted by Robert DiGiacomo on January 27, 2016 in Life Transitions

For couples going through a divorce, making decisions dividing your home and other assets and resolving custody issues may be top of mind. But you should also make it a priority to maintain health coverage for you and your children. Among the issues to resolve: Can you retain coverage under your spouse's plan? Will your children be covered? What options do you have for temporary coverage? No matter what, you don't want a gap in coverage. Know your healthcare rights and find out which insurance options are available to you as you finalize your divorce.... Read More ...

11 Things You Should Know About Cobra Health Insurance

11 Things You Should Know About Cobra Health Insurance

Posted by John Egan on November 23, 2015 in Insurance

What you don't know about COBRA could come back to bite you. If you've lost or left a job and have employer-sponsored health insurance, you'll likely be offered something called COBRA.... Read More ...

When Short Term Medical Insurance Might Be Your Best Choice

When Short Term Medical Insurance Might Be Your Best Choice

Posted by Kelli Vorndran on January 9, 2015 in Insurance

Many consumers aren’t aware of the benefits of short term medical (STM) insurance. While they may have heard of STM, they could be under the impression that it’s a last-ditch option when securing another form of health insurance has come up empty.... Read More ...

Can Dependents be Insured Under Medicare?

Can Dependents be Insured Under Medicare?

Posted by Kelli Vorndran on April 9, 2014 in Insurance

As time passes and more people wait to marry and to have children, there’s an obvious effect –more people are caring for children later in their lives. If you wait until age 35 to have your first child, you’ll be in your late fifties when he or she graduates from college.... Read More ...

How to Effectively Use Online Job Searches

How to Effectively Use Online Job Searches

Posted by Muhammad Yasin on March 27, 2014 in Life Transitions

Employment sites can be fantastic research tools for online job searches. They can help you see what companies are hiring and what qualifications those companies are looking for. After that, you can focus on those businesses, check out their websites, and find out who’s in the department you’d like to work in... Read More ...