Short term medical Blog Posts

How a College Student Should Prepare to Manage Finances as a Working Adult

How a College Student Should Prepare to Manage Finances as a Working Adult

Posted by Eric Rosenberg on May 25, 2016 in Life Transitions

Graduating from college is an incredible accomplishment and a significant life event. As your academic years will soon be behind you, it is important to get your finances in order so you can start on the path to personal financial success. If you are one of the growing number of students graduating with student debt, getting on track to pay off your loans is a vital first step after graduation. Most student loans give you six months before payments are due, but the sooner you start making these payments, the sooner your hard-earned money will start adding up in your savings account.... Read More ...

How to Start a New Job in a New City

How to Start a New Job in a New City

Posted by Eric Rosenberg on May 18, 2016 in Life Transitions

Moving to a new city is an exciting (and sometimes intimidating) experience. Not only are you starting a new job, but you are uprooting your life and moving to a new home in an often unfamiliar area. You can avoid being overwhelmed by planning out each step of the way and putting together a strategy for what to do when you land in your new hometown. ... Read More ...

7 Tips on Preparing for Graduation

7 Tips on Preparing for Graduation

Posted by Eric Rosenberg on May 4, 2016 in Life Transitions

Graduation is a major step in life. It marks the end of an era of education and the start of a new career or other life adventure. Whether you plan to go to work, graduate school, or take time to travel the globe, follow these tips to get ready for the real world as an adult with a college degree. ... Read More ...

How to Get a USA Green Card

How to Get a USA Green Card

Posted by Eric Rosenberg on April 20, 2016 in Life Transitions

People around the world look at the United States of America as a land of opportunity, but moving to the United States can be a major challenge. The culmination of efforts to move to the United States permanently comes in the form of a Green Card, or Permanent Resident Card. If you are looking to become a permanent resident, here are the steps you need to take.... Read More ...

How to Find Internships for College Graduates

How to Find Internships for College Graduates

Posted by Lauren McNitt on April 13, 2016 in Life Transitions

Post-college internships are a great way to introduce yourself to full-time work. With an internship, you have the opportunity to gain experience in different areas of your field, get real-world experience before heading on to graduate school, and maybe even land a full-time position at the company where you intern.... Read More ...

11 Tips to Stay Healthy While Unemployed

11 Tips to Stay Healthy While Unemployed

Posted by Lauren McNitt on April 8, 2016 in Personal Wellness

Maintaining a healthy lifestyle is challenging and it is often even more difficult when you are unemployed. A gym membership may be off the table, and making the McDonald's dollar menu part of your daily routine can be very tempting. So how do you keep working out, eating well, and attending to your mental health with a waning bank account balance and no job?... Read More ...

Pros and Cons of Staying on Your Parents' Insurance

Pros and Cons of Staying on Your Parents' Insurance

Posted by Robert DiGiacomo on April 6, 2016 in Life Transitions

The Affordable Care Act allows young adults to remain covered by their parents' insurance plan until they turn 26, regardless of whether they get married, attend school, have a full-time job, or still live at-home. According to the United States Department of Labor, this applies to both employer-sponsored plans and all plans in the individual market. For some, staying covered by their parents' plan will make the most sense financially. For others, it may be preferable to get your own insurance, through the government-sponsored Marketplace, your employer, or directly from an insurer.... Read More ...

What to Do for Health Insurance While You're Waiting on Medicare

What to Do for Health Insurance While You're Waiting on Medicare

Posted by Eric Rosenberg on March 30, 2016 in Life Transitions

Medicare is a federal health insurance program for adults 65 and older, and for some younger Americans who have a qualifying disability. The program was originally designed to take over for health insurance in retirement after employer coverage has ended, but has grown to be the go-to health plan for adults over 65.... Read More ...

3 Tips for Getting the Best Short-Term Insurance

3 Tips for Getting the Best Short-Term Insurance

Posted by Eric Rosenberg on March 29, 2016 in Insurance

Sometimes, whether because of a move, a job change, or a family event, we need to find a way to fill the gap in health insurance coverage. Living without coverage is a major risk, as an unexpected illness or injury could lead to tens of thousands of dollars in medical bills. To ensure you are covered in between major medical insurance plans, short-term medical insurance might be the perfect fit for your needs.... Read More ...

5 Ways to Love Your Job

5 Ways to Love Your Job

Posted by Eric Rosenberg on March 18, 2016 in Personal Wellness

Most full-time jobs require 40 hours per week, or about 2,000 hours per year. That is the equivalent of just over 83 full 24-hour days per year spent at work. If you are going to spend that much time somewhere, you shouldn't just try to find a job to get by- you should find a job you love. Not only will these five tips help you find a job you love, but they might even help you enjoy your existing job a little bit more.... Read More ...

How Long Can You Go Without Health Insurance Without Paying the ACA Penalty?

How Long Can You Go Without Health Insurance Without Paying the ACA Penalty?

Posted by Cheryl Alkon on March 15, 2016 in Insurance

Think buying health insurance is expensive? It can cost you a lot more to go without. According to Healthcare.gov, if you can afford health insurance, but choose not to buy it, you'll be required to pay a fee for each month you, your spouse, or your tax dependents don't have health insurance that qualifies as minimum essential coverage. This fee—also known as the individual shared responsibility payment, fine, or Affordable Care Act (ACA) penalty—will be collected when you file your federal tax return for the year you don't have coverage.... Read More ...

Returning from the Mission Field

Returning from the Mission Field

Posted by Eric Rosenberg on March 9, 2016 in Life Transitions

Going on a mission trip to a foreign country can be an amazing and rewarding experience. In addition to religious work, missions are a great way to help those in need around the world by offering community building, medical, and other support. Returning home from a lengthy trip in a less-developed region can be a big shock. Follow these steps to make your transition home smooth and comfortable.... Read More ...

5 Situations Where You Need Short-Term Health Coverage

5 Situations Where You Need Short-Term Health Coverage

Posted by Lauren McNitt on March 2, 2016 in Life Transitions

Short-term health insurance can be critical to ensuring you are covered with no gaps throughout the transition periods in your life. Below are examples of five life transitions during which you would need short-term health insurance. 1. You started a new job and are waiting for your employer's insurance to start. A short-term health insurance plan may be a great solution for you if you are moving from one job to another. Your former company's plan will lapse once you leave, and many companies don't provide health insurance on your start date, but rather 60 or 90 days after. Keep in mind that you will not be eligible for Cobra if you opt for short-term coverage.... Read More ...

What is Catastrophic Insurance?

What is Catastrophic Insurance?

Posted by Eric Rosenberg on February 23, 2016 in Insurance

When you shop for health insurance, you will come across many different types of policies designed to match your financial and healthcare needs. Some policies have a higher monthly premium and a lower out-of-pocket cost when you visit the doctor. Others have a low premium but very high out-of-pocket cost for regular care. One such health plan that has a lower premium and a higher deductible is a catastrophic health plan. Here's what you need to know about catastrophic insurance plans.... Read More ...

Study: Women's Health and Coverage Both Decline Following Divorce

Study: Women's Health and Coverage Both Decline Following Divorce

Posted by Andrea Emerson on February 17, 2016 in Life Transitions

A study by the University of Michigan titled Divorce and Women's Risk of Health Insurance Loss reported that roughly 115,000 American women lose private health insurance each year in the months following a divorce, and more than half of them become uninsured. What's more, divorce also causes their health to decline, both physically and psychologically, compounding the loss of medical coverage and financial hit that follow a divorce. It's a perfect storm for many women struggling with the end of their marriage.... Read More ...

3 Best Short-Term Insurance Providers

3 Best Short-Term Insurance Providers

Posted by Abigail Pratt on February 16, 2016 in Insurance

When you decide to buy a short-term medical insurance policy, it's important to find a reliable carrier that can provide coverage that meets your personal needs. The purpose of short-term medical insurance is to get you through gaps in coverage that may occur due to certain life circumstances, such as retirement or the loss of a full-time job. If you find yourself temporarily without insurance or waiting for your ACA-compliant coverage to take effect, a short-term policy may be the right solution for you.... Read More ...

Top 9 Resources for U.S. Immigrants

Top 9 Resources for U.S. Immigrants

Posted by Eric Rosenberg on February 3, 2016 in Life Transitions

Moving to the United States is a challenging process. In addition to crossing borders and potential language barriers, new immigrants must consult with many government offices in order to acquire visas and green cards-both of which come with tons of forms and paperwork. While there is no way to remove all of the hurdles of immigration, the following resources may make the process a bit easier to navigate.... Read More ...

Open Enrollment is Closed: Now What?

Open Enrollment is Closed: Now What?

Posted by Eric Rosenberg on February 2, 2016 in Insurance

If you've missed the open enrollment window to sign up for an ACA-compliant health plan through the Health Insurance Marketplace, all hope is not lost. You still have several options to get coverage for the year. Take these steps to find a plan that will work for your needs, no matter the time of the year. Short-Term Policies If you do not have insurance coverage and you need it in a hurry, one of the first places to look is short-term medical coverage. While these types of plans are not compliant with the Affordable Care Act... Read More ...

How to Avoid the Flu This Season

How to Avoid the Flu This Season

Posted by Cheryl Alkon on January 29, 2016 in Personal Wellness

While January is a time for new beginnings, it's also right in the middle of flu season, which peaks from December to February. According to the Centers for Disease Control and Prevention, flu vaccines are usually first available in October, and flu season can continue right through the warmer months in May. If you haven't already gotten a flu shot, but you would like to, it's not too late. You can typically get one at your doctor's office, your local health department, urgent care clinics, and possibly at your school, college, or workplace.... Read More ...

Managing Health Insurance Through Divorce

Managing Health Insurance Through Divorce

Posted by Robert DiGiacomo on January 27, 2016 in Life Transitions

For couples going through a divorce, making decisions dividing your home and other assets and resolving custody issues may be top of mind. But you should also make it a priority to maintain health coverage for you and your children. Among the issues to resolve: Can you retain coverage under your spouse's plan? Will your children be covered? What options do you have for temporary coverage? No matter what, you don't want a gap in coverage. Know your healthcare rights and find out which insurance options are available to you as you finalize your divorce.... Read More ...

Retirement Planning: Advantages and Disadvantages of Early Retirement

Retirement Planning: Advantages and Disadvantages of Early Retirement

Posted by Ashley Norman on January 20, 2016 in Life Transitions

Early retirement is often an opportunity to restore order to a proper life balance by spending more time with family and working on your favorite hobbies. But with these joyous prospects comes an income reduction, regardless of whether you take Social Security or an early pension. Different employers have different plans, but it pays to be aware of both the advantages and disadvantages of taking an early retirement.... Read More ...

Short-Term Health Insurance Can Bridge the Gap

Short-Term Health Insurance Can Bridge the Gap

Posted by John Egan on January 13, 2016 in Life Transitions

Thanks to the Affordable Care Act (ACA), otherwise known as ObamaCare, interest in short-term health insurance has spiked significantly. According to health insurance exchange eHealth, there was a 134 percent jump in applications for short-term health insurance between 2013 and 2014, when many ACA rules took effect.... Read More ...

Managing the Health Insurance Waiting Period

Managing the Health Insurance Waiting Period

Posted by Eric Rosenberg on January 12, 2016 in Insurance

Signing up for healthcare coverage is an important step to take in protecting yourself and your family from financial expenses should a medical issue arise unexpectedly. However, simply signing up does not mean your coverage will begin immediately. If you are enrolling in a new healthcare plan, you can take the following steps to ensure that you remain protected throughout any gaps in coverage.... Read More ...

Health Insurance Options When Aging off Your Parent’s Policy

Health Insurance Options When Aging off Your Parent’s Policy

Posted by Ashley Norman on December 30, 2015 in Life Transitions

When you turn 26, you are no longer eligible to stay on your parents’ health insurance plan. If you’re turning 26 soon, or have parents who qualify for Medicare before you turn 26, you will need to find alternative health coverage.... Read More ...

5 Questions to Ask Yourself During Open Enrollment

5 Questions to Ask Yourself During Open Enrollment

Posted by Eric Rosenberg on December 29, 2015 in Insurance

For many Americans, open enrollment is happening now. Open enrollment is a period each year where employees are able to make changes to their employer-sponsored or state-run marketplace health insurance plans. The 2016 Healthcare.gov open enrollment period lasts from November 1, 2015-January 31, 2016.... Read More ...

What You Need to Know About Health Insurance When Starting a New Job

What You Need to Know About Health Insurance When Starting a New Job

Posted by Eric Rosenberg on December 7, 2015 in Insurance

Starting a new job is exciting, but all the paperwork about insurance, taxes, and benefits can be confusing.... Read More ...

Health Insurance Options for New Hires in the Waiting Period

Health Insurance Options for New Hires in the Waiting Period

Posted by Kelli Vorndran on December 2, 2015 in Insurance

You’ve just landed a new job and you’re excited about proving your worth to your new employer. Despite your excitement in accepting the job, you’re concerned about your insurance benefits not starting right away. Should you play it safe and find some other coverage or take the ... Read More ...

ACA Open Enrollment Deadline: What Are Your Insurance Options?

ACA Open Enrollment Deadline: What Are Your Insurance Options?

Posted by Kelli Vorndran on December 1, 2015 in Insurance

The 2016 cut-off for open enrollment under the Affordable Care Act (ACA) will be on Jan. 31, 2016. With the deadline confirmed, here are the choices available to Americans not covered by a plan through their employer:... Read More ...

ACA Deadline Cheat Sheet

ACA Deadline Cheat Sheet

Posted by Brianna Weidman on November 30, 2015 in Insurance

The current healthcare marketplace can be confusing. Understanding your options, especially as they relate to the Affordable Care Act (ACA), requires some study. If you are planning to purchase a 2016 health insurance plan during the Open Enrollment Period, you need to be aware of certain dates.... Read More ...

Thousands Left Without Insurance as Nevada Health Co-Op Shuts Down

Thousands Left Without Insurance as Nevada Health Co-Op Shuts Down

Posted by Brianna Weidman on August 28, 2015 in Insurance

Thousands of Nevadans will be left without insurance coverage come January 1, 2016, when the Nevada Health Co-Op (NHC) closes its doors. If you are a member of the NHC, you have several options for continued health coverage.... Read More ...

Individual Mandate Changes for Cancelled Insurance Plans

Individual Mandate Changes for Cancelled Insurance Plans

Posted by Kelli Vorndran on May 5, 2015 in Insurance

The Obama administration has announced that Americans whose insurance plans have been canceled this year will get a temporary exemption from the “individual mandate” section of the Affordable Care Act. This means that if your insurance company cancelled your insurance plan in 2013, the federal government won’t require you to get health insurance in the... Read More ...

Dealing with Being Laid Off

Dealing with Being Laid Off

Posted by Jonathan Daniel on February 26, 2015 in Life Transitions

Dealing with being laid off is one of the most difficult experiences to go through in life. The mechanics of dealing with a layoff are well documented. Update your resume and LinkedIn page, spread the word, scope out potential companies, etc. But there is one aspect that doesn’t get a lot of attention and that’s a mistake.... Read More ...

Cancelled Insurance Survival Checklist

Cancelled Insurance Survival Checklist

Posted by Kelli Vorndran on February 20, 2015 in Insurance

You might be getting some unexpected—and possibly unwelcome—news about your health insurance if you have a policy that doesn’t meet the standards of the Affordable Care Act (ACA). And if you’re getting that news, you’re not alone.... Read More ...

Making Sense of Healthcare Insurance Extensions

Making Sense of Healthcare Insurance Extensions

Posted by Kelli Vorndran on January 12, 2015 in Insurance

You aren’t alone if the constant changes to the Affordable Care Act (ACA) deadlines are making you feel confused. Difficulties with the Healthcare.gov website, program rollouts, and uncertainty about levels of coverage have many American consumers unsure where to begin. A recent development... Read More ...

When Short Term Medical Insurance Might Be Your Best Choice

When Short Term Medical Insurance Might Be Your Best Choice

Posted by Kelli Vorndran on January 9, 2015 in Insurance

Many consumers aren’t aware of the benefits of short term medical (STM) insurance. While they may have heard of STM, they could be under the impression that it’s a last-ditch option when securing another form of health insurance has come up empty.... Read More ...

Top 5 Questions to Ask About Short Term Medical Insurance

Top 5 Questions to Ask About Short Term Medical Insurance

Posted by Kelli Vorndran on January 8, 2015 in Insurance

You’re in a period of transition – job loss, aging out of your parents’ policy, and so on – and you’re considering the purchase of short term medical (STM) insurance. You know STM is for the gaps when you’re between long-term coverage alternatives, but you still need more information. Here are the top 5 questions... Read More ...

How Short Term Medical Insurance Fills the Coverage Gap

How Short Term Medical Insurance Fills the Coverage Gap

Posted by Kelli Vorndran on January 8, 2015 in Life Transitions

Living without health insurance is risky. Should an accident occur when you’re without coverage, the financial ramifications could be life-altering. To combat chances of consumers being hit with large bills, the Affordable Care Act.... Read More ...

Your Adult Child Moving Back In

Your Adult Child Moving Back In

Posted by Daniel Giffin on December 9, 2014 in Life Transitions

As a parent, you undoubtedly want what is best for you children. But sometimes it can be difficult to help them, especially if their goals are at odds with your own, or if your child or children do not welcome your advice or assistance. And even when you are all on the same page, things can be tough.... Read More ...

Health Insurance Organizations and Programs

Health Insurance Organizations and Programs

Posted by Sandra Eblevi on December 9, 2014 in Life Transitions

This a challenging time to research health insurance policies and benefits. Although the ultimate results of the Patient Protection and Affordable Care Act promise to produce positive changes to our nation’s health care system, the industry is experiencing change and uncertainty. Resources, however, are available wherever you choose to turn. Dr. Carolyn McClanahan, a physician and a financial advisor, wrote a synthesis of the legislation for the website Forbes.com, titled “Cliffs Notes Version of the Affordable Care Act.” In the article, she summarizes the 10 titles of the bill and provides specifics as to what consumers can expect as changes are implemented over the next decade. Once each change has taken effect, professional researchers will identify the public and private agencies, departments, offices, foundations and other organizations involved in the current and planned healthcare system. In the meantime, here are other resources for your search.... Read More ...

How STM Can Benefit Consumers During ACA Enrollment Gaps

How STM Can Benefit Consumers During ACA Enrollment Gaps

Posted by Kelli Vorndran on November 4, 2014 in Life Transitions

Open enrollment in 2014 for a Marketplace health plan under the Affordable Care Act (ACA) came to a close on March 31. A plan purchased between March 16 and March 31 will go into effect on May 1. After that – unless you have a life event such as losing your job, having a child, or getting divorced – you will have to wait for the next enrollment period, which is set to begin in November. But even if... Read More ...

What to Do After College Graduation

What to Do After College Graduation

Posted by Randee Portteus on September 24, 2014 in Life Transitions

A college degree used to mean that you were guaranteed a career in your chosen field and a higher salary than those who hadn’t earned a bachelor’s degree. After the economic recession in 2008, however, many college graduates found themselves saddled with thousands of dollars of student loan debt and few, if any, job prospects. Things have picked up... Read More ...

Can I Keep My Old Doctors with STM?

Can I Keep My Old Doctors with STM?

Posted by Kelli Vorndran on May 28, 2014 in Insurance

One of the first questions asked by consumers considering the purchase of short term medical (STM) insurance is whether they can choose their doctors, hospitals, or other medical providers. The short answer is yes!... Read More ...

Final ACA Deadline Moved Back to April 15

Final ACA Deadline Moved Back to April 15

Posted by Kelli Vorndran on April 14, 2014 in Insurance

The Obama administration has granted a brief reprieve for those who started to enroll in the Health Insurance Marketplace prior to the March 31 open enrollment deadline. If you tried to enroll prior to March 31 but didn’t finish your application in time, you can still get coverage for 2014 if you complete your enrollment by April 15... Read More ...

5 Places to Turn When Job Searching

5 Places to Turn When Job Searching

Posted by Kelli Vorndran on April 10, 2014 in Life Transitions

Unemployment can be demoralizing. It’s sometimes hard to make the effort to look for a new job. You feel like Sisyphus, pushing the same boulder up the same mountain day after day only to see it roll back down. But the most important part... Read More ...

Can Dependents be Insured Under Medicare?

Can Dependents be Insured Under Medicare?

Posted by Kelli Vorndran on April 9, 2014 in Insurance

As time passes and more people wait to marry and to have children, there’s an obvious effect –more people are caring for children later in their lives. If you wait until age 35 to have your first child, you’ll be in your late fifties when he or she graduates from college.... Read More ...

How Young Adults Between Jobs Can Find Health Insurance

How Young Adults Between Jobs Can Find Health Insurance

Posted by Kelli Vorndran on April 9, 2014 in Life Transitions

The American healthcare landscape continues to change before our eyes as new parts of the Affordable Care Act begin to take effect. The changing landscape can be especially confusing if you’re a young adult between jobs. Should you get back on your parents’ insurance plan, sign up for... Read More ...

HCC Medical Insurance Services Gives Back to Its Agents

HCC Medical Insurance Services Gives Back to Its Agents

Posted by Muhammad Yasin on March 28, 2014 in Insurance

We’ve all been there. It’s a quarter after five on Friday, and your son’s baseball game starts in 20 minutes. You’re trying to finish up one last comparison for a client who leaves on a business trip to China next week. You’re trying to ensure that you choose the best plan for your client, but the company websites you depend on for plan information and quoting seem like labyrinths hiding the information you’re searching for... Read More ...

Meet Latoiya, Customer Service Specialist

Meet Latoiya, Customer Service Specialist

Posted by Muhammad Yasin on March 28, 2014 in Insurance

Meet Latoiya, one of our dedicated Customer Service Specialists. HCC Medical Insurance Services offers personal service via phone 24/7 in addition to email, live chat and Twitter during normal business hours. For a full listing of the travel assistance services provided by our service center, visit the customer care page.... Read More ...

MultiNational Underwriters to be Named HCC Medical Insurance Services

MultiNational Underwriters to be Named HCC Medical Insurance Services

Posted by Muhammad Yasin on March 28, 2014 in Insurance

Effective July 1, 2009, MultiNational Underwriters will be operating under the name of HCC Medical Insurance Services (HCCMIS for short). This new name further assimilates the company with its parent company, HCC Insurance Holdings, Inc, which is rated A+ by A.M. Best and has assets of over $8 billion.... Read More ...

College Graduate Tips: What to Wear and When to Wear It

College Graduate Tips: What to Wear and When to Wear It

Posted by Muhammad Yasin on March 28, 2014 in Life Transitions

Congratulations, college graduate, it’s time to transition into the workforce. You have a stack of resumes hot off the printer and maybe you have even purchased some short-term medical insurance to make sure you are covered until you find that dream job. But have you looked in your closet lately? Many people, especially recent college graduates, frequently have no idea how to dress in a professional situation.... Read More ...

5 Questions to Be Prepared for in Your Next Interview

5 Questions to Be Prepared for in Your Next Interview

Posted by Muhammad Yasin on March 28, 2014 in Life Transitions

During your time out of work, you’ve done everything right that you can think of: polishing up your resume, reaching out to your old business contacts, you may have even gotten yourself some short-term medical insurance so that you had coverage during your time off. Nice work! Now you’ve landed an interview for a job. After doing some research and practicing your interview skills in the mirror, you’re feeling calm, cool and ready.... Read More ...

Changes in Healthcare in 2013

Changes in Healthcare in 2013

Posted by Kelli Vorndran on March 27, 2014 in Insurance

The healthcare and health insurance industries have experienced many changes since the passing of the Affordable Care Act in 2010, with more changes to come. The Act will implement more changes to healthcare over a predetermined timeline, and insurance companies and citizens alike will be able to follow this timeline to anticipate changes and react... Read More ...

How to Effectively Use Online Job Searches

How to Effectively Use Online Job Searches

Posted by Muhammad Yasin on March 27, 2014 in Life Transitions

Employment sites can be fantastic research tools for online job searches. They can help you see what companies are hiring and what qualifications those companies are looking for. After that, you can focus on those businesses, check out their websites, and find out who’s in the department you’d like to work in... Read More ...

How To Retire Early

How To Retire Early

Posted by Ryan Love on March 27, 2014 in Life Transitions

It is no secret that most of us fantasize about retiring early in order to explore the world or immerse ourselves in hobbies that we have never had time for in the past. However, before you can actually retire, you have to properly prepare for it. There are certain steps you can take in order... Read More ...

Top Job Search Sites

Top Job Search Sites

Posted by Jarred Juett on March 27, 2014 in Life Transitions

Monster has been around longer than many other job search sites and is also one of the largest. Monster provides a trusted name for people looking for jobs online. On Monster, you can either search for jobs or put up a for-hire ad and upload a résumé. After signing up with Monster, you can upload... Read More ...

Dealing With Being Laid Off: One Man’s Story

Dealing With Being Laid Off: One Man’s Story

Posted by Jonathan Daniel on February 26, 2014 in Life Transitions

Dealing with being laid off is one of life’s great Catch-22 situations. When you’re working, you often want nothing more than time off to travel, spend time with your family, fix up the house, or just decompress. When you lose your job you have nothing but time but may not be able to justify traveling or... Read More ...