Compare Atlas Travel Insurance

Atlas Travel Insurance

ATLAS TRAVEL®

Customizable travel medical insurance for single trips.

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What is Atlas Travel insurance?

Atlas Travel insurance is offered in three different plan levels to meet every international traveler's specific needs. Whether you're traveling for business or pleasure, there's an Atlas insurance plan with coverage that can be tailored to you.

Why do I need travel medical insurance?

International travel can represent financial risk. The benefits of many standard medical insurance policies do not apply beyond the borders of your home country. A travel medical insurance plan can be the difference between a trip ruined by unexpected illness or injury, versus a trip with access to quality care and financial help if the unexpected strikes.

Which plan is best for me?

  • Atlas Essential provides coverage for the basic necessities as you travel away from your home country. An Essential plan is perfect for the budget-conscious traveler, healthy individuals with low concerns, or those traveling on a J-1 visa.

  • Atlas Travel provides customizable coverage for travelers looking to cover specific needs while abroad. Travelers can build an Atlas Travel plan with a balance between the basic essentials and more extensive coverage.

  • Atlas Premium provides exceptional, quality coverage for travelers interested in an elite package with higher coverage limits. A Premium plan is ideal for individuals with health concerns looking for total care and extensive coverage as they travel abroad.

Need more information before you decide?

Examine the chart below for a comparison of the three levels of Atlas Travel insurance coverage.

Eligible expenses subject to deductible or coinsurance:

Benefit Atlas Essential Atlas Travel Atlas Premium

Deductibles

$0, $100, $250, $500, $1,000 or $2,500

$0, $100, $250, $500, $1,000 or $2,500

$0, $100, $250, $500, $1,000 or $2,500

Maximum Coverage per Injury or Illness

Up to $1M

Up to $1M

Up to $2M

Maximum Coverage per Certificate Period

Up to $1M

Up to $1M

Up to $2M

Coinsurance – Claims incurred in U.S. or Canada

75% of eligible expenses

80% of eligible expenses

90% of eligible expenses

Coinsurance – Claims incurred outside U.S. or Canada

75% of eligible expenses

100% of eligible expenses after the deductible

100% of eligible expenses

Hospital Room and Board

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Local Ambulance

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Intensive Care Unit

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Physical Therapy

None

Up to $50/day

Up to $50/day

All Other Eligible Medical Expenses

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Terrorism

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Hospital Pre-certification Penalty

50% of eligible expenses

50% of eligible expenses

50% of eligible expenses

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Eligible expenses NOT subject to deductible or coinsurance:

Benefit Atlas Essential Atlas Travel Atlas Premium

Hospital Indemity

None

$100/day

$100/day

Emergency Dental

None

Up to $250

Up to $250

Emergency Medical Evacuation

Up to $500K

Up to $1M

Up to $1M

Emergency Reunion

None

Up to $50K

Up to $50K

Bedside Visit

None

Up to $1500

Up to $1500

Return of Minor Children

None

Up to $50K

Up to $50K

Pet Return

None

Up to $1K

Up to $1K

Political Evacuation

None

Up to $10K

Up to $25K

Repatriation of Remains

Up to $25K

Overall maximum limit

Overall maximum limit

Local Burial or Cremation

Up to $5K

Up to $5K

Up to $5K

Natural Disaster Benefit

None

$100/day for 5 days

$250/day for 5 days

Trip Interruption

None

Up to $5K

Up to $10K

Travel Delay

None

$100/day for 2 days

$200/day for 2 days

Lost Checked Luggage

None

Up to $500

Up to $1K

Common Carrier Accidental Death

None

Up to $50K

Up to $50K

Accidental Death and Dismemberment (AD&D)

None

Up to $250K

Up to $250K

Crisis Response

None

$10K

$100K

Personal Liability

None

Up to $100K

Up to $100K

Get Atlas Essential

Get Atlas Travel

Get Atlas Premium

Need more information to compare Atlas Travel insurance plans?

Visit each of the product pages below for more detailed information on Atlas plan benefits:

Get an Atlas Travel Quote

1000-AT-627-8971-7

HCC Medical Insurance Services, LLC (HCCMIS) is a service company that is a subsidiary of HCC Insurance Holdings Inc. HCCMIS is regulated by the State of Indiana in our capacity as Third Party Administrator. HCCMIS has authority to enter into contracts of insurance on behalf of the Lloyd's underwriting members of Lloyd's Syndicate 4141, which is managed by HCC Underwriting Agency Ltd.