Compare Atlas Travel Insurance

Atlas Travel Insurance

ATLAS TRAVEL®

Customizable travel medical insurance for single trips.

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What is Atlas Travel insurance?

Atlas Travel medical insurance is offered in two different plan levels to meet every international traveler’s specific needs. Whether you’re traveling for business or pleasure, there’s an Atlas plan with coverage that can be tailored to you.

Why do I need travel medical insurance?

International travel can represent financial risk. The benefits of many standard medical insurance policies do not apply beyond the borders of your home country. A travel medical insurance plan can be the difference between a trip ruined by unexpected illness or injury and a trip with access to quality care and financial help if the unexpected strikes.

Which plan is best for me?

  • Atlas Travel provides customizable coverage for travelers looking to cover specific needs while abroad. Travelers can build an Atlas Travel plan with a balance between the basic essentials and more extensive coverage.

  • Atlas Premium provides exceptional, quality coverage for travelers interested in an elite package with higher coverage limits. A Premium plan may be ideal for shorter trips or individuals looking for more extensive coverage as they travel abroad.

Need more information before you decide?

Examine the charts below for a comparison of the two levels of Atlas insurance coverage.

Detail Atlas Travel Atlas Premium

Deductibles

$0, $100, $250, $500, $1,000 or $2,500

$0, $100, $250, $500, $1,000 or $2,500

Maximum Coverage per Injury or Illness

Up to $2,000,000

Up to $2,000,000

Maximum Coverage per Certificate Period

Up to $2,000,000

Up to $2,000,000

Coinsurance – Claims incurred in U.S. or Canada

80% of next $5,000 of eligible expenses after the deductible, then 100% to maximum coverage limit

Coinsurance will be waived if expenses are incurred within the Preferred Provider Organization (PPO)

90% of next $5,000 of eligible expenses after the deductible, then 100% to maximum coverage limit

Coinsurance will be waived if expenses are incurred within the Preferred Provider Organization (PPO)

Coinsurance – Claims incurred outside U.S. or Canada

100% of eligible expenses after the deductible up to the maximum coverage limit

100% of eligible expenses after the deductible up to the maximum coverage limit

Hospital Room and Board

 checkmark

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Local Ambulance

Usual, reasonable and customary charges, when covered illness or injury results in hospitalization as inpatient

Usual, reasonable and customary charges, when covered illness or injury results in hospitalization as inpatient

Intensive Care Unit

Usual, reasonable and customary charges

Usual, reasonable and customary charges

Physical Therapy and Chiropractic Care

Up to $50/day (must be ordered in advance by a physician)

Up to $50/day (must be ordered in advance by a physician)

All Other Eligible Medical Expenses

 Usual, reasonable and customary charges

 Usual, reasonable and customary charges

Terrorism

$50,000 maximum lifetime limit, eligible medical expenses only

$50,000 maximum lifetime limit, eligible medical expenses only

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Eligible expenses NOT subject to deductible or coinsurance:

Benefit Atlas Travel Atlas Premium

Hospital Indemnity

$100/day

$100/day

Emergency Dental (acute onset of pain)

Up to $250

Up to $250

Emergency Medical Evacuation

Up to $1,000,000

Up to $1,000,000

Emergency Reunion

Up to $50,000 (maximum of 15 days)

Up to $50,000 (maximum of 15 days)

Bedside Visit

Up to $1,500

Up to $1,500

Return of Minor Children

Up to $50,000

Up to $50,000

Pet Return

Up to $1,000

Up to $1,000

Political Evacuation

Up to $10,000

Up to $25,000

Repatriation of Remains

Overall maximum limit

Overall maximum limit

Local Burial or Cremation

Up to $5,000

Up to $5,000

Natural Disaster–Replacement Accommodations

Up to $100/day for 5 days

Up to $200/day for 5 days

Trip Interruption

Up to $5,000

Up to $10,000

Travel Delay

Up to $100/day for 2 days

Up to $200/day for 2 days

Lost Checked Luggage

Up to $500

Up to $1,000

Common Carrier Accidental Death

Up to $50,000 per member.

Up to $250,000 per group.

Up to $50,000 per member.

Up to $250,000 per group.

Accidental Death and Dismemberment (AD&D)(Excludes loss due to common carrier accident)

Up to $50,000 per member.

Up to $250,000 per group.

Optional Accidental Death & Dismemberment Buy-up of $50,000 to Lifetime Maximum of $100,000

Up to $100,000 per member.

Up to $250,000 per group.

Crisis Response—Ransom, Personal Belongings, and Crisis Response Fees and Expenses

Up to $10,000.

Optional Crisis Response Buy-up with Natural Disaster Evacuation Coverage: $90,000 per certificate period, with $10,000 maximum for Natural Disaster Evacuation.

Up to $100,000 with $10,000 maximum for Natural Disaster Evacuation

Personal Liability

Up to $100,000

Optional Personal Liability Buy-up of $90,000 to Lifetime Maximum of $100,000.

Up to $100,000

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Need more information to compare Atlas insurance plans?

Visit each of the product pages below for more detailed information on Atlas plan benefits:

What happens if you get sick overseas? Guarantee you have health coverage.

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Tokio Marine HCC - Medical Insurance Services Group (MIS Group) is a service company and a member of the Tokio Marine HCC group of companies. Tokio Marine HCC - MIS Group has authority to enter into contracts of insurance on behalf of the Lloyd's underwriting members of Lloyd's Syndicate 4141, which is managed by Tokio Marine HCC – International Group.