You can provide convenient international medical insurance coverage for your employees who work overseas. GroupSecure® is a comprehensive international group benefit program for those companies and organizations that have three or more employees abroad or employee individuals in their home country (except US citizens in the US). We have options available to create the customized group insurance plan that is right for your organization. This includes medical/surgical benefits and optional benefit packages, including dental benefits and outpatient prescription drug coverage.
Who Would Benefit From a GroupSecure® Plan
- Designed for US-based organizations with employees overseas or non-US organizations with employees who lack adequate home country medical coverage.
- Designed for organizations with 3 or more employees working abroad.1
Back to Top | Request a Proposal
Key Benefits of a GroupSecure® Plan
| BRIEF SUMMARY | PROVIDED? | |
|---|---|---|
| Family member deductible | Yes |
A maximum of three deductibles per family. See the plan’s Description of Coverage for more details.
|
| Maternity and newborn care | Yes |
Coverage is available after 10 months of continous coverage. See the plan’s Description of Coverage for more details.
|
| Prescription drug coverage | Yes |
Inpatient drugs are available for covered illness. You have the option to include outpatient drug coverage. See the plan’s Description of Coverage for more details.
|
| Coverage available for dependent(s) and/or spouse | Yes |
See the plan’s Description of Coverage for more details.
|
| Optional wellness benefits | Yes |
You may choose to include this in your group plan. See the plan’s Proposal for more details.
|
| Pre-existing conditions | Yes |
Coverage available after a 12-month waiting period. See the plan’s Description of Coverage for more details.
|
| Optional mental health benefits | Yes |
You may choose to include this in your group plan. See the plan’s Proposal for more details.
|
| Optional dental benefits | Yes |
You may purchase our optional dental rider. See the plan’s Proposal for more details.
|
- Spouse and dependent coverage available
- No age maximum
- Online access to Group Zone to manage your account
- Inpatient & outpatient medical care
- Inpatient prescription drug and optional Outpatient prescription drug coverage
- Maternity and newborn care coverage
- Hospital room and board as well as ICU coverage
- Optional benefits packages: preventative, emergency assistance, mental health, hospital indemnity, vision, term life and AD&D
Unlike other group plans, GroupSecure® also features:
- Outpatient Prescription Drug Card: If this option is selected, each employee will receive a Prescription Drug Card recognized by 98% of the pharmacy outlets in the US.
- Medical Monitoring: Is the employee unable to keep their loved ones updated on their condition? Our services will help get in contact with the single contact they wish to update on their medical status in emergency situations.
- Travel Assistance Services: A full range of services are included with GroupSecure® insurance plans. From assistance with rebooking of flights, hotel changes, travel and passport replacements, translation and interpreter services, our customer service is here for your employees.
- Pre-Trip Health and Safety Advisories: We can provide up to date information on required vaccines, travel warnings, and visa or passport requirements for any area.
Back to Top | Request a Proposal
Like all HCCMIS policies, GroupSecure® comes with our outstanding travel assistance services. Members can call our World Service Center at anytime and from anywhere. We are available 24 hours a day, 365 days a year.
¹Country limitations set by the U.S. Treasury Department’s Office of Foreign Assets Control.
