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GroupSecure Business Travel Accident Insurance

For the business traveler, GroupSecure Business Travel Accident insurance provides exceptional, quality coverage as you travel abroad.

Perfect For:

  • Businesses with employee safety concerns
  • Travelers concerned with risks of traveling
  • Businesses interested in providing peace of mind for their employees

How can a business travel accident policy protect your business?

In today’s global marketplace businesses need to travel to ever-expanding destinations in order to reach their clients and find new opportunities. Yet today’s business travelers face many risks; from the inconvenience of a delayed flight, to the life-threatening experience of a medical emergency or terrorist attack. With a GroupSecure Business Travel Accident Policy from Tokio Marine HCC - MIS Group, you will have the peace of mind that your employees and your business will be protected no matter how big or how small the situation. Allow us to manage your business travel risk so that you can focus on what you do best, growing your business!

Tokio Marine HCC Business Travel Accident Benefits

Contact Us

MIS-BTA@tmhcc.com

Tel: 317-221-8081

 

Tokio Marine HCC - MIS Group

The Medical Insurance Group, a member of Tokio Marine HCC, is a recognized leader providing coverage to customers in more than 130 countries around the globe. Writing on behalf of HCC Life Insurance Company, U.S. Specialty Insurance Company, HCC International Insurance Company PLC and Lloyd’s of London, we offer a comprehensive range of services to meet a variety of needs. With a focus on delivering effective solutions, we specialize in the areas of International Accidental Death & Dismemberment; International Group Medical; International Medical; International Student Medical; International Term Life; International Travel Medical; London Market, Accident & Health; Short Term Medical and Student Accident insurance.

Tokio Marine HCC

Tokio Marine HCC is a leading specialty insurance group underwriting more than 100 classes of specialty insurance in approximately 180 countries. Headquartered in Houston, Texas, the company is made up of highly entrepreneurial teams equipped to underwrite special situations, companies, and individuals. Tokio Marine HCC is part of Tokio Marine, a premier global company with a market cap of approximately $30 billion.

  

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What is Covered?

If a covered traveler is hospitalized and would like a family member or loved one to visit them while they are confined to a hospital, this benefit will pay for the visitor's travel and accomodations cost.

(Note: This benefit is subject to the terms and conditions of the policy and state availability restrictions apply.)

How Does This Help My Business?

The employee and their family will view your business as prepared and responsive to emergency situations, improving morale and lowering the risk of adverse legal action.

Why is Tokio Marine HCC Better Than the Rest?

Many competitors limit this benefit to only Immediate Family Members such as a Father, Mother, Sibling, Child, etc. We have expanded the benefit to allow the Insured Person to choose any person they would like to join them which could include a friend, romantic partner or any other loved one.

What is Covered?

If a covered traveler is in a location that is struck by a natural disaster and is in imminent danger, we will evacuate them to a place of safety, or back to their place of residence if necessary.

(Note: This benefit is subject to the terms and conditions of the policy and state availability restrictions apply.)

How Does This Help My Business?

This coverage enables your business to respond immediately to a threat to your employee’s safety and can prevent a dangerous situation from escalating into something much worse. This ensures the safety of your employees, and can protect business continuity.

Why is Tokio Marine HCC Better Than the Rest?

Many competitors require a local government to declare an area a disaster area or to declare an official state of emergency for this benefit to become payable. This can cause delays and uncertainty if a local government is slow to respond to an event. Our policy allows our assistance provider to activate this benefit based on their own assessment of the situation on the ground or even preemptively evacuate a covered traveler if there is advance warning of a natural disaster. With Tokio Marine HCC you can stay one step ahead.

What is Covered?

If a covered traveler is killed or dismembered in an auto accident and they were wearing a seatbelt and an airbag properly deployed, we will pay the benefit amount.

(Note: This benefit is subject to the terms and conditions of the policy and state availability restrictions apply.)

How Does This Help My Business?

This benefit provides an additional accident benefit amount to a covered employee who may have been killed or injured in an auto accident. This benefit helps your business meet duty of care requirements and reduces the threat of adverse legal action against your business.

Why is Tokio Marine HCC Better Than the Rest?

Many competitors limit this benefit to be payable only if a covered employee dies as a result of an auto Accident. However, today cars are much safer and you are more likely to survive a severe Accident. We have expanded our language to also make this benefit payable if a covered employee suffers any condition on our covered Dismemberment schedule which can include paralysis and other injuries which are much more likely to be the result of a severe auto Accident than death.