Health Insurance Waiting Period
For New Hires
You just started a new job and you are excited about the new opportunities and possibilities that will provide. The only problem is your new insurance has not started yet, and the health insurance waiting period has left you temporarily without insurance, but you know that going without medical insurance has the possibility of landing you with a mountain of medical related bills. Going without insurance could mean you are paying for doctor visits, hospital stays, and physical therapy all on your own. With HCC Life Short Term Medical (HCC Life STM®), you can avoid being stuck with all of those unwanted medical bills.
Easy to Apply
HCC Medical Insurance Services (HCCMIS®) has made it easy for customers to apply online. First, you will want to visit HCCMIS.com and receive your free quote. After you have reviewed your quote, the application processes will begin. Simply follow the on-screen steps to apply for HCC Life STM. You can complete your application at your own pace, and even return to finish the application at a later time. When you are finished, you can even print your ID cards instantly!
Get Coverage Quickly
With HCC Life STM, your health insurance waiting period will be significantly reduced. When you send in your enrollment forms online, by e-mail, or by fax, you will be covered starting at 12:01 am the day after your completed form is received, so long as you have provided payment. If you mail in your enrollment, your coverage will begin either on the postmark date, or at 12:01 am on the date requested on your enrollment form. Your effective coverage date must be within 45 days of the date you signed your enrollment form.
Maximize Your Workspace
If you are starting at a new job, you will have some space of your own that needs your personal touch. Whether it’s a desk, or an office, or even your very own cubicle, it’s important that you make it your own. By taking some time to decorate and personalize your workspace, you add a sense of comfort that will make you work more efficiently and effectively.
Workplace Personalization
| Personalization | Explanation |
|---|---|
| Pictures | No matter if you are in a cubicle or office, or if your desk stands alone, adding pictures to your work space will not only make it feel a little more like home for you, but will also give you something to talk about with your new coworkers. |
| Candy Jar | By having a candy jar on your desk, you’ll be the most popular person in the office. There’s nothing better than free chocolate. |
| Plant | Everyone enjoys a little greenery. By adding a small plant to your workspace (or several, if you have the room), you will help brighten your day and freshen the air around you. |
| Calendar | Not only can you put work related events on a calendar, you can put personal things on a calendar as a reminder that work isn’t your life. Of course, your computer or phone likely already has a good calendar built-in, but do those calendars have cute pictures of puppies? |
| Quotes | Adding quotes around your cubicle or office will help inspire you while you work, and also serve as conversation pieces. |
| Avoid Clutter | They say that everybody has an organizational system that works for them, so you should make sure to find yours. Avoiding clutter will help you stay on top of your busy schedule. |
In 2010, the U.S. market saw an increase of 1.1 million new jobs.
HCC Medical Insurance Services, LLC (HCCMIS) is a service company that is a subsidiary of HCC Insurance Holdings Inc. HCCMIS is regulated by the State of Indiana in our capacity as Third Party Administrator. HCCMIS has authority to enter into contracts of insurance on behalf of the Lloyd's underwriting members of Lloyd's Syndicate 4141, which is managed by HCC Underwriting Agency Ltd.
