IC+ International Term Life
Funeral expenses, repatriation costs and personal debt can be a heavy burden on a family. Being covered under the IC+ International Term Life insurance plan can relieve some of the stress and financial worries of your family and friends. IC+ International Term Life is a standalone term life insurance plan designed for individuals residing outside the US. Let HCCMIS be your financial blanket for these unfortunate events that can happen in a blink of an eye.
Who Would Benefit From an IC+ International Term Life Plan
- Individuals Living Abroad: IC+ International Term Life can help protect the families of expatriates living abroad, missionaries stationed abroad, or foreign nationals living in their own home country.
Key Benefits of an IC+ International Term Life Plan
| BRIEF SUMMARY | PROVIDED? | |
|---|---|---|
| Up to 10 years of coverage | Yes | See the plan's Application for more details. |
| Up to $2 million in coverage | Yes | See the plan's Application for more details. |
| Option to purchase terminal illness coverage | Yes | See the plan's Description of Coverage for more details. |
| Option to purchase double indemnity coverage | Yes | See the plan's Description of Coverage for more details. |
| Online application and fulfillment process | Partially | An online application must be reviewed by an underwriter prior to a policy being issued. See the plan's Description of Coverage for more details. |
| Coverage in the U.S. | No | Benefit only available for non-U.S. and U.S. citizens living outside the U.S.. See the plan's Description of Coverage for more details. |
| Travel assistance services | Yes | Visit our Customer Service page for more details. |
- Provides up to 10 years of term life coverage
- Maximum coverage amounts up to $2 million
- Terminal Illness and Double Indemnity options
- Online application
- Online access to Client Zone to manage your account
- Travel Assistance Services that are available 24 hours a day, 7 days a week1
Benefits include:
- Basic Plan: Policy limit is paid in the event of your untimely death.
- Terminal Illness: In the unfortunate event you are diagnosed with a terminal illness and given 12 months or less to live, the policy will pay one-half the policy limit.
- Double Indemnity: Death as a result of a covered accident will pay out two times the policy limit.
Protect yourself while abroad for up to 10 years with one convenient and affordable international term life insurance policy. Get your online quote today.
¹Assistance services are not insurance benefits. Any assistance service provided is not a guarantee of any insurance benefit under IC+ International Term Life Insurance.
