Shark Diving Insurance
Thinking about going shark diving? Be sure to check out travel medical insurance from HCCMIS!
You have all your diving gear on. The cage is being lowered into the water and everything inside of you is screaming at you to run away. You close your eyes as you begin to feel the water rising around you. You have no time for fear when suddenly the water around you is full of circling sharks.
You have wanted to go shark diving for a while, but before you head to the ocean, did you know that your domestic medical insurance probably will not follow you as you travel abroad? Atlas Travel® insurance from HCC Medical Insurance Services (HCCMIS) can keep you covered as you travel and comes with shark diving insurance! Accidents do happen, which is why purchasing shark diving insurance before you get in a cage surrounded by sharks is a good idea.
While many insurance companies charge extra to cover extreme sports, Atlas Travel insurance includes coverage for injuries that could occur while on an international shark diving trip. We offer several different Atlas Travel plans depending on your destination and how many are in your group. If you are planning a trip to the U.S. or Canada, Atlas America® is designed for your trip. If you are traveling outside of the U.S., we have Atlas International® insurance. Going on a group trip? If you have 5 or more in your group, check out Atlas Group® for a discounted rate!
Types of Shark Diving
As you imagine your upcoming shark diving adventure, you might have a pretty clear idea of what you are getting yourself into. That said, the term “shark diving” can mean many things to many people, and it is important to research your chosen destination to be sure that it offers the kind of dive you want. Generally speaking, there are four different types of shark diving vacation activities:
Shark Diving Styles
- Surfing View from Cages: Typically done with great white sharks.
- Open Offshore: Usually done with tiger, bull and other less harmful sharks.
- Reef Diving: when diving around reefs, you can find ragged tooth, sand tiger, and grey nurse sharks.
- Harmless Sharks: This type of shark diving is for those who are a little more skeptical. Usually includes basking and whale sharks, which only eat plankton.
What HCCMIS Gives You
It does not matter if your trip is short or as long as a year, HCCMIS can keep you covered! As you travel and create new memories in shark tanks and scuba masks, we offer some great benefits to give you some peace of mind. At HCCMIS, we are experienced and efficient in handling international medical emergencies for our members. We have 15 years’ of experience caring for our members while they are on overseas adventures and coordinating their medical care in different languages and across borders.
Benefits of Shark Diving Coverage
- Online quote, purchase, and fulfillment so you get the coverage you need in 5 minutes or less!
- Up to $1 million in coverage for eligible injuries or illnesses
- 100% coverage for eligible injuries and illnesses outside the U.S.
- $500,000 in Emergency Medical Evacuation coverage
- No copay for emergency room visits for injuries Physician visits and hospitalization
- Prescription medication coverage
- Emergency ambulance transport coverage
- Physical therapy visits
Key Benefits of Atlas Travel® insurance from HCCMIS
|Covered Benefits||Provided With Atlas Travel insurance|
|Guaranteed Acceptance||Yes: No medical underwriting is required for eligible individuals. See the Description of Coverage for full eligibility|
|Coverage for pre-existing conditions||Partially: Up to $100,000 lifetime life for the eligible medical expense for the acute onset of a pre-existing condition. See the Description of Coverage for more details.|
|100% coverage for accidents and injuries outside the U.S.||Yes: We will pay 100% of eligible medical expenses after the deductible, up to the overall maximum limit of the policy. See the Description of Coverage for more details|
|100% coverage for accidents and injuries inside the PPO||Yes: For eligible expenses within the PPO Network. See the Description of Coverage for more details.|
|Sports coverage at no additional charge||Yes: Coverage for eligible injuries or illnesses related to sports activities,. See the Description of Coverage for for limitations.|
|Emergency medical evacuations available 24/7||Yes, $500,000 in coverage regardless of policy maximum.|
|Complete online enrollment capabilities & immediate fulfillment||Yes: Selecting 'Yes' to online fulfillment when purchasing will ensure your policy information will be available to print once your application has been processed and your credit card approved.|
At HCCMIS, we understand the stress of planning a trip, which is why we offer 24/7 customer service that can help you find the right plan or answer any questions you may have about an existing plan. We also offer a number of travel assistance services that you might find helpful: pre-trip destination information, emergency cash transfers, medical monitoring, assistance in replacing passports and other travel documents, and many more! You can learn more about these and our other services by visiting our Customer Services page!
Just love learning about extreme sports? Read more below or check out our blog for more destination based travel tips!