Please note, our Short Term Medical insurance is intended for temporary gaps in health insurance. It is not compliant with the federal Affordable Care Act and does not cover expenses related to pre-existing conditions.
Our international provider network includes over 61,000 health care professionals and facilities in Louisiana alone! Find a doctor in the network here.
Get more details regarding all the benefits available in Louisiana with our short term medical insurance plan by reviewing the full policy documents here.
U.S. residents living in Louisiana may be eligible for short term medical insurance from HCC Life Insurance Company. Affordable plans can be selected for terms of a single month to 11 months. You choose the deductible from several budget-friendly options as well as the coinsurance. Temporary health insurance from HCC Life features out-of-network coverage plus flexibility with selecting a primary care physician. Referrals are never needed for specialists except for physical therapy treatments.
Short term medical insurance is a general term used by most consumers. In Louisiana, short term medical insurance is officially called Limited Benefit Short Term Medical Insurance. For individual health insurance purchasing guides and suggestions, see the Louisiana Department of Insurance Resource: http://www.ldi.state.la.us/consumers/miscellaneous_pubs.html. Other benefits and exclusions are contained in the Policy. Please read it carefully.
There are transitional periods in life that can leave you without medical coverage for a brief time. HCC Medical Insurance Services understands your need for peace of mind about health insurance coverage during uncertain times.