New Hampshire Short Term Medical Insurance

Please note, our Short Term Medical insurance is intended for temporary gaps in health insurance. It is not compliant with the federal Affordable Care Act and does not cover expenses related to pre-existing conditions.


New Hampshire state short term medical insurance

Short Term Medical Insurance


Short term health insurance for temporary gaps in coverage.



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Our international provider network includes over 28,000 health care professionals and facilities in New Hampshire alone! Find a doctor in the network here.

Get more details regarding all the benefits available in New Hampshire with our short-term medical insurance plan by reviewing the full policy documents here.

General STM Benefits

  • Includes Coverage in Canada
  • Deductible Choices: $500, $1,000, $2,500, $5,000 and $7,500
  • No Referrals Needed for Specialists Except Physical Therapy
  • No Primary Care Physician Required
  • Out-of-Network Coverage
  • Choice of 80/20% or 50/50% Coinsurance
  • Choice of Coverage Maximum up to $2,000,000 Lifetime
  • Hospital Inpatient Prescription Drug Coverage
  • Lab/X-ray, Emergency Room, Outpatient Surgery & Hospitalization Coverage

New Hampshire-Specific STM Benefits

  • Periodic Mammogram Exams Starting at Age 35
  • Diabetes Educational Services
  • Bone Marrow Donor Testing
  • Early Intervention Services for Developmental Delays up to Age 36 Months
  • Enteral Formulas
  • Mental Health Coverage
  • Hospital Inpatient Prescription Drug Coverage Only
  • Maternity and In-Patient Delivery of a Newborn Coverage

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Searching for affordable short term medical insurance can be overwhelming. HCC Life Insurance simplifies the procedure, offering individual health insurance with a range of affordable deductibles. New Hampshire residents can opt for one of six deductible choices. HCC Life’s temporary medical insurance is available with out-of-network coverage and no referral process for specialists except for physical therapy treatments. Coverage in New Hampshire also keeps you covered in case you find yourself in need of hospital care, with both inpatient and outpatient treatment coverage, including Lab and X-ray services.

For individual health insurance purchasing guides and suggestions, see the New Hampshire Insurance Department Resource:

There are transitional periods in life that can leave you without medical coverage for a brief time. HCC Medical Insurance Services understands your need for peace of mind about health insurance coverage during uncertain times.

Get Short Term Insurance