You love traveling. You love sports. You love it even more when the two come together and you get to travel while participating in the sports you enjoy so much.
If the call of the game is calling you beyond the shores of your own country, you have a lot to plan and think about – How do I fit my gear in a carry-on bag? Which side of the road do I bike on? When is the best time to catch a wave in Australia? Did you know, however, that your domestic medical coverage is not likely to follow you overseas? The peace of mind of reliable sports travel insurance is one thing you will not want to leave at home.
With that in mind, HCC Medical Insurance Services (HCCMIS) has the perfect solution for any traveling amateur athlete! Atlas Travel® insurance can keep you covered as you leave home, and all of our Atlas Travel plans now include coverage for sports at no additional cost! With Atlas Travel, you will receive benefits like zero coinsurance outside of the U.S. and emergency medical evacuations. So long as you are not participating in a professional, intercollegiate, interscholastic, intramural, or club event, we can keep you covered!
Key Benefits of Sports Insurance from HCCMIS for International Travelers
|Covered Benefits||Provided With Atlas Travel insurance|
|Guaranteed Acceptance||Yes: No medical underwriting is required for eligible individuals. See the Description of Coverage for full eligibility|
|Coverage for pre-existing conditions (excludes chronic and congenital conditions)||Limited: Up to medical coverage maximum lifetime for eligible medical expenses for the acute onset of a pre-existing condition. See the Description of Coverage for more details.|
|100% coverage for accidents and injuries outside the U.S.||Yes: We will pay 100% of eligible medical expenses after the deductible, up to the overall maximum limit of the policy. See the Description of Coverage for more details|
|100% coverage for accidents and injuries inside the PPO||Yes: For eligible expenses within the PPO Network. See the Description of Coverage for more details.|
|Sports coverage at no additional charge||Yes: Coverage for eligible injuries or illnesses related to sports activities,. See the Description of Coverage for limitations.|
|Emergency medical evacuations available 24/7||Yes, $1,000,000 in coverage regardless of policy maximum.|
|Complete online enrollment capabilities & immediate fulfillment||Yes: Selecting 'Yes' to online fulfillment when purchasing will ensure your policy information will be available to print once your application has been processed and your credit card approved.|
|Crisis response coverage||Yes: $10,000 certificate period maximum covering losses resulting from kidnapping or express kidnapping. See the Description of Coverage for more details.|
|Personal liability coverage||Yes: $10,000 lifetime maximum covering member expenses due to third-party injury or damage/loss of third-party personal property or related-third-party personal property. This benefit applies only for court-entered eligible judgments or approved settlements. See the Description of Coverage for more details.|
Want to know more about the benefits and coverage of Atlas Travel and our sports travel insurance? Our Atlas Travel insurance page is a great place to start!
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HCC Medical Insurance Services, LLC (HCCMIS) is a service company that is a subsidiary of HCC Insurance Holdings Inc. HCCMIS is regulated by the State of Indiana in our capacity as Third Party Administrator. HCCMIS has authority to enter into contracts of insurance on behalf of the Lloyd's underwriting members of Lloyd's Syndicate 4141, which is managed by HCC Underwriting Agency Ltd.