F1 Visa Health Insurance

StudentSecure study abroad insurance


International student insurance with a customized payment plan.



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F1 Visa

The F1 Visa is for foreign students attending a university, college, high school, private elementary school, seminary, conservatory, or a language-training program in the United States. The F1 Visa is only issued to students who have been accepted to a school and are going to be enrolled as a full-time student. As an F1 student, you must be able to prove you will be able to support yourself. The F2 visa is for spouses and dependents of F1 Visa holders.


Because the U.S. sees a fairly large number of foreign students every year, programs were created to keep track of schools and students both. The Student and Exchange Visitor Information System (SEVIS) was created to help compile and keep track of non-immigrant students while they are in the U.S. The Student and Exchange Visitor Program was designed to help monitor schools and exchange programs that non-immigrant students will be attending.

In order to receive your F1 Visa you must receive an I-20 form, which your approved educational institution will issue. This form is generated by SEVIS and will be maintained throughout your educational experience by the institution. Once you have your I-20 form, you can also fill out the I-901 and pay the fee that goes along with that form. Still not sure what your next steps are? Read our walkthrough on how to file a student visa application.

Choosing the Right School

  • Decide What You Want to Study: Many schools in the U.S. specialize in a certain field, or are known for their focus on a certain type of academic subject. Before you begin applying to schools, decide what you want to study and find schools that are a good match for your interests. In fact, some schools only provide degrees and courses for certain subject matters, so make sure the schools you consider offer a degree in your field of study.
  • Know How Much You Can Afford: Another key component in finding the right school is understanding how much tuition you can afford. Every school in the U.S. has different tuition costs, and the cost of living will be different in every city. Pick a school and a location that are within your budget, or offer good scholarship and grant opportunities for foreign students. Do not forget that there are other scholarship opportunities available to you. You do not have to solely rely on the school for scholarships. Ensure you spend time researching and finding which scholarships may apply to you.
  • Contact Schools: When you have found a couple of schools in which you are interested, you should contact them and speak with an admissions counselor. When contacting the schools, find out what kind of financial aid they provide to international students. It is also a good idea to speak with a professor in the department or college you wish to enter.
  • Apply to the School: After you have talked to a few schools, you are ready to apply. It is best to apply to several schools rather than just one. If you apply to only one and you don’t get in, you have no fallback options. It would be best to apply to three to five schools. By applying to several schools, you could find yourself with several acceptance letters and a better set of options for making your final decision.

Common International Student Health Insurance Benefits

Benefit What it Means Offered with StudentSecure?
Monthly Payments Coverage can be paid for on a monthly basis Yes
U.S. PPO Network Online searchable provider network Yes, with physicians across the U.S.
80% Coinsurance within the PPO network 80% of eligible injuries and illnesses are covered after the deductible to a preset maximum, and then 100% to the overall limit. Yes, at a minimum. StudentSecure Elite actually covers 100% of eligible expenses after the deductible within the PPO network or outside the U.S.
Inpatient Hospitalization If you are injured or ill and need hospitalization for more than 24 hours, this is considered inpatient hospitalization. Yes
Coverage for prescription drugs Your prescriptions are covered by your plan. Yes
Coverage for maternity Expenses related to covered pregnancy are covered by the plan Yes. Maternity covered 80% within the PPO and 60% outside the PPO up to the coverage maximum for StudentSecure Elite and StudentSecure Select. Maternity covered 80% within the PPO and 60% outside the PPO up to $5,000 for StudentSecure Budget.

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Proactive Learning

Studying abroad is not just about the classroom experience. Sure, you want to do well in school, but the new world outside of your classroom will have a lot of valuable knowledge for you to gain. Exploring the new world and culture around you is one of the most important things you can do while studying abroad in the U.S. In fact, many consider traveling and meeting new people to be two of the best reasons to study abroad. Here are some ways you can take advantage of all the learning opportunities around you:

Study Hard: No matter what else you do, do not forget that the main point of your trip is to learn, which means you need to study for classes. Sometimes, this may mean letting your friends go off to explore without you, or this may mean staying up all night to write a paper. Just make sure you are taking advantage of your classroom experiences.

Join In: Whether it is an intramural team, a choir, a student organization, or a student government, you should get involved with your community. Joining some sort of club will allow you to meet people from different backgrounds, and you will be able to make some friends that will last your whole life.

Go Explore: There is a good chance that you will be living in a city, which means there will be plenty to do. Do not just sit around your room studying all the time. This is your chance to get out and see something new. Do some research, and find out what locals like to do. Are there any museums nearby?

Travel: Take this opportunity to travel around the U.S. a little bit. You may have some long holiday breaks, so go visit a nearby city and see what they have to offer you in terms of culture. Remember, this is your time to soak up as much as about the world as you can.

Be Active: Being in a new place can be pretty intimidating. The first year as a college student, even for Americans attending American schools, can be quite intimidating. You will probably be nervous, but the best way to deal with those nerves is to simply put yourself out there, meet new people, and explore all of your options.

Traveling abroad can be a slightly nerve-wracking experience, but if you put forth effort, it can be the most rewarding experience of your life. Be sure that you follow the necessary steps to receive your visa. You will want to contact the closest embassy or consulate, set up an interview with a consulate officer, and fill out all the proper forms. The process can take a while, so make sure you allow for plenty of time before your program begins. Consulate officers will be looking for students who are confident, well prepared, financially supported or stable, and who are taking the initiative to broaden their horizons.

HCC Medical Insurance Services, LLC (HCCMIS) is a service company that is a subsidiary of HCC Insurance Holdings Inc. HCCMIS is regulated by the State of Indiana in our capacity as Third Party Administrator. HCCMIS has authority to enter into contracts of insurance on behalf of the Lloyd's underwriting members of Lloyd's Syndicate 4141, which is managed by HCC Underwriting Agency Ltd.