|Covered Benefits||Included with Atlas Travel insurance|
|Guaranteed Acceptance||Yes: No medical underwriting is required for eligible individuals. See the Description of Coverage for full eligibility.|
|Coverage for pre-existing conditions (excludes chronic and congenital conditions)||Limited: Up to medical coverage maximum lifetime for eligible medical expenses for the acute onset of a pre-existing condition. See the Description of Coverage for more details.|
|100% coverage for accidents and injuries outside the U.S.||Yes: We will pay 100% of eligible medical expenses after the deductible, up to the overall maximum limit of the policy. See the Description of Coverage for more details.|
|100% coverage for accidents and injuries within the U.S||Yes: For eligible expenses within the PPO network. See the Description of Coverage for more details.|
|Sports coverage at no additional charge||Yes: Coverage for eligible injuries or illnesses related to sports activities. See the Description of Coverage for limitations.|
|Emergency medical evacuations available 24/7||Yes, $1,000,000 in coverage regardless of policy maximum|
|Complete online enrollment capabilities & immediate fulfillment||Yes: Selecting 'Yes' to online fulfillment when purchasing will ensure your policy information will be available to print once your application has been processed and your credit card approved.|
|Crisis response coverage||Yes: $10,000 certificate period maximum covering losses resulting from kidnapping or express kidnapping.|
|Personal liability coverage||Yes: $10,000 lifetime maximum covering member losses due to third-party injury or damage/loss of third-party personal property or related-third-party personal property. This benefit applies only for court-entered eligible judgments or approved settlements.|
An adventurous lifestyle or simple enjoyment of participating in sports often leads to overseas travel. Global communications and expanding knowledge of foreign opportunities can beckon you to experience something new and exciting. Whatever the goal of your travel, be sure you take along proper travel insurance coverage.
The migratory patterns of people travelling south for the winter continues to grow as those seeking warmer climates during the winter months explore other countries. The crowded beaches and highways of the southern United States have prompted many people to flock to more temperate locations like offshore islands and South America.
In today’s world, time for families often must be scheduled. Make the most of those experiences by not only including a list of sights to see, but also a plan for an unexpected illness or injury that can easily occur in an unfamiliar place. Don’t let your souvenir from your precious time with your family be an unbudgeted medical expense.
Most people would like to visit another country in their lifetime. Often in the excitement of planning and making that wish come true, medical insurance is overlooked. If you are exploring the United States, be sure to add Atlas Travel Insurance to your packing checklist. For adventures to new places, travel plans should include appropriate travel medical insurance coverage too.
2 Limitations apply. See the Atlas Travel description of coverage for complete details.
HCC Medical Insurance Services, LLC (HCCMIS) is a service company that is a subsidiary of HCC Insurance Holdings Inc. HCCMIS is regulated by the State of Indiana in our capacity as Third Party Administrator. HCCMIS has authority to enter into contracts of insurance on behalf of the Lloyd's underwriting members of Lloyd's Syndicate 4141, which is managed by HCC Underwriting Agency Ltd.