Sports Insurance

Atlas Travel Insurance


Customizable travel medical insurance for single trips.



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You love traveling. You love sports. You love it even more when the two come together and you get to travel while participating in the sports you enjoy so much.

While many insurance companies charge extra to cover extreme sports, Atlas Travel® insurance includes coverage for injuries that may occur while you are on an international trip.

If the call of the game is calling you beyond the shores of your own country, you have a lot to plan and think about – How do I fit my gear in a carry-on bag? Which side of the road do I bike on? When is the best time to catch a wave in Australia? Did you know, however, that your domestic medical coverage is not likely to follow you overseas? The peace of mind of reliable sports travel insurance is one thing you will not want to leave at home.

With that in mind, HCC Medical Insurance Services (HCCMIS) has the perfect solution for any traveling sport enthusiast! Atlas Travel® insurance can keep you covered as you leave home, and all of our Atlas Travel plans now include coverage for sports at no additional cost! With Atlas Travel, you will receive benefits like zero coinsurance outside of the U.S. and emergency medical evacuations. So long as you are not participating in a professional, intercollegiate, interscholastic, intramural, or club event, we can keep you covered!

Key Benefits of Sports Insurance from HCCMIS for International Travelers

Covered Benefits Provided With Atlas Travel insurance
Guaranteed Acceptance Yes: No medical underwriting is required for eligible individuals. See the Description of Coverage for full eligibility
Coverage for pre-existing conditions (excludes chronic and congenital conditions) Limited: Up to medical coverage maximum lifetime for eligible medical expenses for the acute onset of a pre-existing condition. See the Description of Coverage for more details.
100% coverage for accidents and injuries outside the U.S. Yes: We will pay 100% of eligible medical expenses after the deductible, up to the overall maximum limit of the policy. See the Description of Coverage for more details
100% coverage for accidents and injuries inside the PPO Yes: For eligible expenses within the PPO Network. See the Description of Coverage for more details.
Sports coverage at no additional charge Yes: Coverage for eligible injuries or illnesses related to sports activities. See the Description of Coverage for limitations.
Emergency medical evacuations available 24/7 Yes, $1,000,000 in coverage regardless of policy maximum.
Crisis response coverage Yes: $10,000 certificate period maximum covering losses resulting from kidnapping or express kidnapping. See the Description of Coverage for more details.
Personal liability coverage Yes: $10,000 lifetime maximum covering member expenses due to third-party injury or damage/loss of third-party personal property or related-third-party personal property. This benefit applies only for court-entered eligible judgments or approved settlements. See the Description of Coverage for more details.

Want to know more about the benefits and coverage of Atlas Travel and our sports travel insurance? Our Atlas Travel insurance page is a great place to start!

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Water Sports

Water Sports Insurance

The water has always called your name. Sometimes you feel more comfortable out on the sea than you do on land. We understand why you would want to travel the world looking for the best places to dive, swim, ski, and snorkel we want to keep you from having to pay high medical bills if you should be injured during a water sport. Learn about all the different sports and the travel insurance we offer.

Mountain Sports

Mountain Sports

The mountain peaks tower over you, but you love a good adventurous challenge. Your favorite sports all involve the mountains in one way or another. You cannot get enough rock climbing, fell running, or mountain biking. Learn about other mountain sports and you can also learn why sports travel insurance might be a great idea for your next trip!

Sky Sports

Mountain Sports

The sky is your home. You love soaring up above the world and zig-zagging between clouds. Learn about how purchasing sky sports insurance can save you money, if you are injured in a sky sporting accident. Learn more about sports insurance by visiting our Sky Sports page!

Travel Myths Infographic


HCC Medical Insurance Services, LLC (HCCMIS) is a service company that is a subsidiary of HCC Insurance Holdings Inc. HCCMIS is regulated by the State of Indiana in our capacity as Third Party Administrator. HCCMIS has authority to enter into contracts of insurance on behalf of the Lloyd's underwriting members of Lloyd's Syndicate 4141, which is managed by HCC Underwriting Agency Ltd.