While many insurance companies charge extra to cover extreme sports, Atlas Travel® insurance includes coverage for injuries from extreme sports (see policy for list of excluded sports) that may occur while you are on an international trip. The peace of mind that comes with reliable sports travel insurance is one thing you will not want to leave at home.
With Atlas Travel, you will receive benefits like zero coinsurance outside of the U.S. and emergency medical evacuations. Always be sure to refer to your policy documents to check whether your sport will be covered.
|Covered Benefits||Provided With Atlas Travel insurance|
|Guaranteed Acceptance||Yes: No medical underwriting is required for eligible individuals. See the Description of Coverage for full eligibility|
|Coverage for pre-existing conditions||Limited: Up to medical coverage maximum lifetime for eligible medical expenses for the acute onset of a pre-existing condition. Excludes chronic and congenital conditions. See the Description of Coverage for more details.|
|100% coverage for accidents and injuries outside the U.S.||Yes: We will pay 100% of eligible medical expenses after the deductible, up to the overall maximum limit of the policy. See the Description of Coverage for more details|
|100% coverage for accidents and injuries inside the PPO||Yes: For eligible expenses within the PPO Network. See the Description of Coverage for more details.|
|Sports coverage at no additional charge||Yes: Coverage for eligible injuries or illnesses related to sports activities. See the Description of Coverage for limitations.|
|Emergency medical evacuations available 24/7||Yes, $1,000,000 in coverage regardless of policy maximum.|
|Crisis response coverage||Yes: $10,000 certificate period maximum covering losses resulting from kidnapping or express kidnapping. See the Description of Coverage for more details.|
|Personal liability coverage||Yes: $10,000 lifetime maximum covering member expenses due to third-party injury or damage/loss of third-party personal property or related-third-party personal property. This benefit applies only for court-entered eligible judgments or approved settlements. See the Description of Coverage for more details.|
Want to know more about the benefits and coverage of Atlas Travel and our sports travel insurance? Our Atlas Travel insurance page is a great place to start!
Tokio Marine HCC - Medical Insurance Services Group (MIS Group) is a service company and a member of the Tokio Marine HCC group of companies. We are regulated by the State of Indiana in our capacity as Third Party Administrator. Tokio Marine HCC - MIS Group has authority to enter into contracts of insurance on behalf of the Lloyd's underwriting members of Lloyd's Syndicate 4141, which is managed by Tokio Marine HCC – International Group.