Rock Climbing Insurance

Atlas Travel Insurance


Customizable travel medical insurance for single trips.



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You check the carabiners one last time. Chalk your hands up. Look up at the monster of a mountain that is before you. You tell yourself, “You can do this.” A confident calm takes over your motions, and you find your first hand grips. And then you place your feet. And you keep going. Every reach, every leg boost, gets you one more step closer to the top. The limit. The spot you have been aiming for. You know that when you stand at the summit and take in the view, it will all be worth it.

Maybe your climbing experience is not quite that intense, but insurance is still a good idea. Did you know that your domestic medical insurance most likely will not follow you abroad? That means on your upcoming trip, you might be without insurance in the event of a rock climbing accident. But, do not worry! HCC Medical Insurance Services (HCCMIS) offers Atlas Travel® Insurance that covers rock climbing accidents.

Competitors charge 15% more for sports injuries, but Atlas Travel covers them without adding cost!

While many insurance companies charge extra to cover extreme sports, Atlas Travel insurance includes coverage for rock climbing injuries that occur while abroad at no additional charge. We offer several different Atlas Travel plans depending on your destination for rock climbing and how many are in your group. Atlas America® is designed for those whose travel includes the U.S. or Canada. If you are traveling outside of the U.S., we have Atlas International® insurance. Traveling with a group? If you have 5 or more in your group, you should check out Atlas Group® for a discounted rate!

Rock Climbing for Beginners: Climbing Styles

Most modern climbers use a style referred to as Free Climbing, which requires strength, but also relies on equipment as protection. Rock climbing for beginners can get confusing because there are many types of rock climbing styles. Check out this list of different rock climbing styles used around the world!

Rock Climbing Styles

  • Aid Climbing- the climb is accomplished by placing and weighting gear that is used in the aid of ascent.
  • Traditional Climbing- gear is used to protect against falls, but not to aid in the ascent.
  • Sport Climbing- this form uses bolts or permanent anchors attached to the wall.
  • Bouldering- involves short and low routes in which safety ropes are not used.
  • Free Soloing- a single person climb that does not involve the use of any rope or protection at all.
  • Indoor Climbing- used to practice climb, and allows climbers to climb in all types of weather.
  • Deep Water Soloing- free soloing over water as protection.
  • Rope Soloing- solo climbing, but with a rope that is secured at the beginning of the climb, which allows the climber to belay.
  • Simul Climbing- two climbers move simultaneously, moving the gear as they need it.
  • Top Roping- climbing is done with the protection of a rope that is already suspended by an anchor.

Rock Climbing Accidents

Atlas Travel insurance offer some great coverage that rock climbers like you might be interested in including:

Benefits of Coverage

  • Physician visits and hospitalization
  • Prescription medication coverage
  • Physical therapy visits
  • Emergency medical evacuation
  • Choice of up to a million dollars in medical coverage for eligible injuries and illnesses, and zero out-of-pocket costs for eligible medical illnesses and injuries that occur while you travel with Atlas Travel insurance.

Get an Atlas Travel Quote

At HCCMIS, we understand the stress of planning a trip, which is why we offer 24/7 customer service that can help you find the right plan or answer any questions you may have about an existing plan. We also offer a number of travel assistance services that you might find helpful: pre-trip destination information, emergency cash transfers, medical monitoring, assistance in replacing passports and other travel documents, and many more! You can learn more about these and our other services by visiting our Customer Services page!

Just love learning about extreme sports? Check out our blog for more destination based travel tips!

Tokio Marine HCC - Medical Insurance Services Group (MIS Group) is a service company and a member of the Tokio Marine HCC group of companies. Tokio Marine HCC - MIS Group has authority to enter into contracts of insurance on behalf of the Lloyd's underwriting members of Lloyd's Syndicate 4141, which is managed by Tokio Marine HCC – International Group.