Scuba Diving Insurance

Atlas Travel Insurance


Customizable travel medical insurance for single trips.



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You pull the tank up onto your pack. Secure your goggles and breathing apparatus. You step up to the edge of the boat and jump right in. As you descend, you leave your world behind and enter a world full of color and life.

While many insurance companies charge extra to cover extreme sports, Atlas Travel® insurance includes coverage for injuries that could occur while on an international scuba diving trip.

You love traveling the world finding new places to scuba dive, but did you know that as you travel, your domestic medical insurance probably does not follow you? Atlas Travel® insurance from HCC Medical Insurance Services (HCCMIS) can help you avoid high medical bills that result from scuba diving accidents.

Competitors charge 15% more for sports injuries, but Atlas Travel covers them without adding cost!

While many insurance companies charge extra to cover extreme sports, Atlas Travel insurance includes coverage for injuries that could occur while on an international scuba diving trip.* We offer several different Atlas Travel plans depending on your destination and how many are in your group. If you are planning a trip to the U.S. or Canada, Atlas America® is designed for your trip. If you are traveling outside the U.S., we have Atlas International® insurance. Going on a group trip? If you have 5 or more in your group, check out Atlas Group® for a discounted rate!

* Scuba diving by non-PADI/NAUI certified divers, those not accompanied by a certified instructor, or at depths greater than 10 meters is not covered.

Great Places to Go On a Scuba Diving Vacation

Have you been searching for the next best place to scuba dive? Maybe you have been traveling the world for years and are looking for someplace new, or maybe this is your first dive and you really want to make it an experience you will never forget. While you can technically scuba dive anywhere the water is deep enough, why not go someplace that is magical underwater?

1. The Red Sea, Egypt
The Red Sea coast in Egypt provides the perfect places to go scuba diving. The Red Sea offers crystal clear water, a diverse sea life, and hundreds of miles of coral reef. The Red Sea in Egypt is often ranked as one of the best places to scuba dive for beginners with high visibility and interesting wrecks to explore..

2. Similan Islands, Thailand
If you want to see some amazing water creatures up close, Thailand might be your best bet. Lots of coral, good underwater visibility, and a high probability of running into a whale shark (or two) make Thailand a great place to scuba dive.

3. Blue Hole, Belize
Home to famous Blue Hole, an underwater sinkhole, Belize is a great place for the experienced diver. The large coral reef in this region provides a great opportunity to see tiny fish, sharks, and manatees so it is also popular with underwater photographers.

4. Great Barrier Reef, Australia
Stretching 1,430 miles, the Great Barrier Reef is home to over a thousand species of fish, countless shipwrecks, and much still to discover!

5. Bonaire, Venezuela
Bonaire is recognized for having some of the best marine life by scuba divers as it is south of the Caribbean’s hurricane belt. Scuba divers can happen upon a number of interesting marine species including blue tang, yellowtail snappers, corals, and much more.

6. Caribbean
This might seem like a large area to consider “one place,” but there is no way to pick just one spot from the Caribbean. It is where many beginners first learn to love scuba diving. The waters are home to a multitude of fish, corals, and shipwrecks.

What HCCMIS Gives You

It does not matter if your trip is going to be short or long. HCCMIS’ plans can keep you covered. We also provide an ocean of benefits worth exploring. At HCCMIS, we are experienced and efficient in handling international medical emergencies for our members. We have many years’ experience caring for our members while they are on overseas adventures and coordinating their medical care in different languages and across borders.

Benefits of Scuba Diving Coverage

  • Online quote, purchase, and fulfillment so you get the coverage you need in 5 minutes or less!
  • Up to $1 million in coverage for eligible injuries or illnesses
  • 100% coverage for eligible injuries and illnesses outside the U.S.
  • $1,000,000 in Emergency Medical Evacuation coverage
  • No copay for emergency room visits for injuries, physician visits and hospitalization
  • Prescription medication coverage
  • Emergency ambulance transport coverage
  • Physical therapy visits
  • Crisis response coverage
  • Personal liability coverage
  • Bedside visit coverage

Key Benefits of Atlas Travel® insurance from HCCMIS

Covered Benefits Provided With Atlas Travel insurance
Guaranteed Acceptance Yes: No medical underwriting is required for eligible individuals. See the Description of Coverage for full eligibility
Coverage for pre-existing conditions (excludes chronic and congenital conditions) Limited: Up to medical coverage maximum lifetime for eligible medical expenses for the acute onset of a pre-existing condition. See the Description of Coverage for more details.
100% coverage for accidents and injuries outside the U.S. Yes: We will pay 100% of eligible medical expenses after the deductible, up to the overall maximum limit of the policy. See the Description of Coverage for more details
100% coverage for accidents and injuries inside the PPO Yes: For eligible expenses within the PPO Network. See the Description of Coverage for more details.
Sports coverage at no additional charge Yes: Coverage for eligible injuries or illnesses related to sports activities. See the Description of Coverage for limitations.
Emergency medical evacuations available 24/7 Yes: $1,000,000 in coverage regardless of policy maximum.
Complete online enrollment capabilities & immediate fulfillment Yes: Selecting 'Yes' to online fulfillment when purchasing ensures your policy information is available to print once your application has been processed and your credit card approved.

Get a Quote

At HCCMIS, we understand the stress of planning a trip, which is why we offer 24/7 customer service that can help you find the right plan or answer any questions you may have about an existing plan. We also offer a number of travel assistance services that you might find helpful: pre-trip destination information, emergency cash transfers, medical monitoring, and assistance in replacing passports and other travel documents. You can learn more about these and our other services by visiting our Customer Service page!

Just love learning about extreme sports? Check out our blog for more destination based travel tips!

Tokio Marine HCC - Medical Insurance Services Group (MIS Group) is a service company and a member of the Tokio Marine HCC group of companies. We are regulated by the State of Indiana in our capacity as Third Party Administrator. Tokio Marine HCC - MIS Group has authority to enter into contracts of insurance on behalf of the Lloyd's underwriting members of Lloyd's Syndicate 4141, which is managed by Tokio Marine HCC – International Group.