If you are a traveler that needs an outlet for your inner athlete, Atlas Travel® has coverage for your needs. Enjoy your athletic pursuits knowing that Atlas is there to assist you wherever your travels take you. Sports travel insurance like Atlas Travel and Atlas Group® will be there when you are in need of assistance.
When in training, athletes need to focus on the speed, skill and stamina it takes to accomplish their goal. Sports travel insurance will allow you to have medical coverage, so you can focus on your goal during your scuba diving or rock climbing adventure.
Whether you are horseback riding on the beach on Margarita Island, wakeboarding off St. Barts, or climbing a via ferrata in the Dolomite mountains of Italy, sports travel insurance provides coverage in case you are injured doing these types of adventurous activities.
At HCCMIS, we are experienced and efficient in handling international medical emergencies for our members. We have many years’ experience caring for our members while they are on overseas adventures and coordinating their medical care in different languages and across borders. Atlas International insurance is great for international travel adventures with many benefits tailored to the sports enthusiast including:
|Covered Benefits||Provided With Atlas Travel®||Atlas Travel® Competitors|
|Guaranteed Acceptance||Yes: No medical underwriting is required for eligible individuals. See the Description of Coverage for full eligibility.||Yes. Some companies offer guaranteed issue policies.|
|Coverage for pre-existing conditions (excludes chronic and congenital conditions)||Limited: Up to medical coverage maximum lifetime for eligible medical expenses for the acute onset of a pre-existing condition. See the Description of Coverage for more details.||Coverage Varies. Some companies offer no coverage or very little coverage for pre-existing conditions to non-U.S. citizens and coverage amounts can be as little as $2,500.|
|100% coverage for accidents and injuries outside the U.S.||Yes: We will pay 100% of eligible medical expenses after the deductible, up to the overall maximum limit of the policy. See the Description of Coverage for more details.||Coverage Varies. Some companies expect members to pay coinsurance outside the U.S. even when using their PPO network|
|100% coverage for accidents and injuries inside the PPO||Yes: For eligible expenses within the PPO Network. See the Description of Coverage for more details.||Coverage Varies. Some companies expect members to pay coinsurance even within the PPO.|
|Sports coverage at no additional charge||Yes: Coverage for eligible injuries or illnesses related to sports activities. See the Description of Coverage for limitations.||No. Up to 20% additional cost to add coverage for sports|
|Emergency medical evacuations available 24/7||Yes, $1,000,000 in coverage regardless of policy maximum||Yes, but coverage amounts for medical evacuation are much lower.|
|Complete online enrollment capabilities & immediate fulfillment||Yes: Selecting 'Yes' to online fulfillment when purchasing will ensure your policy information will be available to print once your application has been processed and your credit card approved||Varies.|
|Crisis response benefit||Yes: $10,000 certificate period maximum covering losses resulting from kidnapping or express kidnapping.||No. Competitor travel medical plans do not include a crisis response benefit.|
|Personal liability benefit||Yes: $10,000 lifetime maximum covering losses due to a third-party injury or damage/loss of third-party personal property or related-third-party personal property. This benefit applies only for court entered eligible judgments or approved settlements.||No. Competitor travel medical plans do not include a personal liability benefit.|
Not all vacations need to be quiet and relaxing, and there are plenty of places to try something a bit different from a week on the beach. Listed below are seven adventures on seven continents that are likely to get the heart pumping.
Climbing in Antarctica
Antarctica is not exactly renowned for its climbing terrain, as the continent is essentially a vast plateau. However, there are plenty of crevasses and icebergs worth scaling. Experienced climbers face higher, steeper peaks in other regions of the world, but there is nothing quite like trying to conquer a giant wall of ice. More daring climbers should add a guided expedition on Vinson, the highest peak in Antarctica, to their itinerary. Read more about insurance benefits for those who love mountain climbing.
Surfing in Australia
Australia is home to quality surfing, which is why any trip down under would be incomplete without a venture into the blue stuff. Bells Beach in Victoria offers tremendous waves, while Torquay and Apollo Bay are popular with beginner and experienced surfers alike. Read more about benefits of Atlas Travel insurance for international surfing.
Safari in Africa
What would be a better way to experience the world than to get up close and personal with nature? Safari adventures in Africa introduce travelers to a taste of the wild. Kruger National Park in South Africa plays host to some of the most popular safaris on the continent, enabling explorers to tour the land atop an elephant, spy exotic animals such as lions and giraffes and stay in luxurious private game lodges.
Ranching and riding in North America
The United States has done well to preserve its image of a tamed wild west, which draws numerous visitors each year in search of the ultimate cowboy experience. As such, ranching and riding have become popular with tourists, who can expect to live and breathe the American dream in its most traditional guise.
HCC Medical Insurance Services, LLC (HCCMIS) is a service company that is a subsidiary of HCC Insurance Holdings Inc. HCCMIS is regulated by the State of Indiana in our capacity as Third Party Administrator. HCCMIS has authority to enter into contracts of insurance on behalf of the Lloyd's underwriting members of Lloyd's Syndicate 4141, which is managed by HCC Underwriting Agency Ltd.