Swimming with Dolphins

When you sit in the audience at a dolphin show, you marvel at the intelligence these creatures display. They jump and do tricks, and every interaction with their human trainers seems more like an exchange between equals. Swimming with dolphins has increasingly becoming popular at tropical tourist destinations around the globe, and your upcoming trip is the perfect opportunity to get up close and personal with nature’s smartest swimmers.

Atlas Travel Insurance


Customizable travel medical insurance for single trips.



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Atlas Travel® insurance from HCC Medical Insurance Services (HCCMIS) can keep you covered as you travel abroad and participate in adventurous activities like swimming with dolphins.

Competitors charge 15% more for sports injuries, but Atlas Travel covers them without adding cost!

While many insurance companies charge extra to cover extreme sports, Atlas Travel insurance includes coverage for injuries that may occur while swimming with dolphins abroad. We offer several different Atlas Travel plans depending on your destination and how many are in your group. If you are planning a trip to the U.S. or Canada, Atlas America is designed for your trip. If you are traveling outside of the U.S., we have Atlas International® insurance. Going on a group trip? If you have 5 or more in your group, check out Atlas Group® for a discounted rate!

Common Swimming with Dolphin Activities

There are more than 30 different species of dolphin and they are found in oceans and rivers across the world. As you plan your next warm destination vacation, it is a great time to try swimming with dolphins. As you prepare for your upcoming trip, you might be wondering what to expect when it comes time for your dolphin excursion. At most facilities that offer dolphin encounters, the same sorts of activities make up an experience:

Dolphin Swim Activities

  • Swirl - the dolphins swim in a large circle around all of the participants.
  • Kiss - a dolphin will pose with its nose on the cheek of a swimmer.
  • Hug - the dolphin will be upright in the water and hug a swimmer with its pectoral fins.
  • Footpush - two dolphins will push the swimmer from his or her feet.
  • Jump - much like in a show, the dolphins will jump out of the water and do tricks.
  • Dance - the dolphins move in beat to music while swimmers hold their pectoral fins.
  • Sing - the dolphins are able to make noises in chorus and on cue.
  • Signal - you, as the swimmer, will be taught some basic hand signals that will allow you to interact with the dolphins.
  • Interaction Time - all of the swimmers will be given open time to swim and interact with the dolphins freely.

Swim With Dolphins

  • Oahu, Hawaii
  • Key West, Florida
  • Anguilla
  • Akaraoa, New Zealand
  • The Bahamas

1. Oahu, Hawaii
Hawaii houses eight different species of dolphins, including afalata and spotted dolphins. Swimming with dolphins is often available as a tour option and is usually combined with snorkeling or scuba diving. Hawaii is one of the best places to enjoy the unique experience of swimming with dolphins. Dolphin Quest allows children as young as 5 to swim with dolphins in their three dolphin activities programs on Oahu.

2. Key West, Florida
One of the most unique opportunities to swim with dolphins is at the Dolphin Research Center in Grassy Key, Florida. The Dolphin Research Center is a not-for-profit research and educational facility where dolphins are trained and being rehabilitated. It offers a number of interesting dolphin interaction activities including teaching animal training techniques and dolphin encounters. Guests with disabilities are welcomed at the Dolphin Research Center to participate in swimming with dolphins.

3. Anguilla
If you are cruising around in the Caribbean, be sure to make a stop in Anguilla for a swimming with dolphins encounter. Dolphin Discovery Anguilla allows children as young as one year old to participate in swimming with dolphins.

4. Akaraoa, New Zealand
New Zealand tops the list of the best places to swim with dolphins because it is the natural habitat for Hector dolphins. Hector dolphins are the smallest and rarest dolphin species. New Zealand is also home to the common dolphin and bottle-nosed dolphins so swimming with dolphins in New Zealand allows you the opportunity to encounter many types of dolphins. Check out this list of swimming with dolphin tours in New Zealand.

5. The Bahamas
The Bahamas is also home to a number of dolphin species including the spinner dolphin, bridled striped dolphin, spotted dolphin, and bottle-nosed dolphin. Opportunities to swim with dolphins are available on a number of islands in the Bahamas including Nassau and Paradise Island, Grand Bahama Island, The Abacos, and Bimni. Individuals traveling to Nassau can participate in the Blue Lagoon Island close encounter where you are able to touch, kiss, feed, and dance with dolphins for an affordable price.

Most people can only get away on a tropical vacation for a few days at a time, but Atlas Travel can keep you covered for up to a year as you travel the world swimming with dolphins. Atlas Travel comes with some great benefits that a dolphin lover like you might find helpful. At HCCMIS, we are experienced and efficient in handling international medical emergencies for our members. We have many years of experience caring for our members while they are on overseas adventures and coordinating their medical care in different languages and across borders.

Benefits of Swimming with Dolphins Coverage

  • Online quote, purchase, and fulfillment so you get the coverage you need in 5 minutes or less!
  • Up to $1 million in coverage for eligible injuries or illnesses
  • 100% coverage for eligible injuries and illnesses outside the U.S.
  • $1,000,000 in Emergency Medical Evacuation coverage
  • No copay for emergency room visits for injuries Physician visits and hospitalization
  • Prescription medication coverage
  • Emergency ambulance transport coverage
  • Physical therapy visits
  • Crisis response coverage
  • Personal liability coverage

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Key Benefits of Atlas Travel® insurance from HCCMIS

Covered Benefits Provided With Atlas Travel insurance
Guaranteed Acceptance Yes: No medical underwriting is required for eligible individuals. See the Description of Coverage for full eligibility
Coverage for pre-existing conditions (excludes chronic and congenital conditions) Limited: Up to medical coverage maximum lifetime for eligible medical expenses for the acute onset of a pre-existing condition. See the Description of Coverage for more details.
100% coverage for accidents and injuries outside the U.S. Yes: We will pay 100% of eligible medical expenses after the deductible, up to the overall maximum limit of the policy. See the Description of Coverage for more details
100% coverage for accidents and injuries inside the PPO Yes: For eligible expenses within the PPO Network. See the Description of Coverage for more details.
Sports coverage at no additional charge Yes: Coverage for eligible injuries or illnesses related to sports activities. See the Description of Coverage for limitations.
Emergency medical evacuations available 24/7 Yes, $1,000,000 in coverage regardless of policy maximum.
Complete online enrollment capabilities & immediate fulfillment Yes: Selecting 'Yes' to online fulfillment when purchasing will ensure your policy information will be available to print once your application has been processed and your credit card approved.

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HCCMIS does not stop there! We provide 24/7 customer service to answer any question you may have about choosing a plan or about your current plan. Along with that, we offer several travel assistance services, including assistance if you lose your passport or other travel documents, emergency cash transfers, and emergency medical evacuation assistance. You can learn more about our services by visiting our Customer Services page!

Just love learning about extreme sports? Check out our blog for more destination based travel tips!

HCC Medical Insurance Services, LLC (HCCMIS) is a service company that is a subsidiary of HCC Insurance Holdings Inc. HCCMIS is regulated by the State of Indiana in our capacity as Third Party Administrator. HCCMIS has authority to enter into contracts of insurance on behalf of the Lloyd's underwriting members of Lloyd's Syndicate 4141, which is managed by HCC Underwriting Agency Ltd.