The mountain casts a shadow over you, and you wonder how you are going to climb to the peaks. Luckily for you, someone has already put in a via ferrata course – a virtual high ropes course up the side of the mountain – making your climb easier. Some people enjoy the challenge of using their own ropes, but you prefer the predetermined climb; the path is set, the decisions have been made, and there is nowhere to go but up!
While many insurance companies charge extra to cover extreme sports, Atlas Travel® insurance includes coverage for injuries that may occur while you are on an international trip.
Before you start making that ascent to the top of the mountain, you should make sure your insurance will cover you the whole way to the peak. Atlas Travel insurance from HCC Medical Insurance Services (HCCMIS) can give you the peace of mind that you are looking for as you travel and climb the mountains of the world
While many insurance companies charge extra to cover extreme sports, Atlas Travel insurance includes coverage for eligible via ferrata injuries that occur while abroad at no additional charge. We offer several different Atlas Travel plans depending on your destination for via ferrata and how many are in your group. Atlas America® is designed for those whose travel incudes the U.S. or Canada. If you are traveling outside of the U.S., we have Atlas International® insurance. Traveling with a group? If you have 5 or more in your group, you should check out Atlas Group® for a discounted rate!
Almost every country in Europe has via ferrata routes. We have collected this list of some of the hotspots for the sport around Europe. If you are planning a trip abroad soon, be sure to plan for a stop in one of these nations:
For you, the best part of Atlas Travel insurance and via ferrata routes is the assistance you get while climbing. HCCMIS can do the same thing for you while you travel or if you are in an accident. We offer great via ferrata insurance benefits that any climbing enthusiast can get behind. At HCCMIS, we are experienced and efficient in handling international medical emergencies for our members. We have many years of experience caring for our members while they are on overseas adventures and coordinating their medical care in different languages and across borders.
|Covered Benefits||Provided With Atlas Travel insurance|
|Guaranteed Acceptance||Yes: No medical underwriting is required for eligible individuals. See the Description of Coverage for full eligibility|
|Coverage for pre-existing conditions (excludes chronic and congenital conditions)||Limited: Up to medical coverage maximum lifetime for eligible medical expenses for the acute onset of a pre-existing condition. See the Description of Coverage for more details.|
|100% coverage for accidents and injuries outside the U.S.||Yes: We will pay 100% of eligible medical expenses after the deductible, up to the overall maximum limit of the policy. See the Description of Coverage for more details|
|100% coverage for accidents and injuries inside the PPO||Yes: For eligible expenses within the PPO Network. See the Description of Coverage for more details.|
|Sports coverage at no additional charge||Yes: Coverage for eligible injuries or illnesses related to sports activities. See the Description of Coverage for limitations.|
|Emergency medical evacuations available 24/7||Yes, $1,000,000 in coverage regardless of policy maximum.|
|Complete online enrollment capabilities & immediate fulfillment||Yes: Selecting 'Yes' to online fulfillment when purchasing will ensure your policy information will be available to print once your application has been processed and your credit card approved.|
At HCCMIS, we understand the stress of planning a trip, which is why we offer 24/7 customer service that can help you find the right plan or answer any questions you may have about an existing plan. We also offer a number of travel assistance services that you might find helpful: pre-trip destination information, emergency cash transfers, medical monitoring, assistance in replacing passports and other travel documents, and many more! You can learn more about these and our other services by visiting our Customer Services page!
Just love learning about extreme sports? Check out our blog for more destination based travel tips!
HCC Medical Insurance Services, LLC (HCCMIS) is a service company that is a subsidiary of HCC Insurance Holdings Inc. HCCMIS is regulated by the State of Indiana in our capacity as Third Party Administrator. HCCMIS has authority to enter into contracts of insurance on behalf of the Lloyd's underwriting members of Lloyd's Syndicate 4141, which is managed by HCC Underwriting Agency Ltd.