Tokio Marine HCC – MIS Group offers Atlas Travel medical insurance in 3 different plan levels to ensure that your individual needs are met at a price you can afford.
Atlas Travel medical insurance is also offered to groups of five or more at a discounted rate with Atlas Group, and can also be purchased for multiple, separate trips throughout the year with Atlas MultiTrip.
Read on to discover which travel medical insurance plan is right for you, and click the link for more detailed information on benefits and exclusions- or to get a FREE quote!
This customizable policy is perfect for international travelers wanting quality medical coverage and a custom plan that balances essential and more specific needs.
This premium insurance offers elite coverage to international travelers interested in higher coverage limits.
This plan is ideal for the budget-conscious traveler and those traveling on a J-1 Visa.
This policy includes the same benefits and services of Atlas Travel insurance at a 10% discount for groups or families of 5 or more. It is the perfect plan for missionary groups, student groups, and families of 5 or more traveling abroad for a short duration.
This plan is perfect for business executives, sales professionals, and international travelers taking multiple short trips of up to 45 days throughout the year.
|Covered Benefits||Included with Atlas Travel insurance|
|Guaranteed Acceptance||Yes: No medical underwriting is required for eligible individuals. See the Description of Coverage for full eligibility.|
|Coverage for pre-existing conditions (excludes chronic and congenital conditions)||Limited: Up to medical coverage maximum lifetime for eligible medical expenses for the acute onset of a pre-existing condition. Excludes chronic and congenital conditions. See the Description of Coverage for more details.|
|100% coverage for accidents and injuries outside the U.S.||Yes: We will pay 100% of eligible medical expenses after the deductible, up to the overall maximum limit of the policy. See the Description of Coverage for more details.|
|100% coverage for accidents and injuries within the U.S||Yes: For eligible expenses within the PPO network. See the Description of Coverage for more details.|
|Sports coverage at no additional charge||Yes: Coverage for eligible injuries or illnesses related to sports activities. See the Description of Coverage for limitations.|
|Emergency medical evacuations available 24/7||Yes, $1,000,000 in coverage regardless of policy maximum ($500,000 in coverage with Atlas Essential)|
|Complete online enrollment capabilities & immediate fulfillment||Yes: Selecting 'Yes' to online fulfillment when purchasing will ensure your policy information will be available to print once your application has been processed and your credit card approved.|
|Crisis response coverage||Yes: $10,000 certificate period maximum covering losses resulting from kidnapping or express kidnapping (no coverage with Atlas Essential)|
|Personal liability coverage||Yes: $10,000 lifetime maximum covering member losses due to third-party injury or damage/loss of third-party personal property or related-third-party personal property. This benefit applies only for court-entered eligible judgments or approved settlements (no coverage with Atlas Essential)|
2 Limitations apply. See the Atlas Travel description of coverage for complete details.
Tokio Marine HCC - Medical Insurance Services Group (MIS Group) is a service company and a member of the Tokio Marine HCC group of companies. We are regulated by the State of Indiana in our capacity as Third Party Administrator. Tokio Marine HCC - MIS Group has authority to enter into contracts of insurance on behalf of the Lloyd's underwriting members of Lloyd's Syndicate 4141, which is managed by Tokio Marine HCC – International Group.