Traveling in America is an exciting opportunity to see and do things you might have never experienced. Music fans can travel to Nashville for country music or New Orleans for rhythm and blues. Pop cultural fans can go to the Rock n’ Roll Hall of Fame, visit the wild, wild west of the movies, or see a Broadway play in New York City. Sports fans can watch an American football game in Chicago or see the Boston Red Sox play baseball at the historic Fenway Park. Nature lovers can see the Grand Canyon, visit Yellowstone National
If you are traveling to the U.S., you want to be able to focus on planning your itinerary without worrying about how you are going to pay for medical care. America Travel Insurance provides affordable medical coverage for you and your family.
As you journey throughout America, don’t forget that Atlas America Travel Insurance gives you medical coverage while you travel in America and other countries on your journey.
Coverage for everyone from young to old!
Atlas America Travel Insurance can be purchased for individuals as young as 14 days of age and for people traveling up to age 79. You can purchase coverage for yourself as an individual, for your entire family or for your group.
Huge network of doctors and providers which are in-network to bill us directly!
Atlas America Travel Insurance from HCCMIS® offers an extensive network of physicians, hospitals and laboratories in metropolitan, suburban and even remote areas of the United States, all which can be searched easily online.
Low out of pocket costs for injuries and illnesses!
When in-network providers are utilized for covered injuries or illnesses, we cover 100% of eligible expenses for injuries and illnesses after your deductible has been met with the Atlas America Travel Insurance policy.
Coverage for acute onset of pre-existing conditions
Should an unexpected recurrence of an existing illness or condition affect you while you are outside your home country, the Atlas America Travel Insurance plan provides limited coverage up to the medical coverage maximum for the acute onset of pre-existing conditions. Chronic or congenital conditions are not covered.
24/7 Travel Assistance Services
The World Service Center is available toll-free 24/7 to assist you with finding providers, verifying your benefits and offering case management services for your medical care via phone and email. All of these travel assistance services are at no cost to you when you purchase an Atlas America Travel Insurance plan!
|Covered Benefits||Provided With Atlas Travel||Atlas Travel Competitors|
|Guaranteed Acceptance||Yes: No medical underwriting is required for eligible individuals. See the Description of Coverage for full eligibility.||Yes. Some companies offer guaranteed issue policies.|
|Coverage for pre-existing conditions (excludes chronic and congenital conditions)||Limited: Up to the medical coverage maximum lifetime for eligible medical expenses for the acute onset of a pre-existing condition. See the Description of Coverage for more details.||Coverage Varies. Some companies offer no coverage or very little coverage for pre-existing conditions to non-U.S. citizens and coverage amounts can be as little as $2,500.|
|100% coverage for accidents and injuries outside the U.S.||Yes: We will pay 100% of eligible medical expenses after the deductible, up to the overall maximum limit of the policy. See the Description of Coverage for more details.||Coverage varies. Some companies expect members to pay coinsurance outside the U.S. even when using their PPO network.|
|100% coverage for accidents and injuries inside the PPO||Yes: For eligible expenses within the PPO Network. See the Description of Coverage for more details.||Coverage Varies. Some companies expect members to pay coinsurance even within the PPO.|
|Sports coverage at no additional charge||Yes: Coverage for eligible injuries or illnesses related to sports activities. See the Description of Coverage for limitations.||No. Up to 20% additional cost to add coverage for sports|
|Emergency medical evacuations available 24/7||Yes, $1,000,000 in coverage regardless of policy maximum||Yes, but coverage amounts for medical evacuation are much lower.|
|Complete online enrollment capabilities & immediate fulfillment||Yes: Selecting 'Yes' to online fulfillment when purchasing will ensure your policy information will be available to print once your application has been processed and your credit card approved||Varies|
|Crisis response benefit||Yes: $10,000 certificate period maximum covering losses resulting from kidnapping or express kidnapping.||No. Competitor travel medical plans do not include a crisis response benefit.|
|Personal liability benefit||Yes: $10,000 lifetime maximum covering losses due to a third-party injury or damage/loss of third-party personal property or related-third-party personal property. This benefit applies only for court-entered eligible judgments or approved settlements.||No. Competitor travel medical plans do not include a personal liability benefit.|
See the plan’s Description of Coverage for more details.
Although America may be world-famous for its fast-food industry, it is arguably as good as any other country when it comes to fine cuisine. Check out these three cities that offer tourists a taste of America, as well as a bit of France, Greece and Italy.
New York City
New York City is a haven for all food lovers. However, it is particularly generous to those who enjoy meat-filled dishes.² If you have a taste for authentic Italian cuisine, Grimaldi’s and Lombardi’s are known for baking some of the finest pizzas outside Naples, Italy. Pizza bianca is served by the square at Sullivan St. Bakery, while some of the finest Roman trattorias outside Rome can be found in Greenwich Village. Being the cultural melting pot that it is, New York provides diners with just about every culinary experience imaginable–from curry and chow mein to pastrami sandwiches and hot dogs.
Portland is well worth a visit to capture the ‘true’ flavor of America. The city is able to compete with the world’s leading meccas for foodies, primarily because of its rich local produce.³ A popular place for vegetarians and vegans, Portland offers all kinds of nuts, berries and vegetables. The city happens to be located just outside Willamette Valley, which produces world-famous wines such as Pinot Noir.4
Finally, no food-oriented trip to the United States would be complete without a stay in Chicago, where hot dogs and beef sandwiches are among the most popular culinary delight. Mexican food is also popular in Chicago, as are Greek and Polish dishes. Many people argue that Chicago is the only place in America that knows how to make a great pizza.² Italy and New York would naturally disagree, but Chicago-made pizza is undoubtedly special.
2JenC-7, “Best food cities in the US and Canada”, TripAdvisor.com, http://www.tripadvisor.co.uk/GoListrtDetail-i16455-Best_food_cities_in_the_U_S_and_Canada.html (Accessed August 10, 2011).
3“America’s Best Cities for Foodies”,Sperling’s Best Places, http://www.bestplaces.net/docs/studies/americas_top_foodie_cities.aspx (Accessed August 10, 2011).
4Hayes, Jonathan, “Food cities in the U.S. and Canada”,Food and Wine, http://www.foodandwine.com/articles/20-best-food-cities (Accessed August 10, 2011).
5Murray, Valaer, “America’s Most-Visited Cities”,Forbes, http://www.forbes.com/2010/04,28,tourism-new-york-lifestyle-travel-las-vegas-cities.html, April 28, 2010.
6Baedecker, Rob, “America’s 35 most visited tourist attractions”,Forbes Traveler, http://www.msnbc.msn.com/id/24487410/ns/travel-destination_travel/, May 8, 2008.
HCC Medical Insurance Services, LLC (HCCMIS) is a service company that is a subsidiary of HCC Insurance Holdings Inc. HCCMIS is regulated by the State of Indiana in our capacity as Third Party Administrator. HCCMIS has authority to enter into contracts of insurance on behalf of the Lloyd's underwriting members of Lloyd's Syndicate 4141, which is managed by HCC Underwriting Agency Ltd.