As a travel medical insurance plan, Atlas Travel medical insurance includes extensive medical benefits so you are covered for eligible unexpected emergencies or illnesses that might occur while you are traveling. Atlas Travel insurance offers you valuable medical benefits at a low price.
With Atlas Travel medical insurance, you choose the deductible (out of pocket) amount you are willing to pay and the maximum coverage amount during your trip. You can select a deductible as low as zero dollars if you want to limit your out of pocket expenses and a maximum coverage amount of up to one million dollars.1 The information listed below is a guide to your medical benefits with Atlas Travel. All eligible medical benefits are subject to deductible and coinsurance.2
|Deductible||You pay the selected deductible chosen at the time of purchase to your medical providers for any incurred medical expenses.|
|Coinsurance||Outside of the U.S. or within the PPO network, you have zero out of pocket cost for eligible medical expenses up to the overall maximum limit of your policy. If you choose to use an out of network provider, HCCMIS will pay 80% of eligible medical expenses up to $5,000 and then 100% of eligible medical expenses for anything over $5,000.|
Coverage for doctor’s visits is included with Atlas Travel insurance and is subject to your deductible and coinsurance. For covered injuries or illnesses, selecting a low deductible and seeking care from an in-network doctor will likely limit your out-of-pocket expenses. You may search for in-network physicians here. There are an unlimited number of doctor’s visits allowed with Atlas Travel for eligible medical conditions for the duration of the policy.
Atlas Travel® insurance is a great option for security and peace-of-mind when you have parents or family visiting the U.S. This plan provides affordable protection to non-U.S. citizens who travel to the United States. Atlas America insurance is individual visitor’s health insurance designed for international visitors whose home country is outside the U.S. and who travel to the United States. Atlas International is individual health insurance designed for U.S. citizens who plan on traveling outside the U.S. The plan provides short-term travel medical insurance coverage for illnesses or injuries that may occur during travel or a temporary stay in the U.S., Puerto Rico, or the U.S. Virgin Islands. Atlas Travel insurance can be purchased for as little as 5 days with a maximum initial purchase of 364 days of coverage.
HCC Medical Insurance Services, LLC (HCCMIS) is a service company that is a subsidiary of HCC Insurance Holdings Inc. HCCMIS is regulated by the State of Indiana in our capacity as Third Party Administrator. HCCMIS has authority to enter into contracts of insurance on behalf of the Lloyd's underwriting members of Lloyd's Syndicate 4141, which is managed by HCC Underwriting Agency Ltd.