Take along Canada travel insurance to guarantee medical expenses are not an unwanted burden on your budget. Should you need a hospital stay or surgery during your trip, Canada travel insurance has you covered, for eligible expenses, through an extensive network of healthcare providers. With a variety of coverage options to choose from, it’s adaptable to almost any traveler’s needs, even providing for eligible prescriptions outside your home country.
Whether you are visiting family or seeing Niagara Falls for the first time, Canada travel insurance covers you and your family.
In addition to medical benefits, Canada travel insurance includes a number of travel assistance services free with your plan, including tracking for lost luggage, medical monitoring, and lost travel document assistance supported by the HCCMIS® World Service Center.
|Covered Benefits||Provided With Atlas Travel||Atlas Travel Competitors|
|Guaranteed Acceptance||Yes: No medical underwriting is required for eligible individuals. See the Description of Coverage for full eligibility.||Yes. Some companies offer guaranteed issue policies.|
|Coverage for pre-existing conditions (excludes chronic and congenital conditions)||Limited: Up to medical coverage maximum lifetime for eligible medical expenses for the acute onset of a pre-existing condition. See the Description of Coverage for more details.||Coverage Varies. Some companies offer no coverage or very little coverage for pre-existing conditions to non-U.S. citizens and coverage amounts can be as little as $2,500.|
|100% coverage for accidents and injuries outside the U.S.||Yes: We will pay 100% of eligible medical expenses after the deductible, up to the overall maximum limit of the policy. See the Description of Coverage for more details.||Coverage Varies. Some companies expect members to pay coinsurance outside the U.S. even when using their PPO network|
|100% coverage for accidents and injuries inside the PPO||Yes: For eligible expenses within the PPO Network. See the Description of Coverage for more details.||Coverage Varies. Some companies expect members to pay coinsurance even within the PPO.|
|Sports coverage at no additional charge||Yes: Coverage for eligible injuries or illnesses related to sports activities. See the Description of Coverage for limitations.||No. Up to 20% additional cost to add coverage for sports|
|Emergency medical evacuations available 24/7||Yes, $1,000,000 in coverage regardless of policy maximum||Yes, but coverage amounts for medical evacuation are much lower.|
|Complete online enrollment capabilities & immediate fulfillment||Yes: Selecting 'Yes' to online fulfillment when purchasing will ensure your policy information will be available to print once your application has been processed and your credit card approved||Varies.|
|Crisis response benefit||Yes: $10,000 certificate period maximum covering losses resulting from kidnapping or express kidnapping.||No. Competitor travel medical plans do not include a crisis response benefit|
|Personal liability benefit||Yes: $10,000 lifetime maximum covering losses due to a third-party injury or damage/loss of third-party personal property or related-third-party personal property. This benefit applies only for court-entered eligible judgments or approved settlements.||No. Competitor travel medical plans do not include a personal liability benefit|
Canada may be the world’s second largest country, but it is home to less than 35 million people.¹ Considering the vastness, remoteness and sheer natural splendor of the country, it is not surprising many people choose to traverse its spectacular landscape by train trip.
Bounded by the Pacific Ocean to the west, the Atlantic Ocean to the east, and the Arctic Ocean to the north, Canada is nearly four-million square miles in area. Crossing this enormous land by train requires travelers to journey through the provinces or territories of:
A trans-Canadian rail journey consists of numerous connecting trains.² It all depends on a tourist’s itinerary since many variations can be made of a coast-to-coast route. For example, a traveler may want to explore the breathtaking Canadian Rockies aboard the Rocky Mountaineer or head north on the Toronto-to-Moosonee Polar Bear Express.
Traveling west to east, passengers can catch a train from Prince Rupert to Jasper or Vancouver to Jasper, with the latter stretch forming the first leg of ‘The Canadian’ route. The Canadian travels from Vancouver to Toronto via four cities:
Travelers can behold remarkably different cultures and landscapes on this route, from the bustling metropolis of Vancouver and the vast prairies of Alberta to the expansive farmlands of Saskatchewan and the bustling city of Toronto.
Assuming travelers have not yet taken a detour to Niagara Falls during their journey, they can hop aboard ‘The Corridor’ rail service. It connects Toronto with Kingston, Ottawa (the capital city of Canada), and Montreal, the nation’s most culturally diverse city. Montreal is also the second largest French-speaking city in the world.
The final leg of an eastbound trans-Canadian train trip is known as ‘The Ocean’ route. This route connects Montreal and Halifax via Moncton and Quebec. Interestingly, Quebec is the only fortified city in North America after the British constructed the enormous Citadelle Complex, a military installation, more than 250 years ago.
A trans-Canadian train trip can be enjoyed over many days and nights. Travelers can expect to spy some of Canada’s richest landscapes, from cloud-capped mountains and glacial lakes to seemingly endless prairies, isolated villages and culturally diverse cities.
HCC Medical Insurance Services, LLC (HCCMIS) is a service company that is a subsidiary of HCC Insurance Holdings Inc. HCCMIS is regulated by the State of Indiana in our capacity as Third Party Administrator. HCCMIS has authority to enter into contracts of insurance on behalf of the Lloyd's underwriting members of Lloyd's Syndicate 4141, which is managed by HCC Underwriting Agency Ltd.