Travel Insurance Comparisons

Each Atlas policy is designed to meet specific travel needs. To help you review some top-line features of our Atlas Travel plans, we have put together these travel insurance comparisons. If you are looking for more detailed information regarding the plans’ benefits, please review either the Atlas Travel®, Atlas Group® or Atlas MultiTripTM review coverage pages.

Travel Insurance Comparisons

Coverage Types Atlas Travel Atlas Group Atlas MultiTrip
Type of Coverage Medical coverage outside your home country for a relatively short term basis Medical coverage outside your home country for a relatively short term basis for a minimum of 5 people Medical coverage for multiple trips abroad throughout the year.
Brochure Download Brochure Download Brochure Download Brochure
Maximum Coverage Length 5 days to 364 days of coverage 5 days to 364 days Annual plan, each trip can last up to 30 or 45 days, whichever you select
Maximum Coverage Amount You choose from $50,000 – $1,000,000 per year; $50,000 or $100,000 max for age 70-79;$10,000 for age 80 and up You choose from $50,000 – $1,000,000 per year; $50,000 or $100,000 max for age 70-79;$10,000 for age 80 and up $1,000,000 per year
Deductible You choose a deductible from $0 – $2,500 per year You choose a deductible from $0 – $2,500 per year $250 per trip, per person
Terrorism $50,000 lifetime limit $50,000 lifetime limit $50,000 lifetime limit
Crisis Response $10,000 certificate period maximum. $10,000 certificate period maximum $10,000 certificate period maximum
Personal Liability $10,000 lifetime maximum. $10,000 lifetime maximum $10,000 lifetime maximum

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HCC Medical Insurance Services, LLC (HCCMIS) is a service company that is a subsidiary of HCC Insurance Holdings Inc. HCCMIS is regulated by the State of Indiana in our capacity as Third Party Administrator. HCCMIS has authority to enter into contracts of insurance on behalf of the Lloyd's underwriting members of Lloyd's Syndicate 4141, which is managed by HCC Underwriting Agency Ltd.