J-1 Visa Insurance Requirements

J-1 visa applicants are required to have travel medical insurance that meets the minimum standards set forth by the U.S. Department of State. HCCMIS offers two types of travel medical insurance, with various levels of coverage.

The type of program you are involved in will help you determine your best insurance option. If you plan to enroll as a full-time student, consider Student Secure. If you are traveling for work, and will not be a student, consider our Atlas Travel plan. Both Student Secure and Atlas Travel meet all the J-1 visa insurance requirements.

J-1 Visa Insurance Requirements Atlas Travel StudentSecure
Medical benefits of at least $100,000 per accident or illness

✔ Up to $1,000,000 in maximum coverage for those under age 70

✔ Coverage options begin at $100,000 per accident/illness and go up to $500,000

Repatriation of remains in the amount of $25,000

✔ Coverage is included in the overall maximum limit and begins at $50,000

✔ Plans cover repatriation of remains from $25,000 to $50,000

Expenses associated with the medical evacuation of the exchange visitor to his or her home country in the amount of $50,000

✔ $1,000,000 Lifetime Maximum for emergency medical evacuation

✔ Plans offer coverage of $50,000 to $500,000 for emergency medical evacuation

A deductible not to exceed $500 per accident or illness

✔ Deductible options start at $0

✔ Deductibles range from $25 to $100

Get an Atlas Travel quote

Get a StudentSecure quote

Proof of Coverage

Your program sponsor will need to verify that you have coverage that meets the minimum insurance requirements. After purchasing the coverage, we will send you a letter as proof of insurance.

HCC Medical Insurance Services, LLC (HCCMIS) is a service company that is a subsidiary of HCC Insurance Holdings Inc. HCCMIS is regulated by the State of Indiana in our capacity as Third Party Administrator. HCCMIS has authority to enter into contracts of insurance on behalf of the Lloyd's underwriting members of Lloyd's Syndicate 4141, which is managed by HCC Underwriting Agency Ltd.