U.K. travel insurance provides access to a growing network of international healthcare providers to make sure your trip is not hampered by unnecessary medical expenses. In the case of a medical incident, it covers your costs up to the policy maximum. Lost luggage assistance is another benefit of U.K. travel insurance. By replacing clothes and personal hygiene items lost by the airlines, it keeps your trip on track.
|Covered Benefits||Provided With Atlas Travel®||Atlas Travel® Competitors|
|Guaranteed Acceptance||Yes: No medical underwriting is required for eligible individuals. See the Description of Coverage for full eligibility.||Yes. Some companies offer guaranteed issue policies.|
|Coverage for pre-existing conditions (excludes chronic and congenital conditions)||Limited: Up to medical coverage maximum lifetime for the eligible medical expense for the acute onset of a pre-existing condition. See the Description of Coverage for more details.||Coverage Varies. Some companies offer no coverage or very little coverage for pre-existing conditions to non-U.S. citizens and coverage amounts can be as little as $2,500.|
|100% coverage for accidents and injuries outside the U.S.||Yes: We will pay 100% of eligible medical expenses after the deductible, up to the overall maximum limit of the policy. See the Description of Coverage for more details.||Coverage Varies. Some companies expect members to pay coinsurance outside the U.S. even when using their PPO network|
|100% coverage for accidents and injuries inside the PPO||Yes: For eligible expenses within the PPO Network. See the Description of Coverage for more details.||Coverage Varies. Some companies expect members to pay coinsurance even within the PPO.|
|Sports coverage at no additional charge||Yes: Coverage for eligible injuries or illnesses related to sports activities. See the Description of Coverage for limitations.||No. Up to 20% additional cost to add coverage for sports|
|Emergency medical evacuations available 24/7||Yes, $1,000,000 in cover regardless of policy maximum||Yes, but coverage amounts for medical evacuation are much lower.|
|Crisis response benefit||Yes: $10,000 certificate period maximum covering losses resulting from kidnapping or express kidnapping.||No. Competitor travel medical plans do not include a crisis response benefit.|
|Personal liability benefit||Yes: $10,000 lifetime maximum covering losses due to a third-party injury or damage/loss of third-party personal property or related-third-party personal property. This benefit applies only for court-entered eligible judgments or approved settlements.||No. Competitor travel medical plans do not include a crisis response benefit.|
For many American travelers, London is a popular destination for sampling the sights and sounds of Europe. Of course, there is more to the United Kingdom than shopping and eating in the capital of England, which boasts a distinctly rich historical fabric. The following is a list of six great places to experience a bit of British history.²
The Tower of London
Though it is not the only place worth visiting in the United Kingdom, London should not be ignored by those in search of a historical adventure. The Tower of London is one of the capital’s most notable landmarks. Built some 930 years ago, the Tower is London’s top tourist attraction. The historical importance of the building is considerable, having been constructed as a defensive fort by William the Conqueror. It later became the official residence of the king, a jail, an astronomical observatory and even a zoo. Famous former inmates include Guy Fawkes, Henry VI and Sir Walter Raleigh. The British Crown Jewels are currently on display in the tower.Houses of Parliament
The Houses of Parliament, another historically important tourist attraction in London, have been standing in some form for nearly 1,000 years. Westminster Hall is the oldest surviving section of the building, which was ravaged by a fire in 1834. Although open to the public, the Houses are working buildings which serve important political, legal and royal functions.Salisbury Cathedral, Wiltshire
Situated near Stonehenge, Salisbury Cathedral is a truly impressive building. Boasting the tallest spire in Britain at 404 feet, the gothic-style cathedral comprises 332 steps to the lofty base of the spire. It also offers stunning views of the surrounding landscape. Salisbury Cathedral features several museums, in which the oldest working clock in Europe (c. 1380) and best-preserved copy of the Magna Carta (1215) are on display.
There is arguably no more historic place in the U.K. than Stonehenge, which in 1986 became a World Heritage Site. Set in the beautiful Wiltshire countryside on Salisbury Plain, Stonehenge is estimated to be around 4,000 years old. Nobody knows for certain who built the megalithic monument. Mystery also surrounds the purpose of the ancient stone cromlech and how it was constructed.
Another World Heritage Site, Hadrian’s Wall was constructed nearly 2,000 years ago on orders of the Roman emperor Hadrian. It was intended to establish a customs post between Scotland and England (notwithstanding the myth that he wanted to protect Roman Britain from Scottish marauders).
The Roman Baths, Bath
The English city of Bath is home to the Roman Baths, an even more impressive reminder of Roman occupation than Hadrian’s Wall. The Roman Baths are comprised of four main sections:
The buildings are popular among tourists, entertaining about one million visitors every year. The grandeur of the Roman Baths is truly a sight to behold.
HCC Medical Insurance Services, LLC (HCCMIS) is a service company that is a subsidiary of HCC Insurance Holdings Inc. HCCMIS is regulated by the State of Indiana in our capacity as Third Party Administrator. HCCMIS has authority to enter into contracts of insurance on behalf of the Lloyd's underwriting members of Lloyd's Syndicate 4141, which is managed by HCC Underwriting Agency Ltd.