Missionary Insurance

What is missionary insurance?

If you’re preparing for a short term mission trip, you may need to think about travel insurance. While you are abroad helping others, make sure your own needs are taken care of with travel insurance in case of an accidental illness or injury.  Atlas International from HCC Medical Insurance Services (HCCMIS) can provide you with the coverage you need. This includes both medical and non-medical issues, like emergency room treatment for an injury or lost luggage.

Atlas Travel Insurance from HCC Medical Insurance Services

Atlas Travel may help you avoid high medical bills that result from eligible accidents, injuries, and illnesses. Whether you are on a five-day or year-long mission, HCCMIS can cover you! When you purchase an Atlas Travel insurance plan from HCCMIS you are purchasing coverage you can count on, including the services listed below.

Medical Services

  • Guaranteed acceptance
  • Coverage for acute onset of pre-existing conditions
  • Emergency medical evacuation
  • Hospital room and board
  • Local ambulance
  • Emergency dental
  • Injuries resulting from an act of terrorism

Travel Services

  • Lost checked luggage
  • Trip interruption
  • Natural disaster benefit
  • Political evacuation
  • Lost travel documents

Get an Atlas Travel Quote

Group Mission Trips

If you’re preparing to go on a mission trip with five or more people, you should consider travel medical insurance. Atlas Group insurance offers the same benefits as Atlas Travel, plus a ten percent discount for groups of five or more. This option is great for missionary groups from schools and churches who will be abroad for a short period of time.  

Atlas Group


10% discount on Atlas Travel for groups of 5 or more.



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What coverage should missionaries have?


Why is it necessary?

Atlas Travel

Evacuation coverage

You’re in a car accident and fracture your skull. The doctors at your location don’t have the resources to treat you and you must be airlifted to another hospital. Are you covered?

Yes, up to $1,000,000 regardless of policy maximum. Atlas Group also covers political evacuation in case of an emergency.

Medical expense coverage

You’re building a house for a needy family when you fall and cut your hand on a nail. You go to the local hospital. Are you covered?

Yes, up to the maximum limit of the policy.

Trip interruption

Your father dies and you must immediately return home. Are you covered?

Yes, up to $5,000.

Lost checked luggage

You arrive at your destination but your checked bag doesn’t. You buy clothes and toiletries to get you through. Are you covered?

Yes, up to $500.

Accidental death and dismemberment

If you’re in a car accident and one of your limbs is severed, or if you are killed, can you or your family receive compensation?

Yes. Amount depends on age and number of limbs lost. $250,000 Maximum Benefit for any one group.

Repatriations of remains

You suffer a black mamba bite and do not receive treatment quickly enough. Your family wants to transport your remains home. Are they covered?

Yes, up to the maximum limit of the policy.

Travel assistance services

You lose your passport and need translation services to communicate. Will your insurance be able to help you? 

Yes, available 24/7.


If the benefits listed above haven’t convinced you that Atlas Travel insurance is the right missionary insurance for you, consider these additional perks to being a policy holder with HCCMIS.

Quick and tech-friendly: Our online application allows you to complete the application process at a pace you are comfortable with. You can even save your application and finish it at a later time if you are interrupted.

You will also have an online account management resource know as Client Zone, which allows you to access your policy information quickly and efficiently. With Client Zone, you can:

  • Change your personal information
  • Renew your coverage
  • Download useful forms and brochures
  • Find a provider within the PPO network
  • Pre-certify for certain medical procedures and hospitalizations
  • Access health and wellness information

Travel Assistance Services: Atlas Travel and Atlas Group are not the only travel medical insurance plans available to missionaries, but they cover many of the scenarios that missionaries may face in dangerous parts of the world. In addition to medical coverage, Atlas gives you access to travel assistance services 24/7. Call them free of charge at any time for help if:

  • Your flight has been delayed
  • Your luggage has been lost
  • You misplaced your travel documents
  • You need translation services

Competitive Prices: Atlas Travel and Atlas Group insurance are competitively priced, including adventure sports coverage and coverage for the acute onset of pre-existing conditions at no extra charge! And don’t forget, Atlas Group offers the same great benefits of Atlas International at a 10% discount for a group of five or more!

Get an Atlas Group Quote

Tokio Marine HCC - Medical Insurance Services Group (MIS Group) is a service company and a member of the Tokio Marine HCC group of companies. Tokio Marine HCC - MIS Group has authority to enter into contracts of insurance on behalf of the Lloyd's underwriting members of Lloyd's Syndicate 4141, which is managed by Tokio Marine HCC – International Group.