Youth Mission Trips

Atlas Travel Insurance

ATLAS TRAVEL®

Customizable travel medical insurance for single trips.

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Youth mission trips provide a unique life experience for your child that can broaden their perspective and cultivate self-awareness. However, the opportunity to serve others can be challenging – or even dangerous—under certain circumstances.

What Parents Need to Know

When trouble strikes, a mission trip medical insurance plan can provide the vital benefits, assistance, or financial help your child needs to land on his or her feet. Here are a couple important factors to consider before departure:

  • Your domestic medical insurance may not be enough. Many domestic polices will not extend coverage across international borders. It’s important to review the details of your plan before sending your child overseas.

  • Youth mission trips can be risky. Unexpected injuries and illnesses, emergency medical situations, and even express kidnappings can pose a threat to mission trip volunteers. However, a mission trip medical insurance plan like Atlas Travel can cover these types of unexpected circumstances.

Risks of Youth Mission Trips

Youth volunteers may face situations and risks unique to missionary travel, such as:

  • Foreign Diseases and Unexpected Injuries: Your child’s immune system may have trouble fighting off the diseases present in other countries, so additional precautions and medical attention may be needed. You can look up your child’s youth mission trip destination at the Centers for Disease Control and Prevention website to see which diseases are prevalent.

    No matter where you go, accidents can happen as well. Physical activities like construction work or sports are common with mission trips and can lead to serious injuries and additional unforeseen medical costs.

  • Travel Warnings: Political and social upheaval can change the security status of a country in an instant. If the U.S. government issues a travel warning for your child’s destination country after his or her arrival, how will you cover last-minute flight costs for the unexpected return trip home?

  • Medical Emergencies: In rare cases, potentially life-threatening illnesses and injuries may occur. Depending on where your child is serving, local medical facilities may not be able to provide the proper treatment. Transporting your child from an inadequate medical facility to the nearest hospital that can provide the right treatment may cost more than expected.

  • Kidnapping Threats: In some countries, mission volunteers may be targeted for express kidnappings—the actual or attempted abduction and holding of someone against their will for personal belongings or ransom. If your child is held for a ransom, how will you negotiate your child’s release?

Preparing for the Risks with Tokio Marine HCC - MIS Group’s Atlas Travel Insurance

Atlas Travel offers international medical coverage for youth mission trips. Key medical insurance benefits like Emergency Medical Evacuation and Crisis Response are included to help mitigate costs. Here’s how Atlas Travel can help manage the risks:

  • Unexpected Injury or Illnesses Coverage: Eligible medical costs for hospital room and board, surgery, radiology, Intensive Care Unit, and ambulance transport are covered with Atlas Travel.

  • Political Evacuation Coverage: Atlas Travel can pay for transportation to the nearest safe country if a warning is issued after your child’s arrival. Stay up-to-date with current warnings and alerts by visiting the U.S. Department of State website.

  • Emergency Medical Evacuation Coverage: If your child sustains an injury or illness that’s life or limb-threatening and the nearest emergency facility cannot provide the proper medical treatment, Atlas Travel can cover costs for emergency air or ground transportation to the nearest hospital that can.

  • Crisis Response Coverage: Atlas’s Crisis Response coverage helps pay for costs affiliated with ransoms and personal belongings surrendered during a kidnapping. You’ll also receive 24/7 access to the Response Operations Center and its experienced crisis response team.

Why Choose Atlas Travel from Tokio Marine HCC – MIS Group?

  • Customizable Affordability: Atlas Travel offers multiple plan choices with maximum coverage of up to $2,000,000 with affordable plans starting at just a dollar per day. If you’re looking for additional savings, you can tailor your plan by choosing the deductible and maximum coverage amount that align with your budget.

  • Guaranteed Acceptance and Convenience: No health screenings are necessary. Atlas Travel can be purchased online in a matter of minutes and policy documents will be sent to your inbox immediately.

  • Vast Network: With a wide provider network in over 130 countries and territories, you’ll have access to doctors and hospitals almost anywhere in the world. Learn more about the provider network here.

  • Travel Assistance: Tokio Marine HCC – MIS Group’s multilingual, travel assistance services are available 365 days a year. If you need additional travel assistance due to lost checked luggage, lost travel documents (passport, visa, airline documents, birth certificate, etc.), or a delayed flight, you can contact a Tokio Marine HCC – MIS Group representative any time. Check out the Customer Service Center here.

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Tokio Marine HCC - Medical Insurance Services Group (MIS Group) is a service company and a member of the Tokio Marine HCC group of companies. Tokio Marine HCC - MIS Group has authority to enter into contracts of insurance on behalf of the Lloyd's underwriting members of Lloyd's Syndicate 4141, which is managed by Tokio Marine HCC – International Group.