Parents and relatives living overseas often visit their children, grandchildren, and other friends or family in the U.S. However, there is always a risk of hospitalization for unexpected injuries or sicknesses as a U.S. visitor. If your parents are visiting the USA, purchasing health insurance for their stay can protect your family from incurring the financial burden should a parent need to visit the doctor or be hospitalized.
Atlas Travel visitors insurance from Tokio Marine HCC Medical Insurance Services Group is hassle-free dependable medical coverage for your parents’ next trip to the United States. International travel can be risky, and when traveling outside of their home country, a visitors insurance plan for your parents can protect against the unexpected illness and injury.
Featuring direct billing from hundreds of U.S. medical providers, no medical underwriting, and easy online enrollment, an Atlas Travel visitors insurance policy can provide peace of mind for you and your family as your parents enjoy their time in the U.S.
Your parents’ medical insurance will most likely not travel with them. According to the U.S. Department of State, many medical providers do not cover medical costs outside your home country—meaning an unexpected injury or illness during your parents’ time in the U.S. could mean thousands of dollars in medical bills. Additionally, as parents are not considered dependents, you will not be able to add them to your U.S. domestic health insurance policy while they are visiting you in the States.
That’s where Atlas Travel visitors insurance comes into play. In order to receive quality, affordable healthcare while visiting the U.S., your parents will need visitors insurance coverage. Purchasing a visitors insurance policy for your parents will give you peace of mind as they travel and stay with you in the USA.
Visitor health insurance like Atlas Travel visitors insurance offers a comprehensive list of both medical and travel-related benefits for your parents’ trip to the U.S., including the following:
If your visiting parent requires hospitalization, an Atlas Travel visitors insurance policy will cover hospitalization costs, including:
Daily room and board and nursing services in a regular hospital room
Daily room and board and nursing services in the Intensive Care Unit (ICU)
Use of a treatment or recovery room
Emergency treatment of an injury
Diagnostic testing using radiology, ultrasonographic or laboratory services
Oxygen or other gasses administered by or under the supervision of a physician
Prescription drugs for the treatment of a covered injury or illness
Care in an extended care facility
Home nursing care by a qualified licensed professional from a home health care agency
Emergency local ambulance transport
Rental of medically-necessary equipment such as a hospital bed or a wheelchair
Tokio Marine HCC - Medical Insurance Services Group (MIS Group) is a service company and a member of the Tokio Marine HCC group of companies. We are regulated by the State of Indiana in our capacity as Third Party Administrator. Tokio Marine HCC - MIS Group has authority to enter into contracts of insurance on behalf of the Lloyd's underwriting members of Lloyd's Syndicate 4141, which is managed by Tokio Marine HCC – International Group.