Traveling to the USA is an experience that you will never forget. Whether you are traveling to visit family, seeing the US for the first time or just making a stop along the way, there is a good chance that you will need to apply for a visa. As someone traveling from India to the U.S., there are certain cultural differences that you will also encounter, but those differences are what make your trip so rewarding in the end. Whatever your reasons for visiting the United States, you will have the opportunity to explore a new culture and learn from new experiences.
The U.S. is country of many cultures, spread across a diverse landscape, so there is a part of the country for everyone, whether you’re visiting, studying, or working. In many cases, receiving a visa is not that difficult. However, you need to make sure that you follow all of the steps and meet all of the requirements in order to obtain your visa. Below, you will find helpful advice on obtaining a visa, making travel plans, and the cultural differences between India and the US.
Before you begin the visa application process, you will need to determine which type of visa you qualify for and which one is most appropriate for your trip. No matter which type of visa you are applying for, you will have to submit Form DS-160, which is the online nonimmigrant visa application. From this form, consular officers will begin processing your application. The form will be used to help establish your eligibility to receive a U.S. visa. Here are some other visa requirements that you will have to complete and provide before you can obtain your visa:
|If I live in the USA, can I just add my parents to my current health insurance when they visit?|
|Parents are not considered dependents and typically cannot be added to a son or daughter’s insurance plan while they are visiting them from another country. If you are traveling to the U.S. or are looking for visitor health insurance for individuals traveling to the U.S., Atlas America® offers protection against the high cost of medical care in the U.S. if something unfortunate should occur. Having travel medical insurance from a company based in the U.S. can also help you understand and navigate the U.S. healthcare system. Atlas America® insurance can protect you from incurring medical costs for your visitors and provides visitors health insurance upon which you can depend for health coverage and medical monitoring during difficult health situations. HCC Medical Insurance Services has many years of experience dealing with the U.S. health care system and a reliable financial reputation within the U.S. Similar to a U.S. domestic insurance carrier, Atlas Travel insurance gives you an insurance card that can be shown to U.S. doctors and hospitals to prove you have medical insurance coverage. It also gives you access to a comprehensive Preferred Provider Organization (PPO) list which can be searched by gender, specialty and language in addition to location of doctors, clinics, and hospitals that are willing to bill HCC Medical Insurance Services directly for your medical care.|
|Covered Benefits||Provided With Atlas Travel®||Atlas Travel® Competitors|
|Guaranteed Acceptance||Yes: No medical underwriting is required for eligible individuals. See the Description of Coverage for full eligibility.||Yes. Some companies offer guaranteed issue policies.|
|Coverage for pre-existing conditions (excludes chronic and congenital conditions)||Limited: Up to medical coverage maximum lifetime for eligible medical expenses for the acute onset of a pre-existing condition. See the Description of Coverage for more details.||Coverage Varies. Some companies offer no coverage or very little coverage for pre-existing conditions to non-U.S. citizens and coverage amounts can be as little as $2,500.|
|100% coverage for accidents and injuries outside the U.S.||Yes: We will pay 100% of eligible medical expenses after the deductible, up to the overall maximum limit of the policy. See the Description of Coverage for more details.||Coverage Varies. Some companies expect members to pay coinsurance outside the U.S. even when using their PPO network|
|100% coverage for accidents and injuries inside the PPO||Yes: For eligible expenses within the PPO Network. See the Description of Coverage for more details.||Coverage Varies. Some companies expect members to pay coinsurance even within the PPO.|
|Sports coverage at no additional charge||Yes: Coverage for eligible injuries or illnesses related to sports activities. See the Description of Coverage for limitations.||No. Up to 20% additional cost to add coverage for sports|
|Emergency medical evacuations available 24/7||Yes, $1,000,000 in coverage regardless of policy maximum||Yes, but coverage amounts for medical evacuation are much lower.|
|Complete online enrollment capabilities & immediate fulfillment||Yes: Selecting 'Yes' to online fulfillment when purchasing will ensure your policy information will be available to print once your application has been processed and your credit card approved||Varies.|
|Crisis response benefit||Yes: $10,000 certificate period maximum covering losses resulting from kidnapping or express kidnapping.||No. Competitor travel medical plans do not include a crisis response benefit.|
|Personal liability benefit||Yes: $10,000 lifetime maximum covering losses due to a third-party injury or damage/loss of third-party personal property or related-third-party personal property. This benefit applies only for court-entered eligible judgments or approved settlements.||No. Competitor travel medical plans do not include a personal liability benefit.|
With so many things on your mind about traveling or moving to the U.S., it is easy to overlook or forget the little details. In order to best prepare yourself, you should start making your travel plans as soon as possible. In fact, the sooner you make your plans, the better. You should be keeping these things in mind as you plan for your trip or move:
No matter where you travel around the world, you are always going to notice that there are cultural differences between the places you travel to and your home the place you are from. For some people, these differences can be overwhelming and cause them to have a poor experience during their time abroad. However, one of the best ways to deal with differences is to learn and understand what they are before you leave home. Traveling abroad can be a rewarding experience for anyone as long as you go into the situation with an open mind and understand that there will be differences between your old home and your new home. In order to make the best of the experience, you should embrace the new culture, learn as much as possible, and teach others about your own culture. Here are just a few differences you can expect to encounter:
Remember as you travel to the U.S. that your domestic insurance will most likely not follow you, so purchasing visa insurance is a great idea. You also need to be as open and honest as possible when filling out your visa application and when answering questions at your visa interview. Be sure to have fun while you are in the U.S. and explore the world around you!
Tokio Marine HCC - Medical Insurance Services Group (MIS Group) is a service company and a member of the Tokio Marine HCC group of companies. We are regulated by the State of Indiana in our capacity as Third Party Administrator. Tokio Marine HCC - MIS Group has authority to enter into contracts of insurance on behalf of the Lloyd's underwriting members of Lloyd's Syndicate 4141, which is managed by Tokio Marine HCC – International Group.