• Does Caffeine Endanger Your Health?

    Does Caffeine Endanger Your Health?

    Posted by Emmet Pierce on: May 20, 2016 in Personal Wellness

    From coffee shops to supermarket shelves and vending machines, caffeinated drinks are everywhere. For millions of people, a cup of coffee is the first nourishment they receive each day. Drinking coffee can make a person feel more alert or better able to concentrate, and athletes often look to caffeine to give them a burst of energy and perhaps even a competitive edge. According to a report by Brown University, caffeine is consumed by up to 90 percent of the world's population, mainly through drinks.... Read More

  • How to Spot and Avoid Scholarship Scams

    How to Spot and Avoid Scholarship Scams

    Posted by Robert DiGiacomo on: May 19, 2016 in Study Abroad

    Although U.S. universities, service and non-profit organizations, and private companies offer billions of dollars each year in scholarships and financial aid, they typically provide such opportunities only to students who meet specific academic, financial, or other requirements. In other words: if a scholarship offer sounds too good to be true — with few or no requirements necessary to qualify — it may not be legitimate. Here are tools to evaluate whether a scholarship opportunity is the real deal- and some resources for legitimate aid:... Read More

  • How to Start a New Job in a New City

    How to Start a New Job in a New City

    Posted by Eric Rosenberg on: May 18, 2016 in Life Transitions

    Moving to a new city is an exciting (and sometimes intimidating) experience. Not only are you starting a new job, but you are uprooting your life and moving to a new home in an often unfamiliar area. You can avoid being overwhelmed by planning out each step of the way and putting together a strategy for what to do when you land in your new hometown. ... Read More

  • How to Survive a Sports Injury Abroad

    How to Survive a Sports Injury Abroad

    Posted by Bekah Wright on: May 17, 2016 in Travel

    Dear Tokio Marine HCC - MIS Group: Yes, it's me, the klutziest of travel journalists, writing to you again. So, here's what happened recently: I tried my hand at fly-fishing in Mammoth, California. After that experience, I decided to undertake the sport again in Exmouth, which is located in central-western Australia. My target spot: Nigaloo Lagoon. Word is, the fly-fishing there is renowned, and the landscape glorious. Why are you touching base with us, you ask? Well, there was an incident during my Mammoth Lakes fly-fishing experience. One I hope not to repeat, but, if I do… Well, let me explain.... Read More

  • Indianapolis Favorites for Your Indy 500 Experience

    Indianapolis Favorites for Your Indy 500 Experience

    Posted by Andrea Emerson on: May 16, 2016 in Travel

    Every year, thousands of racing fans flock to Indianapolis for the Indy 500, The Greatest Spectacle in Racing. As the city prepares for the 100th running of the race this May, spectators from all over the world are gearing up for a weekend full of live music, entertainment and, of course, world-class racing. Are you coming? If so, don't limit your experience to the Motor Speedway--although that will be loads of fun. Below are great ways to get out into the city and explore everything Indianapolis has to offer.... Read More

  • Prepping for the Third World

    Prepping for the Third World

    Posted by Bekah Wright on: May 6, 2016 in Travel

    Planning a trip outside the United States? Along with scouting online for transportation, accommodations, and sightseeing suggestions, travelers should allot time on the Centers for Disease Control and Prevention's (CDC) website. Easily navigable, the site's drop-down menus feature vaccination requirements for both types of travelers (i.e. students, missionaries, families traveling with children) and worldwide destinations. Additionally, alerts provide up-to-date reports of countries with outbreaks of diseases, like Zika virus.... Read More

  • 7 Tips on Preparing for Graduation

    7 Tips on Preparing for Graduation

    Posted by Eric Rosenberg on: May 4, 2016 in Life Transitions

    Graduation is a major step in life. It marks the end of an era of education and the start of a new career or other life adventure. Whether you plan to go to work, graduate school, or take time to travel the globe, follow these tips to get ready for the real world as an adult with a college degree. ... Read More

  • 5 Ways to Make the Most Out of Your Gym Membership

    5 Ways to Make the Most Out of Your Gym Membership

    Posted by Eric Rosenberg on: April 29, 2016 in Personal Wellness

    Millions of Americans have gym memberships, but with busy schedules it is easy to skip the gym- or not take full advantage of everything you are paying for. According to CNBC, the average gym membership costs $40-$50 per month. If you are paying $600 per year for a gym, do everything you can to make the most out of your membership and get your money's worth.... Read More

  • Advantages of Studying Abroad

    Advantages of Studying Abroad

    Posted by Andrea Emerson on: April 28, 2016 in Study Abroad

    Hop on any social media platform and you'll notice how small the world has become, shrinking by the minute. Succeeding in any aspect of life — school, business, relationships, personal development — means you'll have to interact with people, ideas, and values from across the planet. Want to give yourself an advantage (or several)? Below are five ways studying abroad can enrich your life and help you get ahead.... Read More

  • 5 Best Cities for Recent College Graduates

    5 Best Cities for Recent College Graduates

    Posted by Robert DiGiacomo on: April 27, 2016 in Life Transitions

    After graduating from college, your next big decision is where to start the first chapter of your adult life: Will you move back home with your parents? Stay in the same city or town where you attended university? Or strike out on your own in a new city? Of course, landing your first job or picking a graduate school will figure mightily in these decisions. But also plan on factoring in a host of other considerations, including cost of living, housing options, and outdoor and cultural activities. Here are five cities that offer a compelling case for young graduates:... Read More

  • How to Survive a Dental Emergency Abroad

    How to Survive a Dental Emergency Abroad

    Posted by Bekah Wright on: April 25, 2016 in Travel

    As a travel writer, I'm always on the road. And as someone who's accident prone, I've learned the benefits of preparing for the unpredictable by purchasing travel insurance. Which brings me to a recent trip to Germany. Prior to a conference, I visited several major cities throughout Germany. I'm happy to say, despite being a klutz (a word of German origin, by the way), I didn't trip or fall even once. It seemed like I was going to get through the trip without incident, until a fateful encounter with a gummy bear.... Read More

  • Study Abroad Checklist: Everything You Need to Do to Prepare

    Study Abroad Checklist: Everything You Need to Do to Prepare

    Posted by Eric Rosenberg on: April 21, 2016 in Study Abroad

    Studying abroad is an amazing experience, but getting ready for the big trip can be hectic and overwhelming. To ensure you don't forget anything and have a smooth transition to your new host country, it is best to make a checklist to keep yourself on track for your departure.... Read More

  • How to Get a USA Green Card

    How to Get a USA Green Card

    Posted by Eric Rosenberg on: April 20, 2016 in Life Transitions

    People around the world look at the United States of America as a land of opportunity, but moving to the United States can be a major challenge. The culmination of efforts to move to the United States permanently comes in the form of a Green Card, or Permanent Resident Card. If you are looking to become a permanent resident, here are the steps you need to take.... Read More

  • What is Terrorism Coverage?

    What is Terrorism Coverage?

    Posted by Eric Rosenberg on: April 19, 2016 in Insurance

    In the world we live in today, bad things happen, including terrorist attacks in wonderful cities like Paris and Brussels. Sad incidents like these shouldn't discourage families from their summer travel plans, but it is important to be insured for the possible travel costs that can arise from an act of terrorism.... Read More

  • How to Find a Job Abroad After College

    How to Find a Job Abroad After College

    Posted by Robert DiGiacomo on: April 18, 2016 in Travel

    If you're getting ready to graduate from college — and looking to cast an international net for a job — you need to do much more than book a plane ticket to Paris, Buenos Aires, or another city of your dreams. Your to-do list should include determining visa requirements, researching global job markets, drafting a worldly resume, and determining how much it will cost to live in a particular country or region. Here are some resources and tips for realizing your goal of working abroad:... Read More

  • 5 Ways to Stay Healthy While Traveling

    5 Ways to Stay Healthy While Traveling

    Posted by Andrea Emerson on: April 15, 2016 in Personal Wellness

    You've finally made it. Months of saving your vacation days, picking out the right swimwear and meticulously planning your trip have finally paid off. You're almost there. But as excited as you are to embark on a new adventure, a small voice in the back of your head is yakking on about all the calories you're about to eat, the risks and temptations of your destination city, and how hard that first workout will be when you return. Fear not. Though your vacation should be a time to let loose, you don't have to choose between being healthy and having fun. In fact, here are five simple ways to stay healthy that can actually help you get more out of your vacation.... Read More

  • Everything You Need to Know About Getting an F1 Visa

    Everything You Need to Know About Getting an F1 Visa

    Posted by Robert DiGiacomo on: April 14, 2016 in Study Abroad

    International citizens who wish to enter the United States are generally required to obtain a visa. For citizens of foreign countries who wish to study in the U.S., a student visa is mandatory. If you are entering the United States to attend a college or university, high school, private elementary school, seminary, conservatory, or other academic institution (including a language training program), you’ll need to take the following steps to obtain your F1 visa:... Read More

  • How to Find Internships for College Graduates

    How to Find Internships for College Graduates

    Posted by Lauren McNitt on: April 13, 2016 in Life Transitions

    Post-college internships are a great way to introduce yourself to full-time work. With an internship, you have the opportunity to gain experience in different areas of your field, get real-world experience before heading on to graduate school, and maybe even land a full-time position at the company where you intern.... Read More

  • Travel Medical Insurance for Parents Visiting the U.S.

    Travel Medical Insurance for Parents Visiting the U.S.

    Posted by Emmet Pierce on: April 12, 2016 in Insurance

    It's wonderful to receive a visit from parents who live in a foreign country, but don't forget to have a travel medical insurance policy in place to help cover any unexpected medical costs that might arise while they're in the U.S. When your parents travel, it's likely their domestic medical insurance policy will no longer cover them once they've left their home country. U.S. medical care is among the most costly in the world, and a simple fall could send your parents to the hospital, leaving them with large medical bills.... Read More

  • How to Travel the World and Still Make Money

    How to Travel the World and Still Make Money

    Posted by Eric Rosenberg on: April 11, 2016 in Travel

    World travel can be an exciting and eye-opening venture, but many people feel that it is too expensive or difficult to be a feasible option. That doesn't have to be the case, however, as there are plenty of opportunities and career options that make world travel a reality for people of all budgets and backgrounds.... Read More

  • 11 Tips to Stay Healthy While Unemployed

    11 Tips to Stay Healthy While Unemployed

    Posted by Lauren McNitt on: April 8, 2016 in Personal Wellness

    Maintaining a healthy lifestyle is challenging and it is often even more difficult when you are unemployed. A gym membership may be off the table, and making the McDonald's dollar menu part of your daily routine can be very tempting. So how do you keep working out, eating well, and attending to your mental health with a waning bank account balance and no job?... Read More

  • The Ultimate Study Abroad Packing List

    The Ultimate Study Abroad Packing List

    Posted by Eric Rosenberg on: April 7, 2016 in Study Abroad

    If you are off to study abroad, you are about to embark on an amazing, educational adventure. Before you head to the airport, you'll need to do some serious planning and preparation. This is a big trip to a foreign country, and to avoid overspending while away, you should be sure to pack everything you need.... Read More

  • Pros and Cons of Staying on Your Parents' Insurance

    Pros and Cons of Staying on Your Parents' Insurance

    Posted by Robert DiGiacomo on: April 6, 2016 in Life Transitions

    The Affordable Care Act allows young adults to remain covered by their parents' insurance plan until they turn 26, regardless of whether they get married, attend school, have a full-time job, or still live at-home. According to the United States Department of Labor, this applies to both employer-sponsored plans and all plans in the individual market. For some, staying covered by their parents' plan will make the most sense financially. For others, it may be preferable to get your own insurance, through the government-sponsored Marketplace, your employer, or directly from an insurer.... Read More

  • How Travel Medical Insurance Protects Your Family While Vacationing Abroad

    How Travel Medical Insurance Protects Your Family While Vacationing Abroad

    Posted by Brianna Weidman on: April 5, 2016 in Insurance

    Taking your family vacation international this year? Whether you're planning to soak up the sun in the Bahamas or knock some historical sites off your European bucket list, you're probably determined to relish every second you spend with your family abroad. And while you're bound to have an incredible vacation experience, there are certain health, safety, and financial precautions you can take to secure the welfare of your family. One safeguard worth considering, as noted by the Centers for Disease Control and Prevention (CDC), is travel medical insurance.... Read More

  • What Countries Require Health Insurance for Travel Visas?

    What Countries Require Health Insurance for Travel Visas?

    Posted by Eric Rosenberg on: April 4, 2016 in Travel

    International travel is an exciting, educational experience. With an American passport, it is possible to visit many countries around the world without any pre-approved travel visa. However, some countries have added a new requirement stating that tourists and other visitors must have travel medical insurance for the duration of their stay. Here's what you need to know before you hit the road.... Read More