Immigrant Health Insurance

Please note, our Short Term Medical insurance is intended for temporary gaps in health insurance.  It is not compliant with the federal Affordable Care Act and does not cover expenses related to pre-existing conditions.

You just became a naturalized citizen of the United States of America and now you are ready to start your new life. You can begin to chase after dreams you never thought you would see come true. While you begin planning your new life as a U.S. citizen, you may find yourself without health insurance for a short period of time. Don’t risk your future livelihood on surprise medical debt. You will need new immigrant health insurance that will keep you insured as you settle into your new lifestyle. With that in mind, HCC Life Short Term Medical (HCC Life STM®) is a temporary health insurance plan for immigrants that will allow you to stay covered in your transition period.

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Woman in scrubs pulling medical record off shelf

Easy Customer Assistance

At HCCMIS, we know that securing health insurance for new immigrants can be a challenging process, which is why we provide customer service 24 hours a day, 7 days a week. If you need help applying, filing a claim, or have any questions at all, feel free to contact us through one of our many options:

Client Zone

On top of our 24/7 customer service, we also offer an exclusive account management tool, the Client Zone

Client Zone Functions

  • Change personal information
  • Reprint ID cards
  • Obtain details about claim filing
  • Access heath and wellness information

Short Term Medical Insurance


Short term health insurance for temporary gaps in coverage.



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Coverage Made Easy

Health insurance for new immigrants doesn’t have to be a difficult process. We provide our customers with an easy application process. Simply visit, and select your state to get a quote for HCC Life Short Term Medical. From there, you can follow the on-screen directions to begin the application. You can save your progress, complete the application, and even print your ID cards as soon as you are approved.

Naturalized Citizen Statistics

You may have been a resident of the U.S. for a while before gaining citizenship. You aren’t new to the country, but you are the newest member of a select group of naturalized citizens. There are literally hundreds of thousands of naturalized citizens in the U.S. Here are some statistics about where new citizens are from, where they live and the type of work they perform:

Country of Origin: Naturalized citizens come from all over the world. In 2008, 1,046,539 people became naturalized citizens. Here is how it breaks down between different countries:

Pie chart showing national origins of new U.S. citizens


Naturalized citizens are not restricted to the type of work they do, which results in a wide range of occupations for them. According to the Department of Homeland Security, these are the top 7 occupations that naturalized citizens hold:

Management and Professional- 161,869

Service- 78,607

Production, Transportation and Material Moving-76,063

Sales and Office- 59,055

Construction, Maintenance and Repair- 13,678

Military- 4,264

Farming, Fishing and Forestry- 1,688

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