Atlas Insurance

Would you know how to seek treatment if you suffered an injury or unexpected illness while traveling abroad? Do you know if your medical expenses would be covered by your insurance policy? What would you do if you experienced a natural disaster or a terrorist attack?

In all likelihood, you’ll encounter a few small travel mishaps that do little to detract from your overall experience. But accidents, injuries, and illnesses do occur—and they can be life-altering for those ill-prepared to face them.

What Is Atlas Travel® Insurance?

One way to prepare for a medical emergency is to purchase a travel health policy like Atlas Travel insurance. While your domestic health plan may provide limited or no coverage outside of your home country, leaving you solely responsible for unanticipated medical expenses, Atlas Travel is designed to protect those traveling across international lines.

Atlas Travel Insurance


Customizable travel medical insurance for single trips.



Get a Quote

Tokio Marine HCC – MIS Group offers an entire series of Atlas plans so that you can get the plan that best meets your needs. So read on to discover which travel medical insurance plan is right for you, and click the link for more detailed information on benefits and exclusions – or to get a FREE quote!

Atlas Travel Insurance Plans

Atlas Travel
– The most popular of the Atlas plans, Atlas Travel is designed for individuals or small groups taking a single adventure abroad. (Upgrade to Atlas Premium for even higher coverages for a number of benefits.)

Atlas Group – This plan provides the same great benefits as Atlas Travel at a 10% discount for groups of 5 or more.

Atlas MultiTrip – Designed for frequent global travelers and business professionals, Atlas MultiTrip allows you to pay once and get a full year of coverage for international trips of up to 30 or 45 days.

What Does Atlas Travel Insurance Cover?

In the face of a medical emergency abroad, our Atlas plans can provide access to a worldwide network of doctors and hospitals, emergency assistance, and a number of vital benefits.

Check out the following coverages and scenarios to learn how Atlas Travel insurance is there for you as you travel abroad:

Unexpected Medical Expenses

If you become unexpectedly injured or become suddenly ill and need to seek medical treatment, Atlas Travel will provide access to a worldwide network of doctors and hospitals. You will also be covered for eligible medical expenses for benefits such as Hospital Room and Board, Local Ambulance, Emergency Medical Evacuation, and Intensive Care Unit.

Supplemental Travel Expenses

If your flight or cruise line is delayed over 12 hours, your carrier loses your checked luggage, or your trip is interrupted due to a death in your immediate family, Atlas Travel will reimburse you for eligible costs.

Emergency Reunion or Bedside Visit Expenses

If you are hospitalized following a covered emergency medical evacuation or confined to your hospital’s intensive care unit following a covered injury or illness, Atlas Travel will cover roundtrip costs to fly one relative of your choosing from your home country to your bedside. The Emergency Reunion benefit will also cover reasonable meals and accommodations for the relative for up to 15 days.

Expenses Resulting from Death

In the unfortunate event of your death, Atlas Travel will cover eligible costs resulting from your local burial or cremation or the repatriation of your remains back to your home country. If eligible, your Accidental Death & Dismemberment (AD&D) benefit will be paid out to your beneficiary.

Travel Assistance Services

If you need a doctor, hospital, or legal referral, translation services, or assistance with lost or stolen travel documents, you will have free access to our multi-lingual customer service department 365 days a year.

To see more Atlas Travel insurance benefits, check out our Atlas Travel page or visit the Description of Coverage

Additional Atlas Travel Highlights

  • 100% coverage for eligible medical expenses (after the deductible and up to the overall maximum limit) for injuries and illness incurred within the PPO network or outside the U.S.
  • Coverage for usual, reasonable, and customary charges (after the deductible and up to the overall maximum limit) for eligible injuries and illnesses incurred outside the PPO network within the U.S.
  • Terrorism coverage
  • Crisis Response coverage
  • Personal Liability coverage

Get an Atlas Travel Quote

Why Choose Atlas Travel Insurance?

When you purchase an Atlas policy from Tokio Marine HCC – MIS Group, you can expect:

  • Flexibility – Policies allow you to select the deductible, length of coverage, and coverage maximum that best align with your travel needs.
  • Ease-of-Use – Online fulfillment is available immediately and no health screenings are required for acceptance. Plus, you can find qualified medical providers in over 130 countries and territories worldwide.
  • Assistance – Policies come with access to a line of travel assistance services, available in multiple languages 365 days a year.

What happens if you get sick overseas? Guarantee you have health coverage.


Tokio Marine HCC - MIS Group international insurance products are underwritten by Lloyd’s. Tokio Marine HCC - Medical Insurance Services Group (MIS Group) is a service company and a member of the Tokio Marine HCC group of companies. Tokio Marine HCC - MIS Group has authority to enter into contracts of insurance on behalf of the Lloyd’s underwriting members of Lloyd’s Syndicate 4141, which is managed by HCC Underwriting Agency Ltd.