You are traveling outside your home country and need insurance during your trip.
You are a U.S. resident in need of health insurance. We'll keep you covered for the short-term.
The benefits of many standard health insurance policies do not apply beyond the borders of your home country. Build your travel insurance plan with coverage to protect against the unexpected.
Short Term Medical insurance is a temporary fix for temporary situations. Keep your doctor,enjoy a 10-day free look period,and start your policy as early as tomorrow.Get an STM Quote
Planning for your study abroad experience can be equal parts exciting and overwhelming, and every decision you make should involve an assessment of both the positives and the negatives. While it’s only natural to imagine the glamorous aspects of your trip abroad, these expectations can cloud your judgment of the reality that awaits you. Studying abroad is a worthwhile and often life-changing experience, but be sure to check out these 5 disadvantages of study abroad- before you start planning.... Read More
Every day, it seems, another new study touts the health virtues of coffee. For instance, a recent study in the American Journal of Epidemiology reports that coffee consumption can reduce the risk of death by decreasing inflammation, improving lung function, decreasing sensitivity to insulin and fighting depression. Meanwhile, a recent study in the American Heart Association's journal Circulation shows that among nonsmokers, drinking one to five cups of coffee a day is linked to a lower risk of death from type 2 diabetes, heart diseases, and neurological diseases.... Read More
In addition to gaining life experience, seeing new places, and immersing oneself in a new culture, studying abroad has major career, education, and lifestyle benefits. From increased earnings to better job prospects, studying abroad can pay off big. One of the most important study abroad advantages that alumni look forward to seeing is the noteworthy difference in pay between those who have studied abroad and those who have not. A study found that study abroad students have a 25% higher starting salary than those who do not study abroad.... Read More
HCC Medical Insurance Services, LLC (HCCMIS) is a service company that is a subsidiary of HCC Insurance Holdings Inc. HCCMIS is regulated by the State of Indiana in our capacity as Third Party Administrator. HCCMIS has authority to enter into contracts of insurance on behalf of the Lloyd's underwriting members of Lloyd's Syndicate 4141, which is managed by HCC Underwriting Agency Ltd.