Affordable Short Term Insurance


Health Insurance for International Travelers

You are traveling outside your home country and need insurance during your trip.


Temporary Insurance for U.S. Residents

Your health insurance may not cross international borders. We do.

The benefits of many standard health insurance policies do not apply beyond the borders of your home country. Build your travel insurance plan with coverage to protect against the unexpected.



Customizable travel medical insurance for single trips.



Get a Quote



One payment, multiple trips; choose one plan for your jetsetter life.



Get a Quote



10% discount on Atlas Travel for groups of 5 or more.



Get a Quote



Four levels of international coverage, plus a customized payment plan.



Get a Quote

Take on life's transitions with temporary health insurance

Short Term Medical Insurance is a temporary fix for temporary situations. Keep your doctor,enjoy a 10-day free look period,and start your policy as early as tomorrow.

Get an STM Quote

Recent Blog Posts

  • How to Get a Schengen Visa

    How to Get a Schengen Visa

    Posted by Emmet Pierce on: September 16, 2016 in Travel

    Before visiting the Schengen Area, a region comprised of 26 European nations, many travelers must apply for visas. The Schengen Area consists of Austria, Belgium, the Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, the Netherlands, Norway, Poland, Portugal, Slovak Republic, Slovenia, Spain, Sweden, and Switzerland. Each has relaxed its internal border checks, as per the Schengen Agreement, to provide greater freedom of movement.... Read More

  • Types of Schengen Visas

    Types of Schengen Visas

    Posted by Lauren McNitt on: September 14, 2016 in Travel

    Schengen visas are provided to foreigners for access to the Schengen Area of Europe. The Schengen Area includes 26 countries that have agreed to allow their citizens to travel freely across internal country borders. These countries include all of the European Union except Bulgaria, Croatia, Cyprus, Ireland, Romania, and the United Kingdom. In addition, Iceland, Norway, Switzerland, and Liechtenstein are members of the Schengen Border Agreement.... Read More

  • What is the Schengen Area?

    What is the Schengen Area?

    Posted by Emmet Pierce on: September 12, 2016 in Travel

    To make it easier for travelers to journey between their countries, 26 European nations took part in the Schengen Agreement, which went into effect in 1995. This treaty enables participants to remove travel restrictions along their mutual borders. The agreement led to the creation of the Schengen Area, for which internal border checks have been significantly eased. The goal is to give greater mobility to a large section of the continent. The Schengen Agreement is considered an important step toward uniting Europe.... Read More

Global Customer Support

Tokio Marine HCC - MIS Group is dedicated to providing quality customer care to all customers around the globe.



Credit rating from A.M. Best Company

Tokio Marine HCC is rated "A+ (Superior)" by A.M. Best Company.


Tokio Marine HCC - Medical Insurance Services Group (MIS Group) is a service company and a member of the Tokio Marine HCC group of companies. We are regulated by the State of Indiana in our capacity as Third Party Administrator. Tokio Marine HCC - MIS Group has authority to enter into contracts of insurance on behalf of the Lloyd's underwriting members of Lloyd's Syndicate 4141, which is managed by Tokio Marine HCC – International Group.