Affordable Short Term Insurance


Health Insurance for International Travelers

You are traveling outside your home country and need insurance during your trip.


Temporary Insurance for U.S. Residents

Your health insurance may not cross international borders. We do.

The benefits of many standard health insurance policies do not apply beyond the borders of your home country. Build your travel insurance plan with coverage to protect against the unexpected.



Customizable travel medical insurance for single trips.



Get a Quote



One payment, multiple trips; choose one plan for your jetsetter life.



Get a Quote



10% discount on Atlas Travel for groups of 5 or more.



Get a Quote



Four levels of international coverage, plus a customized payment plan.



Get a Quote

Take on life's transitions with temporary health insurance

Short Term Medical Insurance is a temporary fix for temporary situations. Keep your doctor,enjoy a 10-day free look period,and start your policy as early as tomorrow.

Get an STM Quote

Recent Blog Posts

  • Dealing with Culture Shock

    Dealing with Culture Shock

    Posted by Kelli Vorndran on: July 28, 2016 in Travel

    Culture shock is a normal reaction to experience as you adjust to a new culture abroad. However, you don't want to let it ruin your trip! Use this infographic to learn more about the signs and symptoms of culture shock, and how you can quickly cope and get back to enjoying your travels!... Read More

  • 5 Dogs More Adventurous Than You

    5 Dogs More Adventurous Than You

    Posted by Abigail Wilson on: July 27, 2016 in Travel

    Most pet lovers have dreamed about going on amazing adventures with their dog. It makes the travel experience that much better if you're not constantly worried about how your dog is doing back home. Each of these five dogs and their owners host a travel blog documenting their journeys together. Some advocate the travel of small dogs while others are committed to helping foreign communities. Either way, these five  have proven to be some of the most daring and brave canines out there.... Read More

  • 8 Ways to Stay Safe While Taking Public Transportation in a Foreign Country

    8 Ways to Stay Safe While Taking Public Transportation in a Foreign Country

    Posted by Alex Torres on: July 26, 2016 in Travel

    Traveling abroad can be an extremely exciting opportunity, and it’s easy to get caught up in the idea of sampling new cuisines, exploring different cultures, and visiting world-famous landmarks. But no matter where you travel, it’s important to take personal safety into consideration. For those who use public transportation while exploring foreign countries, this is especially true. Traveling via bus, train, or metro is a convenient and cost-effective way to get around, but encountering crime is still a possibility.... Read More

Global Customer Support

Tokio Marine HCC - MIS Group is dedicated to providing quality customer care to all customers around the globe.



Credit rating from A.M. Best Company

Tokio Marine HCC is rated "A+ (Superior)" by A.M. Best Company.


Tokio Marine HCC - Medical Insurance Services Group (MIS Group) is a service company and a member of the Tokio Marine HCC group of companies. We are regulated by the State of Indiana in our capacity as Third Party Administrator. Tokio Marine HCC - MIS Group has authority to enter into contracts of insurance on behalf of the Lloyd's underwriting members of Lloyd's Syndicate 4141, which is managed by Tokio Marine HCC – International Group.