Affordable Short Term Insurance


Health Insurance for International Travelers

You are traveling outside your home country and need insurance during your trip.


Temporary Insurance for U.S. Residents

Your health insurance may not cross international borders. We do.

The benefits of many standard health insurance policies do not apply beyond the borders of your home country. Build your travel insurance plan with coverage to protect against the unexpected.



Customizable travel medical insurance for single trips.



Get a Quote



One payment, multiple trips; choose one plan for your jetsetter life.



Get a Quote



10% discount on Atlas Travel for groups of 5 or more.



Get a Quote



Four levels of international coverage, plus a customized payment plan.



Get a Quote

Take on life's transitions with temporary health insurance

Short Term Medical Insurance is a temporary fix for temporary situations. Keep your doctor,enjoy a 10-day free look period,and start your policy as early as tomorrow.

Get an STM Quote

Recent Blog Posts

  • What No One Tells You about Long-Term Travel

    What No One Tells You about Long-Term Travel

    Posted by Emmet Pierce on: May 27, 2016 in Travel

    Long-term travel gives you time to explore the world at a leisurely pace, but there are downsides to lengthy trips that should be considered carefully before you plan your vacation. A wide variety of things have the potential to go wrong when you're on an extended journey. Here are five to consider:... Read More

  • How to Choose a College or University in the U.S.

    How to Choose a College or University in the U.S.

    Posted by Emmet Pierce on: May 26, 2016 in Study Abroad

    Earning a four-year degree in the U.S. may seem impossible for many international students because of the costs involved, but financial planning and careful school selection can help you achieve your goal. notes there are more than 3,000 colleges and universities in America from which you can choose. Tokio Marine HCC-MIS Group's Passport to American Education: A Simple Guide to International Student Financial Aid says that many U.S. schools are respected worldwide.... Read More

  • How a College Student Should Prepare to Manage Finances as a Working Adult

    How a College Student Should Prepare to Manage Finances as a Working Adult

    Posted by Eric Rosenberg on: May 25, 2016 in Life Transitions

    Graduating from college is an incredible accomplishment and a significant life event. As your academic years will soon be behind you, it is important to get your finances in order so you can start on the path to personal financial success. If you are one of the growing number of students graduating with student debt, getting on track to pay off your loans is a vital first step after graduation. Most student loans give you six months before payments are due, but the sooner you start making these payments, the sooner your hard-earned money will start adding up in your savings account.... Read More

Global Customer Support

HCCMIS is dedicated to providing quality customer care to all customers around the globe.



Credit rating from A.M. Best Company

HCC's domestic insurance companies are rated "A+ (Superior)" by A.M. Best Company.


HCC Medical Insurance Services, LLC (HCCMIS) is a service company that is a subsidiary of HCC Insurance Holdings Inc. HCCMIS is regulated by the State of Indiana in our capacity as Third Party Administrator. HCCMIS has authority to enter into contracts of insurance on behalf of the Lloyd's underwriting members of Lloyd's Syndicate 4141, which is managed by HCC Underwriting Agency Ltd.