Atlas Group insurance is designed to meet the needs of groups of five or more individuals that will be traveling outside of their home country for short durations. Atlas Group Travel insurance is available at discounted rates to both U.S. and non-U.S. citizens.
Who Would Benefit from Atlas Group insurance?
- Missionary Groups: Atlas Group insurance offers protection for those groups traveling to spread the word, helping in disaster relief, or simply traveling abroad. If someone from your group has an accident, becomes ill or needs emergency assistance, you can rest assured knowing Atlas Group travel insurance will be there in those desperate times.
- Student Groups Traveling Abroad: Atlas Group insurance works for school groups taking trips overseas. Whether it’s a class field trip or a study abroad group, Atlas Group insurance coverage will provide travel medical and travel assistance services to students as well as faculty. Coverage is available for US students traveling outside of the country, as well as non-US students and faculty traveling abroad, including the US.
- Families of Five or More: Atlas Group insurance offers families of five or more a way to save on their travel medical insurance by giving a 10% discount off our Atlas Travel single rates.
Key Benefits of Atlas Group insurance
| BRIEF SUMMARY | PROVIDED? | |
|---|---|---|
| Coverage for pre-existing conditions | Partially |
$20,000 lifetime limit for eligible medical expenses applies.
See the Description of Coverage for more details. |
| Discounts for groups or large families | Yes |
A 10% discount off our Atlas Travel rates is offered for groups of five or more.
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| Zero coinsurance outside the U.S. | Yes |
We will pay 100% of eligible medical expenses after the deductible, up to the overall maximum limit of your policy.
See the Description of Coverage for more details. |
| Guarantee Coverage | Yes |
No medical underwriting for eligible individuals.
See the Description of Coverage for full eligibility requirements. |
| Zero coinsurance inside the U.S. it within the PPO Network | Yes |
If you use a doctor in the PPO Network; otherwise it is 80/20. See the Description of Coverage for more details.
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| Online application & policy documents | Yes |
Selecting “Yes” to online fulfillment when purchasing will ensure your policy information will be available to print once your application has been processed and your credit card approved.
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| Sports and adventure activities coverage | Yes |
See the Description of Coverage for more details.
|
| Emergency medical evacuations | Yes |
A $500,000 lifetime maximum for emergency medical evacuation or $25,000 for emergency evacuation due to an acute onset of a pre-existing condition applies. See the Description of Coverage for more details.
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In addition, our Atlas Group insurance plans comes with these standard benefits and optional coverage choices:
- Emergency Medical Evacuation: Imagine being in a remote area and tragedy strikes. You could quite possibly find yourself without proper medical facilities nearby. Atlas Group insurance provides Emergency Medical Evacuation coverage that will pay for the cost of transporting you to the nearest hospital for treatment.
- Political Evacuation: If the U.S. government issues a travel warning in your destination country after you have departed for your trip, the Atlas Group plan will cover the cost of transporting you to the nearest country of safety or back home. Plus, our World Service Center will help coordinate your new departure arrangements.
- Natural Disaster Benefit: Taking advantage of cheaper accommodation rates during hurricane season can sometimes backfire. Luckily, Atlas Group insurance has you covered. If you are unable to stay at your hotel or resort due to an emergency evacuation because of a natural disaster, the Atlas Group insurance plan will help pay for alternative accommodations.
- Sports and Adventure Activities Coverage: Planning on a little group adventure? Our Sports Rider coverage provides benefits for activities such as mountain climbing, white water rafting, bungee jumping, sky diving, deep water scuba diving and more.
Atlas Group plans also come with free travel assistance services, which are available to members 24 hours a day, seven days a week. Members can get assistance with lost checked luggage, lost passport documents, interpretation services, and other travel document replacements.
Our worldwide provider network gives Members access to more than 2,000 hospitals and 6,000 physicians outside of the US. We also have more than 400,000 physicians in the US. Find a doctor or contact our World Service Center for more information.
Atlas Group Claims Savings Example
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