Atlas Group is designed to meet the needs of groups of five or more individuals that will be traveling outside of their home country for durations from five days up to one year. Atlas Group Travel insurance is available at discounted rates to both US and non-US citizens.
Who Would Benefit from Atlas Group?
- Missionary Groups: Atlas Group offers protection for those groups traveling to spread the word, helping in disaster relief, or simply traveling abroad. If someone from your group has an accident, becomes ill or needs emergency assistance, you can rest assured knowing Atlas Group travel insurance will be there in those desperate times.
- Student Groups Traveling Abroad: Atlas Group works for school groups taking trips overseas. Whether it’s a class field trip or a study abroad group, Atlas Group coverage will provide travel medical and travel assistance services to students as well as faculty. Coverage is available for US students traveling outside of the country, as well as non-US students and faculty traveling abroad, including the US.
- Families of Five or More: Atlas Group offers families of five or more a way to save on their travel medical insurance by giving a 10% discount off of our Atlas Travel single rates.
Key Benefits of Atlas Group
| BRIEF SUMMARY | PROVIDED? | |
|---|---|---|
| Coverage for pre-existing conditions | Partially | Only for acute onset of pre-existing condition with all other expenses for pre-existing conditions excluded; $15,000 lifetime limit for eligible medical expenses also applies. See the Description of Coverage for more details. |
| Discounts for groups or large families | Yes | A 10% discount off our Atlas Travel rates is offered for groups of five or more. |
| Zero coinsurance outside the U.S. | Yes | We will pay 100% of eligible medical expenses after the deductible, up to the overall maximum limit of your policy. See the Description of Coverage for more details. |
| Guarantee Issue | Yes | No medical underwriting for eligible individuals. See the Description of Coverage for full eligibility requirements. |
| Zero coinsurance inside the U.S. it within the PPO Network | Yes | If you use a doctor in the PPO Network; otherwise it is 80/20. See the Description of Coverage for more details. |
| Complete online enrollment capabilities & immediate fulfillment | Yes | Selecting "Yes" to online fulfillment when purchasing will ensure your policy information will be available to print once your application has been processed and your credit card approved. |
| Optional sports coverage | Yes | You may purchase our optional sports rider for additional activity coverage. See the Description of Coverage for more details. |
| Emergency medical evacuations | Yes | A $500,000 lifetime maximum for emergency medical evacuation or $25,000 for emergency evacuation due to an acute onset of a pre-existing condition applies. See the Description of Coverage for more details. |
In addition, our Atlas Group plans comes with these standard benefits and optional coverage choices:
- Emergency Medical Evacuation: Imagine being in a remote area and tragedy strikes. You could quite possibly find yourself without proper medical facilities nearby. Atlas Group provides Emergency Medical Evacuation coverage that will pay for the cost of transporting you to the nearest hospital for treatment.
- Natural Disaster Benefit: Taking advantage of cheaper accommodation rates during hurricane season can sometimes back fire. Luckily, Atlas Group has you covered. If you are unable to stay at your hotel or resort due to an emergency evacuation for something like a flood or earthquake, the Atlas Group plan will help pay for alternative accommodations.
- Political Evacuation: If the US government issues a travel warning in your destination country after you have departed for your trip, the Atlas Group plan will cover the cost of transporting you to the nearest country of safety or back home. Plus, our World Service Center will help coordinate your new departure arrangements.
- Optional Sports Coverage: Planning on a little group adventure? Be sure to add our Sports Rider coverage to provide benefits for activities such as mountain climbing, white water rafting, bungee jumping, sky diving, deep water scuba diving and more.
Atlas Group plans also come with free travel assistance services, which are available to members 24 hours a day, seven days a week. Members can get assistance with lost checked luggage, lost passport documents, interpretation services, and other travel document replacements.
Our worldwide provider network gives Members access to more than 2,000 hospitals and 6,000 physicians outside of the US. We also have more than 400,000 physicians in the US. Find a doctor or contact our World Service Center for more information.
Atlas Group Claims Savings Example
