Since every traveler has specialized health insurance needs, HCC Medical Insurance Services offers different types of coverage under the Atlas Insurance Travel plans. Here is a quick overview to get you started:
Atlas Travel single-trip medical insurance includes both Atlas America, for those traveling to the U.S. or U.S. territories, and Atlas International, for non-U.S. and U.S. citizens traveling to one or many countries worldwide, but not intending to travel to the U.S. or U.S. territories. You can buy Atlas International for a minimum of 5 days but it is extendable up to 36 months with a 364-day certificate period. You are guaranteed coverage with Atlas Travel if you are at least fourteen days old. No medical questions or exams are required in order to apply. As with all travel medical policies offered by HCC Medical Insurance Services, you can purchase online and receive instant confirmation of coverage and access. Read more about Atlas Travel insurance.
Atlas Group travel insurance has the same great benefits as Atlas America and Atlas International, but it is a single-trip travel medical insurance designed for groups of five or more people traveling at least five days. If you buy Atlas Group insurance, you receive a 10% discount off your premium. You can select this plan for a group whose travel includes or excludes the U.S. Read more about Atlas Group travel insurance benefits.
Atlas MultiTrip travel insurance is also travel medical insurance, but it is commonly known as annual travel insurance or multi-trip coverage. This policy is for non-U.S. citizens or U.S. citizens up to age 75 who maintain medical coverage in their home country, but need insurance for when they make multiple trips outside their home country for business or for pleasure. Those who purchase the policy are covered for a 364 day certificate period for an unlimited number of trips of 30 or 45 days or shorter outside their home country. This policy can be purchased to include coverage for spouses and children if they are covered by insurance in their home country. Review the benefits of Atlas MultiTrip.
HCC Medical Insurance Services, LLC (HCCMIS) is a service company that is a subsidiary of HCC Insurance Holdings Inc. HCCMIS is regulated by the State of Indiana in our capacity as Third Party Administrator. HCCMIS has authority to enter into contracts of insurance on behalf of the Lloyd's underwriting members of Lloyd's Syndicate 4141, which is managed by HCC Underwriting Agency Ltd.