A plan from HCC Medical Insurance Services (HCCMIS) is with you almost anywhere on the planet you may travel for vacation, studying abroad, corporate travel, mission trips and extreme sports adventures. The Atlas Travel Series provides international travel medical insurance for periods of travel between five days and 12 months. Oftentimes the primary insurance you rely on in your home country will not cover you while you are abroad. HCC Medical Insurance Services offers the Atlas Travel Series, one of the industry’s leading international insurance products, to protect you while traveling outside your home country.
Who Would Benefit From an Atlas Travel Plan?
- Adventurers or Vacationers Going Overseas
- Business Professionals
- Missionaries
- High School Students Studying Abroad
Key Benefits of an Atlas Travel Plan
| BRIEF SUMMARY | PROVIDED? | |
|---|---|---|
| Children covered for free | Yes | The first two children age 9 and under are free when two parents/guardians are insured under Atlas Travel. |
| Coverage for pre-existing conditions | Partially | Only for an acute onset of a pre-existing condition with all other expenses for pre-existing conditions excluded with a $15,000 lifetime lime for eligible medical expenses. See the Description of Coverage for more details. |
| Guarantee issue | Yes | No medical underwriting is required for eligible individuals. See the Description of Coverage for full eligibility. |
| Zero coinsurance outside the U.S. | Yes | We will pay 100% of eligible medical expenses after the deductible, up to the overall maximum limit of the policy. See the Description of Coverage for more details. |
| Zero coinsurance inside the U.S. if use the PPO Network | Yes | If you use a doctor in the PPO Network; otherwise, it is 80/20%. See the Description of Coverage for more details. |
| Complete online enrollment capabilities & immediate fulfillment | Yes | Selecting "Yes" to online fulfillment when purchasing will ensure your policy information will be available to print once your application has been processed and your credit card approved. |
| Optional sports coverage | Yes | You may purchase our optionalsports rider for additional activity coverage. See the Description of Coverage for more details. |
| Emergency medical evacuations | Yes | A $500,000 lifetime maximum for emergency medical evacuation or $25,000 for emergency evacuation due to an acute onset of a pre-existing condition applies. See the Description of Coverage for more details. |
Atlas Travel Claims Savings Example
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