• Dealing with Culture Shock

    Dealing with Culture Shock

    Posted by Kelli Vorndran on: July 28, 2016 in Travel

    Culture shock is a normal reaction to experience as you adjust to a new culture abroad. However, you don't want to let it ruin your trip! Use this infographic to learn more about the signs and symptoms of culture shock, and how you can quickly cope and get back to enjoying your travels!... Read More

  • 5 Dogs More Adventurous Than You

    5 Dogs More Adventurous Than You

    Posted by Abigail Wilson on: July 27, 2016 in Travel

    Most pet lovers have dreamed about going on amazing adventures with their dog. It makes the travel experience that much better if you're not constantly worried about how your dog is doing back home. Each of these five dogs and their owners host a travel blog documenting their journeys together. Some advocate the travel of small dogs while others are committed to helping foreign communities. Either way, these five  have proven to be some of the most daring and brave canines out there.... Read More

  • 8 Ways to Stay Safe While Taking Public Transportation in a Foreign Country

    8 Ways to Stay Safe While Taking Public Transportation in a Foreign Country

    Posted by Alex Torres on: July 26, 2016 in Travel

    Traveling abroad can be an extremely exciting opportunity, and it’s easy to get caught up in the idea of sampling new cuisines, exploring different cultures, and visiting world-famous landmarks. But no matter where you travel, it’s important to take personal safety into consideration. For those who use public transportation while exploring foreign countries, this is especially true. Traveling via bus, train, or metro is a convenient and cost-effective way to get around, but encountering crime is still a possibility.... Read More

  • How to Get By in a Foreign Country When You Don't Speak the Language

    How to Get By in a Foreign Country When You Don't Speak the Language

    Posted by Emmet Pierce on: July 25, 2016 in Travel

    Traveling the globe can be the adventure of a lifetime, but sooner or later travelers are bound to run into some language barriers. It isn't always feasible for international travelers and students to learn the language of every country they visit, but there are strategies they can use to make sure they're understood. Here are some communication tips to make your overseas journeys more enjoyable.... Read More

  • 11 Most Affordable U.S. Colleges for International Students

    11 Most Affordable U.S. Colleges for International Students

    Posted by Lauren McNitt on: July 22, 2016 in Study Abroad

    Universities throughout the United States accept international students every year for graduate and undergraduate programs, but education at American universities is often very expensive, and the financial aid options can be hard to navigate. Here is a list of affordable colleges for international students, including options in the eastern, western, middle, and southern U.S. These colleges range from large to small and include technical institutions and liberal arts.... Read More

  • How to Survive Getting Sick at Sea

    How to Survive Getting Sick at Sea

    Posted by Bekah Wright on: July 20, 2016 in Travel

    Dear Tokio Marine HCC - MIS Group: A while back, I went on my first cruise. It was a lovely experience except… I got sick. Not seasick, mind you, but flu sick. I stuck it out for a day before realizing some type of medication might be in order. A visit to the ship's doctor fixed me right up. What caught me by surprise, though, was the hefty bill I received.... Read More

  • Staying Healthy While You Travel

    Staying Healthy While You Travel

    Posted by Goats on the Road on: July 18, 2016 in Travel

    At its best, travel is a fun and often unpredictable whirlwind.  But to really enjoy your time on the road, you’ll want to be feeling healthy and strong.  You’re putting your body through a lot of challenges, from eating new foods to changing up your normal routine. However, there’s nothing so complicated about staying healthy while you’re on the road. ... Read More

  • What Questions Should I Ask When Buying Study Abroad Insurance?

    What Questions Should I Ask When Buying Study Abroad Insurance?

    Posted by Emmet Pierce on: July 15, 2016 in Study Abroad

    If you plan to study outside your home country, you'll need to purchase an international student health insurance plan to make sure you have access to quality medical care while abroad. Your goal should be to find insurance coverage that gives you access to excellent healthcare at a price that matches your budget. Here are 10 questions to ask before you begin shopping:... Read More

  • 4 Apps to Download Before Your Next Trip

    4 Apps to Download Before Your Next Trip

    Posted by Goats on the Road on: July 11, 2016 in Travel

    With all of the information available on the internet, the way we travel is undoubtedly changing- especially since many people have replaced a traditional guidebook with their smartphone. Whether you decide to use a SIM card or not, there are several apps out there that can greatly improve the way you travel. Be sure to download these before you take off on your next trip!... Read More

  • How to Survive an Insect-Filled Vacation Abroad

    How to Survive an Insect-Filled Vacation Abroad

    Posted by Bekah Wright on: July 7, 2016 in Travel

    There's something about yurts that intrigue me. So when I had the chance to stay in one while traveling in Malaysia, I jumped at the chance. As for the insect coil that's lit at bedtime, I thought it was merely for ambiance. Then, sometime in the middle of the night, I awoke, feeling as if my body was on fire. I was being eaten alive by insects. Literally.... Read More

  • How to Create a Realistic Study Abroad Budget

    How to Create a Realistic Study Abroad Budget

    Posted by Robert DiGiacomo on: June 23, 2016 in Study Abroad

    Study abroad is a popular way to broaden your education while gaining a first-hand perspective on the world. The experience also comes with a price that may be higher than the cost of your primary college or university. Here are seven tips for creating a realistic study abroad budget that will help you cover the basics, as well as travel:... Read More

  • Health Concerns for Study Abroad Students

    Health Concerns for Study Abroad Students

    Posted by Emmet Pierce on: June 16, 2016 in Study Abroad

    When you're planning to study abroad, it's very important to consider the potential health issues you could encounter as a visiting student. The Center for Global Education's Student Study Abroad Safety Handbook suggests that you take time to learn about precautions you can take to avoid illnesses, and the U.S. Centers for Disease Control and Prevention (CDC) publishes travel advisories on its website for countries around the world. The U.S. Department of State also provides information on its Students Abroad website.... Read More

  • How to Survive a Broken Bone in a Foreign Country

    How to Survive a Broken Bone in a Foreign Country

    Posted by Bekah Wright on: June 13, 2016 in Travel

    Me again. Funny how incidents, er, questions for you keep popping up. Which brings me to a recent trip to Thailand… I'd been dreaming about this visit for many years. The primary goal: to hang out at an elephant sanctuary. Said sanctuary wasn't the first stop on the itinerary. The initial destination was Bangkok, with one day devoted to touring the city.... Read More

  • Top 10 Places to Visit on Your Great American Road Trip

    Top 10 Places to Visit on Your Great American Road Trip

    Posted by Joe Laing on: June 6, 2016 in Travel

    Visitors to America have so many choices for exciting vacation destinations that it’s sometimes difficult to know which ones represent the “real America.” To help you plan an authentic American experience, here are our picks for the top 10 places to visit on your Great American Road Trip.... Read More

  • What No One Tells You about Long-Term Travel

    What No One Tells You about Long-Term Travel

    Posted by Emmet Pierce on: May 27, 2016 in Travel

    Long-term travel gives you time to explore the world at a leisurely pace, but there are downsides to lengthy trips that should be considered carefully before you plan your vacation. A wide variety of things have the potential to go wrong when you're on an extended journey. Here are five to consider:... Read More

  • How to Choose a College or University in the U.S.

    How to Choose a College or University in the U.S.

    Posted by Emmet Pierce on: May 26, 2016 in Study Abroad

    Earning a four-year degree in the U.S. may seem impossible for many international students because of the costs involved, but financial planning and careful school selection can help you achieve your goal. StudyUSA.com notes there are more than 3,000 colleges and universities in America from which you can choose. Tokio Marine HCC-MIS Group's Passport to American Education: A Simple Guide to International Student Financial Aid says that many U.S. schools are respected worldwide.... Read More

  • How a College Student Should Prepare to Manage Finances as a Working Adult

    How a College Student Should Prepare to Manage Finances as a Working Adult

    Posted by Eric Rosenberg on: May 25, 2016 in Life Transitions

    Graduating from college is an incredible accomplishment and a significant life event. As your academic years will soon be behind you, it is important to get your finances in order so you can start on the path to personal financial success. If you are one of the growing number of students graduating with student debt, getting on track to pay off your loans is a vital first step after graduation. Most student loans give you six months before payments are due, but the sooner you start making these payments, the sooner your hard-earned money will start adding up in your savings account.... Read More

  • 3 Levels of Travel Medical Coverage for U.S. Visitors

    3 Levels of Travel Medical Coverage for U.S. Visitors

    Posted by Brianna Weidman on: May 24, 2016 in Insurance

    If you're in the process of planning your trip to the United States, you've probably come across hundreds of resources directing you toward the latest-and-greatest travel deals, hotel and flight accommodations, and must-see tourist attractions. But understanding your options when it comes to travel medical insurance? That can be tricky. It's important to understand that many standard medical insurance policies do not cover you outside of your home country -- and that, in the United States, people are responsible for their own health care costs. As a result, travelers without applicable healthcare coverage are exposed to these high costs, which can lead to deep debt or even bankruptcy.... Read More

  • How to Plan the Ultimate Buddy Trip

    How to Plan the Ultimate Buddy Trip

    Posted by Brianna Weidman on: May 23, 2016 in Travel

    So you’ve decided to embrace one of the most time-honored traditions in golf—the buddy trip. Whether your trip is an annual event or a once-in-a-lifetime experience, the time you’ll spend with friends is invaluable, and the memories you’ll make will last a lifetime. But where should you go, and who should you invite? Planning a buddy trip presents a series of unique challenges that set it apart from a solo excursion or family vacation; you and your friends have different obligations, separate finances, and conflicting schedules. To aid in the planning process, we’ve laid out the most important aspects of buddy-trip planning: the group, dates, and destination.... Read More

  • Does Caffeine Endanger Your Health?

    Does Caffeine Endanger Your Health?

    Posted by Emmet Pierce on: May 20, 2016 in Personal Wellness

    From coffee shops to supermarket shelves and vending machines, caffeinated drinks are everywhere. For millions of people, a cup of coffee is the first nourishment they receive each day. Drinking coffee can make a person feel more alert or better able to concentrate, and athletes often look to caffeine to give them a burst of energy and perhaps even a competitive edge. According to a report by Brown University, caffeine is consumed by up to 90 percent of the world's population, mainly through drinks.... Read More

  • How to Spot and Avoid Scholarship Scams

    How to Spot and Avoid Scholarship Scams

    Posted by Robert DiGiacomo on: May 19, 2016 in Study Abroad

    Although U.S. universities, service and non-profit organizations, and private companies offer billions of dollars each year in scholarships and financial aid, they typically provide such opportunities only to students who meet specific academic, financial, or other requirements. In other words: if a scholarship offer sounds too good to be true — with few or no requirements necessary to qualify — it may not be legitimate. Here are tools to evaluate whether a scholarship opportunity is the real deal- and some resources for legitimate aid:... Read More

  • How to Start a New Job in a New City

    How to Start a New Job in a New City

    Posted by Eric Rosenberg on: May 18, 2016 in Life Transitions

    Moving to a new city is an exciting (and sometimes intimidating) experience. Not only are you starting a new job, but you are uprooting your life and moving to a new home in an often unfamiliar area. You can avoid being overwhelmed by planning out each step of the way and putting together a strategy for what to do when you land in your new hometown. ... Read More

  • How to Survive a Sports Injury Abroad

    How to Survive a Sports Injury Abroad

    Posted by Bekah Wright on: May 17, 2016 in Travel

    Dear Tokio Marine HCC - MIS Group: Yes, it's me, the klutziest of travel journalists, writing to you again. So, here's what happened recently: I tried my hand at fly-fishing in Mammoth, California. After that experience, I decided to undertake the sport again in Exmouth, which is located in central-western Australia. My target spot: Nigaloo Lagoon. Word is, the fly-fishing there is renowned, and the landscape glorious. Why are you touching base with us, you ask? Well, there was an incident during my Mammoth Lakes fly-fishing experience. One I hope not to repeat, but, if I do… Well, let me explain.... Read More

  • Indianapolis Favorites for Your Indy 500 Experience

    Indianapolis Favorites for Your Indy 500 Experience

    Posted by Andrea Emerson on: May 16, 2016 in Travel

    Every year, thousands of racing fans flock to Indianapolis for the Indy 500, The Greatest Spectacle in Racing. As the city prepares for the 100th running of the race this May, spectators from all over the world are gearing up for a weekend full of live music, entertainment and, of course, world-class racing. Are you coming? If so, don't limit your experience to the Motor Speedway--although that will be loads of fun. Below are great ways to get out into the city and explore everything Indianapolis has to offer.... Read More

  • Prepping for the Third World

    Prepping for the Third World

    Posted by Bekah Wright on: May 6, 2016 in Travel

    Planning a trip outside the United States? Along with scouting online for transportation, accommodations, and sightseeing suggestions, travelers should allot time on the Centers for Disease Control and Prevention's (CDC) website. Easily navigable, the site's drop-down menus feature vaccination requirements for both types of travelers (i.e. students, missionaries, families traveling with children) and worldwide destinations. Additionally, alerts provide up-to-date reports of countries with outbreaks of diseases, like Zika virus.... Read More