• How to Create a Realistic Study Abroad Budget

    How to Create a Realistic Study Abroad Budget

    Posted by Robert DiGiacomo on: June 23, 2016 in Study Abroad

    Study abroad is a popular way to broaden your education while gaining a first-hand perspective on the world. The experience also comes with a price that may be higher than the cost of your primary college or university. Here are seven tips for creating a realistic study abroad budget that will help you cover the basics, as well as travel:... Read More

  • How to Survive a Travel Delay in a Foreign Country

    How to Survive a Travel Delay in a Foreign Country

    Posted by Bekah Wright on: June 20, 2016 in Travel

    Dear Tokio Marine HCC - MIS Group, Rave reviews are all I ever hear about Turkey. Anyone who's ever visited says the country is magical, which is why taking a hot air balloon flight above Cappadocia is on my bucket list. With vacation on my heels, I'm thinking this may be the prime time to visit. However, while researching Turkey, I came across a travel warning for the southeastern portion of the country. Though I'm not planning on visiting that area, I still want to be prepared in the event of travel delays due to political unrest or terrorism.... Read More

  • Health Concerns for Study Abroad Students

    Health Concerns for Study Abroad Students

    Posted by Emmet Pierce on: June 16, 2016 in Study Abroad

    When you're planning to study abroad, it's very important to consider the potential health issues you could encounter as a visiting student. The Center for Global Education's Student Study Abroad Safety Handbook suggests that you take time to learn about precautions you can take to avoid illnesses, and the U.S. Centers for Disease Control and Prevention (CDC) publishes travel advisories on its website for countries around the world. The U.S. Department of State also provides information on its Students Abroad website.... Read More

  • How to Survive a Broken Bone in a Foreign Country

    How to Survive a Broken Bone in a Foreign Country

    Posted by Bekah Wright on: June 13, 2016 in Travel

    Me again. Funny how incidents, er, questions for you keep popping up. Which brings me to a recent trip to Thailand… I'd been dreaming about this visit for many years. The primary goal: to hang out at an elephant sanctuary. Said sanctuary wasn't the first stop on the itinerary. The initial destination was Bangkok, with one day devoted to touring the city.... Read More

  • Top 10 Places to Visit on Your Great American Road Trip

    Top 10 Places to Visit on Your Great American Road Trip

    Posted by Joe Laing on: June 6, 2016 in Travel

    Visitors to America have so many choices for exciting vacation destinations that it’s sometimes difficult to know which ones represent the “real America.” To help you plan an authentic American experience, here are our picks for the top 10 places to visit on your Great American Road Trip.... Read More

  • What No One Tells You about Long-Term Travel

    What No One Tells You about Long-Term Travel

    Posted by Emmet Pierce on: May 27, 2016 in Travel

    Long-term travel gives you time to explore the world at a leisurely pace, but there are downsides to lengthy trips that should be considered carefully before you plan your vacation. A wide variety of things have the potential to go wrong when you're on an extended journey. Here are five to consider:... Read More

  • How to Choose a College or University in the U.S.

    How to Choose a College or University in the U.S.

    Posted by Emmet Pierce on: May 26, 2016 in Study Abroad

    Earning a four-year degree in the U.S. may seem impossible for many international students because of the costs involved, but financial planning and careful school selection can help you achieve your goal. StudyUSA.com notes there are more than 3,000 colleges and universities in America from which you can choose. Tokio Marine HCC-MIS Group's Passport to American Education: A Simple Guide to International Student Financial Aid says that many U.S. schools are respected worldwide.... Read More

  • How a College Student Should Prepare to Manage Finances as a Working Adult

    How a College Student Should Prepare to Manage Finances as a Working Adult

    Posted by Eric Rosenberg on: May 25, 2016 in Life Transitions

    Graduating from college is an incredible accomplishment and a significant life event. As your academic years will soon be behind you, it is important to get your finances in order so you can start on the path to personal financial success. If you are one of the growing number of students graduating with student debt, getting on track to pay off your loans is a vital first step after graduation. Most student loans give you six months before payments are due, but the sooner you start making these payments, the sooner your hard-earned money will start adding up in your savings account.... Read More

  • 3 Levels of Travel Medical Coverage for U.S. Visitors

    3 Levels of Travel Medical Coverage for U.S. Visitors

    Posted by Brianna Weidman on: May 24, 2016 in Insurance

    If you're in the process of planning your trip to the United States, you've probably come across hundreds of resources directing you toward the latest-and-greatest travel deals, hotel and flight accommodations, and must-see tourist attractions. But understanding your options when it comes to travel medical insurance? That can be tricky. It's important to understand that many standard medical insurance policies do not cover you outside of your home country -- and that, in the United States, people are responsible for their own health care costs. As a result, travelers without applicable healthcare coverage are exposed to these high costs, which can lead to deep debt or even bankruptcy.... Read More

  • How to Plan the Ultimate Buddy Trip

    How to Plan the Ultimate Buddy Trip

    Posted by Brianna Weidman on: May 23, 2016 in Travel

    So you’ve decided to embrace one of the most time-honored traditions in golf—the buddy trip. Whether your trip is an annual event or a once-in-a-lifetime experience, the time you’ll spend with friends is invaluable, and the memories you’ll make will last a lifetime. But where should you go, and who should you invite? Planning a buddy trip presents a series of unique challenges that set it apart from a solo excursion or family vacation; you and your friends have different obligations, separate finances, and conflicting schedules. To aid in the planning process, we’ve laid out the most important aspects of buddy-trip planning: the group, dates, and destination.... Read More

  • Does Caffeine Endanger Your Health?

    Does Caffeine Endanger Your Health?

    Posted by Emmet Pierce on: May 20, 2016 in Personal Wellness

    From coffee shops to supermarket shelves and vending machines, caffeinated drinks are everywhere. For millions of people, a cup of coffee is the first nourishment they receive each day. Drinking coffee can make a person feel more alert or better able to concentrate, and athletes often look to caffeine to give them a burst of energy and perhaps even a competitive edge. According to a report by Brown University, caffeine is consumed by up to 90 percent of the world's population, mainly through drinks.... Read More

  • How to Spot and Avoid Scholarship Scams

    How to Spot and Avoid Scholarship Scams

    Posted by Robert DiGiacomo on: May 19, 2016 in Study Abroad

    Although U.S. universities, service and non-profit organizations, and private companies offer billions of dollars each year in scholarships and financial aid, they typically provide such opportunities only to students who meet specific academic, financial, or other requirements. In other words: if a scholarship offer sounds too good to be true — with few or no requirements necessary to qualify — it may not be legitimate. Here are tools to evaluate whether a scholarship opportunity is the real deal- and some resources for legitimate aid:... Read More

  • How to Start a New Job in a New City

    How to Start a New Job in a New City

    Posted by Eric Rosenberg on: May 18, 2016 in Life Transitions

    Moving to a new city is an exciting (and sometimes intimidating) experience. Not only are you starting a new job, but you are uprooting your life and moving to a new home in an often unfamiliar area. You can avoid being overwhelmed by planning out each step of the way and putting together a strategy for what to do when you land in your new hometown. ... Read More

  • How to Survive a Sports Injury Abroad

    How to Survive a Sports Injury Abroad

    Posted by Bekah Wright on: May 17, 2016 in Travel

    Dear Tokio Marine HCC - MIS Group: Yes, it's me, the klutziest of travel journalists, writing to you again. So, here's what happened recently: I tried my hand at fly-fishing in Mammoth, California. After that experience, I decided to undertake the sport again in Exmouth, which is located in central-western Australia. My target spot: Nigaloo Lagoon. Word is, the fly-fishing there is renowned, and the landscape glorious. Why are you touching base with us, you ask? Well, there was an incident during my Mammoth Lakes fly-fishing experience. One I hope not to repeat, but, if I do… Well, let me explain.... Read More

  • Indianapolis Favorites for Your Indy 500 Experience

    Indianapolis Favorites for Your Indy 500 Experience

    Posted by Andrea Emerson on: May 16, 2016 in Travel

    Every year, thousands of racing fans flock to Indianapolis for the Indy 500, The Greatest Spectacle in Racing. As the city prepares for the 100th running of the race this May, spectators from all over the world are gearing up for a weekend full of live music, entertainment and, of course, world-class racing. Are you coming? If so, don't limit your experience to the Motor Speedway--although that will be loads of fun. Below are great ways to get out into the city and explore everything Indianapolis has to offer.... Read More

  • Prepping for the Third World

    Prepping for the Third World

    Posted by Bekah Wright on: May 6, 2016 in Travel

    Planning a trip outside the United States? Along with scouting online for transportation, accommodations, and sightseeing suggestions, travelers should allot time on the Centers for Disease Control and Prevention's (CDC) website. Easily navigable, the site's drop-down menus feature vaccination requirements for both types of travelers (i.e. students, missionaries, families traveling with children) and worldwide destinations. Additionally, alerts provide up-to-date reports of countries with outbreaks of diseases, like Zika virus.... Read More

  • 7 Tips on Preparing for Graduation

    7 Tips on Preparing for Graduation

    Posted by Eric Rosenberg on: May 4, 2016 in Life Transitions

    Graduation is a major step in life. It marks the end of an era of education and the start of a new career or other life adventure. Whether you plan to go to work, graduate school, or take time to travel the globe, follow these tips to get ready for the real world as an adult with a college degree. ... Read More

  • 5 Ways to Make the Most Out of Your Gym Membership

    5 Ways to Make the Most Out of Your Gym Membership

    Posted by Eric Rosenberg on: April 29, 2016 in Personal Wellness

    Millions of Americans have gym memberships, but with busy schedules it is easy to skip the gym- or not take full advantage of everything you are paying for. According to CNBC, the average gym membership costs $40-$50 per month. If you are paying $600 per year for a gym, do everything you can to make the most out of your membership and get your money's worth.... Read More

  • Advantages of Studying Abroad

    Advantages of Studying Abroad

    Posted by Andrea Emerson on: April 28, 2016 in Study Abroad

    Hop on any social media platform and you'll notice how small the world has become, shrinking by the minute. Succeeding in any aspect of life — school, business, relationships, personal development — means you'll have to interact with people, ideas, and values from across the planet. Want to give yourself an advantage (or several)? Below are five ways studying abroad can enrich your life and help you get ahead.... Read More

  • 5 Best Cities for Recent College Graduates

    5 Best Cities for Recent College Graduates

    Posted by Robert DiGiacomo on: April 27, 2016 in Life Transitions

    After graduating from college, your next big decision is where to start the first chapter of your adult life: Will you move back home with your parents? Stay in the same city or town where you attended university? Or strike out on your own in a new city? Of course, landing your first job or picking a graduate school will figure mightily in these decisions. But also plan on factoring in a host of other considerations, including cost of living, housing options, and outdoor and cultural activities. Here are five cities that offer a compelling case for young graduates:... Read More

  • How to Survive a Dental Emergency Abroad

    How to Survive a Dental Emergency Abroad

    Posted by Bekah Wright on: April 25, 2016 in Travel

    As a travel writer, I'm always on the road. And as someone who's accident prone, I've learned the benefits of preparing for the unpredictable by purchasing travel insurance. Which brings me to a recent trip to Germany. Prior to a conference, I visited several major cities throughout Germany. I'm happy to say, despite being a klutz (a word of German origin, by the way), I didn't trip or fall even once. It seemed like I was going to get through the trip without incident, until a fateful encounter with a gummy bear.... Read More

  • Study Abroad Checklist: Everything You Need to Do to Prepare

    Study Abroad Checklist: Everything You Need to Do to Prepare

    Posted by Eric Rosenberg on: April 21, 2016 in Study Abroad

    Studying abroad is an amazing experience, but getting ready for the big trip can be hectic and overwhelming. To ensure you don't forget anything and have a smooth transition to your new host country, it is best to make a checklist to keep yourself on track for your departure.... Read More

  • How to Get a USA Green Card

    How to Get a USA Green Card

    Posted by Eric Rosenberg on: April 20, 2016 in Life Transitions

    People around the world look at the United States of America as a land of opportunity, but moving to the United States can be a major challenge. The culmination of efforts to move to the United States permanently comes in the form of a Green Card, or Permanent Resident Card. If you are looking to become a permanent resident, here are the steps you need to take.... Read More

  • What is Terrorism Coverage?

    What is Terrorism Coverage?

    Posted by Eric Rosenberg on: April 19, 2016 in Insurance

    In the world we live in today, bad things happen, including terrorist attacks in wonderful cities like Paris and Brussels. Sad incidents like these shouldn't discourage families from their summer travel plans, but it is important to be insured for the possible travel costs that can arise from an act of terrorism.... Read More

  • How to Find a Job Abroad After College

    How to Find a Job Abroad After College

    Posted by Robert DiGiacomo on: April 18, 2016 in Travel

    If you're getting ready to graduate from college — and looking to cast an international net for a job — you need to do much more than book a plane ticket to Paris, Buenos Aires, or another city of your dreams. Your to-do list should include determining visa requirements, researching global job markets, drafting a worldly resume, and determining how much it will cost to live in a particular country or region. Here are some resources and tips for realizing your goal of working abroad:... Read More