There are many things that change when a person decides to move abroad and live in another country. Whether for work or personal reasons, such a move is an adventure. Among these changes, there is one area of your life that you should be able to keep stable – your health protection.
Our annually renewable major medical plan, CitizenSecure®, is available to individuals in most locations around the world. CitizenSecure® offers comprehensive medical coverage with an option to include or exclude coverage within the US and Canada. Optional Dental and Term Life/Accidental Death & Dismemberment (AD&D) insurance are also available for purchase with each plan.
Who Would Benefit From a CitizenSecure® Plan
- US Expatriates: those citizens who reside in a country other than the US for typically longer than a year
- Foreign Nationals: those citizens of a country other than the US, who reside either in the US, in a country outside of their home country, and possibly even within their home country
Key Benefits of a CitizenSecure® Plan
| BRIEF SUMMARY | PROVIDED? | |
|---|---|---|
| Plan renewable | Yes | CitizenSecure® is annually renewable for eligible individuals. See the plan's Description of Coverage for full eligibility requirements. |
| Savings for paying a full year of premium in advance | Yes | See the plan's Application for more details. |
| Children covered for free | Yes | If both parents are insured under the same plan, the first two children 14 days to 9 years of age are free. |
| Zero coinsurance outside the U.S. | Yes | See the plan's Description of Coverage for more details. |
| Zero coinsurance inside the U.S. within the PPO Network | Yes | If you use a doctor in the PPO Network; otherwise, it is 80/20. See the plan's Description of Coverage for more details. |
| Wellness benefits | Yes | Benefits are available after 12 months of continuous coverage for age-eligible members. See the plan's Description of Coverage for more details. |
| Maternity care | Yes | Coverage is available after 12 months of consecutive coverage. See the plan's Description of Coverage for more details. |
| Optional dental coverage | Yes | You may purchase our optional dental rider for coverage. See the plan's Description of Coverage for more details. |
These benefits and many more, as well as a full list of travel assistance services, come standard with our CitizenSecure® expat health insurance plan. You will also have access to our international provider network, CMN, which expands over 130 countries and encompasses over 6,000 doctors and 2,000 hospitals.
CitizenSecure® Claims Savings Example
Our superior customer service support is here for you 24/7 and in multiple languages. They can help you to find doctors in your area that speak your native language, offer assistance with various travel related services, claims questions and the like. Our World Service Center also offers many new ways to contact them to help meet our members’ preferences.
Not sure which CitizenSecure® plan is right for you? Then check out our CitizenSecure® Comparison Chart.
