Short Term Health Insurance
Changes. Concerns. Worry. That’s usually the path your brain follows in the face of a life-changing event. Don’t let short term medical insurance coverage be one of your transitioning worries.
Whether you’re between jobs, facing immigration concerns, traveling abroad or encountering other life events, the HCC Medical Insurance Services Short Term Health Insurance website is designed to help you navigate various options to find the best insurance plan for your specific needs. This data portal contains everything you need to know about short term health insurance, including common situations where you might need short term medical insurance, organizations and programs related to this type of insurance, instructional graphics, expert videos and more.
What is short term health insurance?
Short-term health insurance policies are designed to provide financial security and help cover the expenses of medical care by providing protection at an affordable price. Read more
Do you know what COBRA alternatives are available?
COBRA was designed to allow individuals to continue coverage for a temporary period until they were covered under another employer’s policy, individual coverage including a private short term health insurance policy, Medicare or another program Read more
How can you get your child the protection he or she needs?
A short term medical insurance policy can give your child the protection he needs, and grant you some peace of mind. For a monthly premium, you also can protect the family finances from unexpected and costly visits to the doctor's office or the emergency room.Read more
What happens when you turn 26?
What plans have you or your parents made for your loss of medical insurance coverage on your 26th birthday? Don't assume that your you are immune from accidental injuries and illnesses. Read more
Researching early retirement options?
STM Complete is an early retirement insurance for individuals who are looking for to get the most out of life. Just because you are in the market for a temporary health insurance policy, it doesn’t mean that you have to sacrifice great coverage.Read more
Short Term Medical Insurance FAQ:
You’re healthy and young, so when it comes to short term medical insurance you may be thinking “What’s the point?” Or perhaps you’re between jobs and overwhelmed with the short term health insurance options available. Click through our FAQ section to find an answer to your short term medical coverage question.
|How does short-term health insurance work?|
|A short-term health insurance plan is designed to cover you for a shorter period of time than standard insurance. On average, coverage for these policies range from six to 12 months. However, some plans can be as short as one month.|
|Why would I need short-term health insurance?|
|Many people find that a short-term policy is an ideal solution for some of life’s unexpected or special circumstances, such as layoffs college graduation or a transition between jobs. Also, younger adults who are no longer on their parents’ insurance may need a short-term solution until they can obtain full-time coverage. If you find yourself in need of insurance for a limited period, you may want to consider short-term health insurance to make sure you are covered in the event of unexpected illnesses and accidents.|
Organizations and Programs:
There are many different organizations and programs that assist individuals in between jobs which can easily be confused as you search for short term health insurance solutions. Medicare is a federal health insurance program for individuals over 65, young people with disabilities or people with End-State Renal Disease. COBRA is a 1988 budget act that allows workers the right to continue their group health insurance benefits if you quit or lose your job. AARP is a non-government association dedicated to improving the quality of life for seniors over 50 years old.
Find Short Term Health Insurance in Your State:
The transition between your old job to the new one has brought lots of changes: new house in a new town in a new state. A change that might not be as noticeable at first is your health care coverage. Insurance coverage varies from state to state, which is something to consider as you look for the best short term health insurance option to fit your needs. Find out about the benefits specific to your region when you click here.