Choosing among the seemingly endless list of international student health insurance plans can leave anyone’s head spinning. There are a lot of variations in coverage, not to mention technical terms you must navigate through. We try to make things a little simpler by offering StudentSecure insurance.
Our StudentSecure international student health insurance plan provides medical coverage for full-time students or full-time scholars studying outside of their home country.
With four levels of coverage to choose from, you can almost certainly find what you need at a price you can afford. Plus, all of our international plans come with our worldwide provider network offering our members even more opportunities to save on out-of-pocket expenses.
|Maximum medical benefit||$500,000||$300,000||$250,000||$200,000|
|Coinsurance||Following the deductible, 100% coverage within the PPO network and outside the U.S.; 80% coverage outside the PPO network.||Following the deductible, 80% coverage up to $5,000, then 100% coverage to the maximum medical benefit.||Following the deductible, 80% coverage up to $25,000, then 100% coverage to the maximum medical benefit.||Following the deductible, 80% coverage to the maximum medical benefit.|
|Meets student visa requirements for J-1 visa||Yes||Yes||Yes||Yes|
|Savings for paying full premium in advance||Yes||Yes||Yes||Yes|
|Pre-existing condition coverage||Yes, after 6 months||Yes, after 6 months||Yes, after 12 months||Only for the acute onset of a pre-existing condition|
|College sports covered||Yes, $5,000 per injury||Yes, $5,000 per injury||Yes, $3,000 per injury||No coverage|
|Maternity and newborn care covered||Yes (80% inside PPO, 60% outside PPO)||Yes (80% inside PPO, 60% outside PPO)||Yes (80% inside PPO, 60% outside PPO up to $5,000 maximum)||No|
|Emergency medical evacuation coverage||Yes||Yes||Yes||Yes|
|Accidental death & dismemberment coverage (AD&D)||Yes||Yes||No||No|
|Optional AD&D rider||Yes, $25,000||Yes, $25,000||No||No|
|Optional crisis response coverage||Yes, $100,000||Yes, $100,000||No||No|
Our StudentSecure plans also come with our full line of travel assistance services, available 24/7. To access these services or to address any questions or needs regarding your policy, simply contact our World Service Center. They are available 365 days a year and can support multiple languages.
Tokio Marine HCC - Medical Insurance Services Group (MIS Group) is a service company and a member of the Tokio Marine HCC group of companies. We are regulated by the State of Indiana in our capacity as Third Party Administrator. Tokio Marine HCC - MIS Group has authority to enter into contracts of insurance on behalf of the Lloyd's underwriting members of Lloyd's Syndicate 4141, which is managed by Tokio Marine HCC – International Group.