Choosing among the seemingly endless list of international student health insurance plans can leave anyone’s head spinning. There are a lot of variations in coverage, not to mention technical terms you must navigate through. We try to make things a little simpler by offering StudentSecure insurance.
Our StudentSecure international student health insurance plan provides comprehensive medical coverage for full-time students or full-time scholars studying outside of their home country.
With four levels of coverage to choose from, you can almost certainly find what you need at a price you can afford. Plus, all of our international plans come with our worldwide provider network offering our members even more opportunities to save on out-of-pocket expenses.
|Maximum medical benefit||$500,000||$300,000||$250,000||$200,000|
|Coinsurance||Following the deductible, 100% coverage within the PPO network and outside the U.S.; 80% coverage outside the PPO network.||Following the deductible, 80% coverage up to $5,000, then 100% coverage to the maximum medical benefit.||Following the deductible, 80% coverage up to $25,000, then 100% coverage to the maximum medical benefit.||Following the deductible, 80% coverage to the maximum medical benefit.|
|Meets student visa requirements for J-1 visa||Yes||Yes||Yes||Yes|
|Savings for paying full premium in advance||Yes||Yes||Yes||Yes|
|Pre-existing condition coverage||Yes, after 6 months||Yes, after 6 months||Yes, after 12 months||Only for the acute onset of a pre-existing condition|
|College sports covered||Yes, $5,000 per injury||Yes, $5,000 per injury||Yes, $3,000 per injury||No coverage|
|Maternity and newborn care covered||Yes (80% inside PPO, 60% outside PPO)||Yes (80% inside PPO, 60% outside PPO)||Yes (80% inside PPO, 60% outside PPO up to $5,000 maximum)||No|
|Emergency medical evacuation coverage||Yes||Yes||Yes||Yes|
Our StudentSecure plans also come with our full line of travel assistance services, available 24/7. To access these services or to address any questions or needs regarding your policy, simply contact our World Service Center. They are available 365 days a year and can support multiple languages.
HCC Medical Insurance Services, LLC (HCCMIS) is a service company that is a subsidiary of HCC Insurance Holdings Inc. HCCMIS is regulated by the State of Indiana in our capacity as Third Party Administrator. HCCMIS has authority to enter into contracts of insurance on behalf of the Lloyd's underwriting members of Lloyd's Syndicate 4141, which is managed by HCC Underwriting Agency Ltd.