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A Review of HCCMIS from T.E.S.S.

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A Review of HCCMIS from T.E.S.S.

From T.E.S.S.’s Ron Reisler:

T.E.S.S. – THE EXCHANGE STUDENTS SERVICE (www.tessusa.com) is an agency headquartered in Massachusetts that brings international students to the U.S. to study in a variety of programs. The students come from Brazil, China, Korea, Spain and other countries to enroll in any of three programs: an Intensive English Language program at an American college or language school, a private American high school, or an American college.

It is our goal to be the best firm, not the biggest. In order to be the best we have committed to a unique process in terms of bringing our applicants to the U.S., as well as to having a strong and consistent support system while they are here. One component is to have the best emergency health insurance program for our students. We researched the various carriers and chose Atlas Travel Insurance for three reasons:

  1. We wanted a well-known name to facilitate the students' access to health care. Their affiliation with Lloyds of London more than met our criteria.
  2. We wanted to provide great coverage at very competitive premiums. Their plan, which has a $0 deductible and $1,000,000 of coverage, was perfect for us.
  3. We wanted a company that was easy to deal with and that had a smooth claims handling process. That basically defines HCCMIS. Their sales rep made everything happen just the way we wished.

If you want to contact us about our coverage, please email Ron Reisler at ronr@tessusa.com.

If you know of a student who is thinking of studying in the USA, please let us help them to succeed by visiting www.tessusa.com.


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Tokio Marine HCC - MIS Group international insurance products are underwritten by Lloyd’s. Tokio Marine HCC - Medical Insurance Services Group (MIS Group) is a service company and a member of the Tokio Marine HCC group of companies. Tokio Marine HCC - MIS Group has authority to enter into contracts of insurance on behalf of the Lloyd’s underwriting members of Lloyd’s Syndicate 4141, which is managed by HCC Underwriting Agency Ltd.