Senior Travel Medical Insurance?
Nearly all global travelers are recommended to purchase health insurance if their regular health plan provides limited or no coverage abroad.
Here are four reasons to consider senior travel medical insurance for your international trip:
1. Seniors are at higher risk of experiencing a fall. More than one in three seniors age 65 or older falls each year, making falls the leading cause of both fatal injuries and nonfatal injuries requiring hospitalization among seniors. According to the Centers for Disease Control and Prevention (CDC), older adults experience three million falls requiring medical treatment each year. Thirty thousand seniors die from falls annually.
2. No matter the destination you choose or the activities you plan, there’s always a chance you could encounter an accident, illness, or travel complication that calls for global insurance coverage. Overseas vacations can expose travelers of all ages to new foods, unfamiliar environments, foreign diseases, and travel mishaps. Senior insurance can cover eligible hospitalizations, physician expenses, diagnostics, surgery, and even interruptions and delays to get your trip back on track.
3. Your regular health insurance may not cover you outside of your home country. That’s why the U.S. Department of State recommends that you “ask your medical insurance company if your policy applies overseas – and if it covers emergency expenses such as medical evacuation.”
4. Your visa may require travel medical insurance or proof that you’ll be able to pay for unexpected expenses incurred in your host country. Our Atlas Travel plan meets the requirements of many visas, including Europe’s Schengen visa. Atlas Travel also provides policyholders a visa letter you can use to help prove your ability to pay for unexpected medical expenses.