Visitor Health Insurance for the USA?
No matter your reason for traveling the United States, it’s wise to consider the unpredictable complications that could occur during your trip.
Here are four reasons to consider visitor health insurance to provide coverage during your time in the USA:
1. No matter your planned destinations or activities, there’s always a chance you could encounter a travel mishap, accident, or illness that calls for visitor health coverage. Visitor insurance can provide coverage for eligible hospitalizations, physician expenses, sutures, surgery, travel delays, trip interruptions, and other expenses required to get your trip back on track.
2. Healthcare in the U.S. can be very expensive. According to Healthcare.gov, fixing a broken leg can cost up to $7,500 in the United States. The average cost of a 3-day hospital stay is around $30,000. A visitor medical insurance plan can provide access to quality doctors and hospitals as well as coverage for medical expenses.
3. Your regular health insurance may not cover you in the USA. That’s why the U.S. Department of State recommends that you “ask your medical insurance company if your policy applies overseas – and if it covers emergency expenses such as medical evacuation.” If it doesn’t, visitor medical insurance can provide the coverage you need.
4. Your visa may require travel medical insurance or proof that you’ll be able to pay for unexpected expenses incurred in the United States. Our Atlas America plan meets the requirements of the J-1 visa for work and study-based exchange programs in the U.S. It also provides policyholders with a visa letter that can serve as proof of coverage or help prove your ability to pay for unexpected medical expenses.